Belmont Homes with Gated Community Features

Belmont Homes with Gated Community Features

Welcome to Belmont, North Carolina—a hidden gem nestled in Gaston County, where Southern charm meets modern living. This picturesque city, located just a stone's throw from bustling Charlotte, offers a unique blend of small-town warmth and urban convenience. With its scenic parks, vibrant downtown, and rich history, Belmont invites residents to enjoy a lifestyle steeped in community spirit and natural beauty.

When it comes to real estate, Belmont truly shines, especially with its exclusive gated communities. These neighborhoods provide an added layer of security and privacy, making them ideal for families, retirees, and anyone seeking a serene retreat. Homes in these gated communities often boast luxurious features and spacious layouts, perfect for entertaining or simply unwinding after a long day. Imagine waking up to beautifully landscaped surroundings, enjoying morning coffee on your private patio, or taking a leisurely stroll through tree-lined streets.

In addition to the allure of gated living, Belmont is known for its excellent schools, thriving local businesses, and a variety of recreational options. Whether you’re exploring the scenic Catawba River, dining at charming local eateries, or participating in community events, there’s always something to keep you engaged and entertained.

Belmont is more than just a place to live; it’s a vibrant community where neighbors become friends and memories are made. Discover your dream home in one of Belmont’s gated communities and experience the perfect blend of tranquility and convenience in this beautiful corner of North Carolina. Welcome home!

Newest Belmont Homes with Gated Community Features

$1,745,000
4 Beds ⋅ 5 Baths ⋅ 4380728 MLS ⋅ ACTIVE Status
Rare opportunity in one of Belmont's best-kept secrets the gated waterfront community of Misty Waters on Lake Wylie. Situated on a private 0.94-acre waterfront lot, 9128 Shorewood Place offers stunning water views, exceptional outdoor living, and the added benefit of no city taxes. This move-in-ready home had a new roof (2024), exterior paint (2024), exterior stonework (2025), hot water heater (2024), HVAC system (2022), septic service (2025), and a complete kitchen renovation (2024) featuring new appliances and modern finishes. Designed with multi-generational living in mind, the home offers 4 bedrooms, 4 full baths, and 1 half bath. The main level features a spacious primary suite, formal dining room, private office, and cozy keeping room. Upstairs, you'll find a large game room/flex space and abundant storage throughout. The fully finished walkout basement is ideal for guests or extended living, complete with a second full kitchen, recreation room, flex space, storage areas, and direct access to outdoor entertaining areas. Outdoor living is where this property truly shines. Enjoy a large deck overlooking the water, covered patio, gazebo, private dock, and easy access to kayaking and paddleboarding. Whether hosting friends or enjoying a peaceful sunset, the setting is spectacular. The home includes two kayaks, a paddleboard, and floating tube.Everything you need to start enjoying lake life immediately. Residents of Misty Waters enjoy a gated entrance, community pool, marina, walking trail, kayak launch area, and soccer field. This exceptional waterfront property offers the perfect blend of luxury, comfort, and year-round recreation in one of Lake Wylie's most desirable communities.

9128 Shorewood Place, Belmont

Listing courtesy of Premier South. randy@ransellshomes.com
$100,000
4404044 MLS ⋅ ACTIVE Status
An excellent opportunity to build your custom home on a private, cul-de-sac lot in Reflection Pointe! This gated community features lake access to Lake Wylie, a community beach, community marina, dry boat storage, clubhouse with billiard room, outdoor pool, multiple playgrounds, tennis and basketball courts, soccer field, picnic areas, walking trails, & more. Don't miss your opportunity to build in one of Belmont's incredibly desirable waterfront communities. Listing agent is property owner.

2117 Wood Clough Court Unit #341, Belmont

Listing courtesy of Keller Williams Connected. chelsea@handyearth.com
$89,900
4402747 MLS ⋅ ACTIVE Status
Build your custom luxury home on this .65-acre level lot located within the prestigious gated community of River Lakes. Offering a rare blend of privacy and accessibility, this homesite is situated just a 10-minute drive from the vibrant atmosphere of Downtown Belmont, where you can enjoy local breweries, boutique retail, and acclaimed restaurants. For those commuting or seeking city amenities, Uptown Charlotte is a convenient 30-minute drive away, providing the ideal balance between a quiet small-town feel and metropolitan proximity. The minimum build requirements for a one-story home on a crawl foundation are 2,800 square feet (HLA), while a two-story residence requires 3,400 square feet (HLA). While all custom home plans must undergo a formal review process to ensure community harmony, there is no initial build time requirement, allowing you to purchase the land now and build whenever you are ready. The lot has already passed a perk test for a four-bedroom home, and interested buyers are encouraged to contact the county to explore the potential for additional bedrooms.

8013 Water View Drive Unit #4, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com
$1,645,000
4 Beds ⋅ 4 Baths ⋅ 4399291 MLS ⋅ ACTIVE Status
LAKEFRONT LUXURY | BIG WATER VIEWS | PRIVATE COVERED DOCK | ELEVATOR Freshly updated with newly painted warm white interior and ready to make a stunning first impression, this exceptional custom Yeary Homes lakefront retreat offers the Lake Wylie lifestyle buyers dream about but rarely find. Imagine starting your morning with coffee overlooking sparkling main-channel views, spending the afternoon boating, paddleboarding, or swimming from your private covered dock, then gathering around the lakeside fire pit as the sun sets across the water. This is not simply a beautiful home. It is a place where every day feels like a vacation. Perfectly positioned in the prestigious gated community of Reflection Pointe, this home combines deep water, breathtaking long-range views, elevator access, and a private covered dock to create one of the area’s most complete waterfront lifestyles. Designed to celebrate the lake, walls of windows frame panoramic water views from nearly every rear-facing room. Fourteen-foot coffered ceilings, custom built-ins, rich architectural details, and an open floor plan create an inviting atmosphere that feels both elegant and comfortable. Whether entertaining a crowd or enjoying a quiet evening at home, the layout was designed to bring people together. The chef’s kitchen is the heart of the home, featuring granite countertops, extensive pull-out cabinetry, a premium Dacor gas cooktop, new appliances in 2024, generous prep space, and seamless flow into the dining and great room, all overlooking the water. Retreat to the luxurious main-level primary suite where peaceful lake views greet you each morning. A spa-inspired bath and spacious layout create the perfect private escape, while the elevator provides effortless access to every level, making the home ideal for today’s lifestyle and tomorrow’s convenience. The walkout lower level offers incredible flexibility with a spacious family room featuring a second fireplace, wet bar, three additional bedrooms, flex space, abundant storage, and a screened porch that invites guests to relax long after the day on the water has ended. Outdoor living is equally impressive. Expansive covered porches, a screened retreat, flagstone terrace, beautifully terraced landscaping, fenced backyard, Zoysia lawn, lake-fed irrigation, and a lakeside fire pit create unforgettable spaces for entertaining or simply enjoying the peaceful surroundings. The private waterfront amenities make lake living effortless. The covered dock features a motorized boat lift, separate floating PWC dock, internet service, city water, dedicated music zone, and HD security camera system. The deep-water location provides dependable boating access throughout the year, allowing you to enjoy Lake Wylie to its fullest. Additional luxury features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, dual HVAC systems, tankless water heater, whole-house surge protection, epoxy-coated garage and storage floors, plus an oversized garage with extra space for a workshop, golf cart, or recreational equipment. The sloped driveway allows the home to sit closer to the shoreline, creating a more immersive waterfront experience with enhanced privacy and spectacular panoramic views that are difficult to replicate. Just minutes from Belmont, Charlotte Douglas International Airport, restaurants, shopping, and everything Lake Wylie has to offer, this freshly refreshed waterfront retreat delivers the luxury, convenience, and lake lifestyle discerning buyers have been waiting for. Live the lake life. Every single day.

3225 Lake Pointe Drive, Belmont

Listing courtesy of Keller Williams Ballantyne Area. maxwellhse@gmail.com
$2,850,000
5 Beds ⋅ 6 Baths ⋅ 4399801 MLS ⋅ ACTIVE Status
Welcome to **Deepwater Retreat**, a European-inspired custom waterfront estate in Belmont’s gated Reflection Pointe community on Lake Wylie. Privately positioned along the water, this 7,420-square-foot residence offers 5 bedrooms, 5.5 baths, a private dock with boat and jet ski lifts, and a rare blend of craftsmanship, scale, and lakefront living. Designed for both everyday comfort and elevated entertaining, the home features a main-level gourmet kitchen with Thermador appliances, custom cabinetry, expansive gathering spaces, a private main-level primary suite, and multiple en suite bedrooms. The lower level offers a flexible second living area with its own kitchen, private screening room, fitness space, wine storage, full bath, and additional rooms suited for guests, hobbies, or extended stays. Outdoor living is at the center of the experience, with multi-tiered patios, exterior fireplaces, overlooking the water, and direct access to Lake Wylie from the custom Trex dock and covered gazebo. Built with lasting quality in mind, the home includes steel interior framing designed to maximize water views, 2x6 exterior wall framing, foam insulation, Lincoln aluminum windows and doors, whole-house audio, AT&T Fiber, and extensive storage. More than a home on the lake, Deepwater Retreat is a private waterfront estate created for space, comfort, craftsmanship, and the lifestyle only Lake Wylie can offer.

3255 Lake Pointe Drive, Belmont

Listing courtesy of SERHANT. JoshT@Serhant.com
$469,999
4397848 MLS ⋅ ACTIVE Status
Your opportunity to own a rare main channel waterfront lot in the highly sought-after gated community of Reflection Pointe, complete with an approved dock design. This prime property offers breathtaking views and a lifestyle of leisure and luxury with access to a community pool, clubhouse, tennis courts, an athletic field, walking trails, and a pavilion with beach area. Located less than 20 miles from Uptown Charlotte and just a short drive to the charming shops and restaurants of downtown Belmont, this lot combines the beauty of lakeside living with the convenience of city access.

3235 Lake Pointe Drive, Belmont

Listing courtesy of Giving Tree Realty. steven.imobersteg@givingtreerealty.com
$199,000
4392000 MLS ⋅ ACTIVE Status
Beautiful lot in a cove with view of the main channel. Sloping wooded lot to waterfront gives Buyer an opportunity to open the view as much as they desire with privacy. Great lot for a basement construction. Reflection Pointe offers loads of amenities that you want without having to leave home. Community amenities include a lagoon style swimming pool, clubhouse, lighted tennis courts, paved walking trails, soccer field, playground, and a marina with a sandy beach area on Lake Wylie. Also features Boat Slips, Boat Launch, Boat Storage Area, Canoe and Kayak Dock and Storage, Clubhouse, Pavilion, Playground, Pool, Trails, Pickleball, Bocce, Fishing.

5140 Watermeade Lane, Belmont

Listing courtesy of Premier Sotheby's International Realty. tommy.ingram@premiersir.com
$144,700
4383788 MLS ⋅ ACTIVE Status
Located on the most coveted, rare, crawlspace lots in Reflection Pointe, this is THE ONE you've been waiting for! Imagine turning down to the quiet southern tip of South Point Road, driving through the stunning gates of Reflection Pointe, and pulling up to a home designed entirely by you. While most available homesites require intense grading, 1116 Verdant Ridge Circle offers a rare, beautifully-level, 0.7-acre canvas wrapped in mature trees for built-in privacy. Situated at the scenic, southern tip of the South Point Road peninsula, called "The Point" by locals, this lot balances quiet luxury with resort-style living. Here, you're just a short walk from Lake Wylie access and neighborhood beach, covered picnic area, secure boat storage, community clubhouse, wade-in pool, tennis courts, playground, and putting green. Enjoy a serene backdrop with multiple pond views, fountains, and easy access to a walking trail from the rear corner of your lot! The rare view from the front of your lot features a dedicated park area with an additional pond and fountain! All this is paired with a quick commute to Charlotte and minutes from downtown Belmont!

1116 Verdant Ridge Circle, Belmont

Listing courtesy of Howard Hanna Allen Tate Gastonia. megan.triplett@allentate.com
$1,149,900
4 Beds ⋅ 4 Baths ⋅ 4382710 MLS ⋅ ACTIVE Status
NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now! Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities!

5138 Watermead Lane Unit #130, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com
$1,325,000
5 Beds ⋅ 6 Baths ⋅ 4378139 MLS ⋅ ACTIVE Status
Exquisite one owner home on an almost 1 acre lot with wonderful water views. Nestled in a prestigious gated community, this 2008 custom-built stone and stucco residence offers the perfect blend of elegance, comfort, and functionality. Boasting breathtaking water views, this home is designed to capture natural light and showcase serene surroundings from nearly every room. The main living areas feature high-quality finishes, thoughtful architectural details, and an open, inviting layout perfect for both entertaining and everyday living. Chef’s kitchen is thoughtfully designed for both culinary excellence and effortless entertaining. The generous layout offers ample prep spaces with center island + an eat-in dining area perfectly positioned to capture serene water views. The spacious main-level primary bedroom is a private retreat designed for comfort and style. A cozy fireplace adds warmth and ambiance, while a built-in bar elevates the space for relaxation. The suite also features an attached office/flex space, perfect for work-from-home needs, a private study, or a personal lounge area—combining functionality and luxury in one elegant setting. Upstairs Bonus Room provides a versatile living space—ideal for a home theater, recreation area, or guest suite with full bath. Enjoy ultimate convenience with dedicated laundry rooms on the first and second floors. Finished lower level has one bedroom with full bath and a family room that has french doors leading to patio. Step outside to enjoy tranquil vistas from your private outdoor spaces, where the beauty of the water and surrounding landscape create an unparalleled backdrop for relaxation. Secure, serene, and sophisticated, this home offers the ultimate in privacy and luxury within a coveted gated community. **See photos for rendering showcasing a future pool concept for the expansive backyard.**

8041 Water View Drive, Belmont

Listing courtesy of Savvy + Co Real Estate. danapb@carolina.rr.com
$49,900
4381362 MLS ⋅ ACTIVE Status
Nestled in the highly sought-after Reflection Pointe community, this beautiful 0.32-acre waterfront lot offers the perfect opportunity to build your dream home. Situated on a peaceful street, 2009 Beauhaven Lane backs up to the water, providing serene views and a private setting. Enjoy all that this premier gated neighborhood has to offer, including resort-style amenities, walking trails, clubhouse, pool, tennis courts, and lake access. Bring your own builder and create the custom home you’ve always envisioned in one of Belmont’s most desirable communities. Conveniently located near downtown Belmont, dining, shopping, and a short drive to Charlotte.

2009 Beauhaven Lane, Belmont

Listing courtesy of Premier South. rloganandrew@gmail.com
$145,000
4375096 MLS ⋅ ACTIVE Status
Build Your Dream Home in Reflection Pointe a waterfront community on Lake Wylie (NC side) This premier FLAT building pad lot is one of the few remaining level builds (without any powerlines) in the prestigious Reflection Pointe subdivision, offering an effortless foundation for your custom home. Prime Location: Enjoy a serene backdrop with a pond and walking trail directly at the rear of your property. Unbeatable Proximity: A short, scenic stroll leads you straight to the community clubhouse and the active tennis/pickleball courts. Luxury Amenities (Included in HOA): Clubhouse & Recreation: Take advantage of the spacious community clubhouse and resort-style pool. Waterfront Living: Includes access to the community marina. Boater’s Perk: On-site boat storage is provided at no additional cost beyond your standard dues. Close to restaurants, shopping and Charlotte Douglas International airport

5017 Hermitage Court Unit #202, Belmont

Listing courtesy of Howard Hanna Allen Tate Lake Norman. jan.cameron@howardhannatate.com
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