Belmont Homes with Waterfront

Belmont Homes with Waterfront

Welcome to Belmont, North Carolina, a picturesque gem nestled in Gaston County that beautifully blends small-town charm with modern conveniences. Known for its vibrant community spirit and rich history, Belmont boasts a delightful array of shops, restaurants, and parks that invite residents and visitors alike to explore its enchanting streets.

One of the most captivating features of Belmont is its stunning waterfront properties. With the serene waters of Lake Wylie and the Catawba River nearby, homeowners can enjoy breathtaking views and a lifestyle that embraces the outdoors. Imagine waking up to the gentle sounds of water lapping against the shore, enjoying morning coffee on your private deck, or spending leisurely afternoons fishing, kayaking, or simply soaking in the sun. Waterfront homes in Belmont offer not just a residence, but a lifestyle filled with tranquility and adventure.

The real estate market in Belmont is thriving, with a variety of homes that cater to diverse tastes and budgets. From charming cottages to luxurious estates, there’s something for everyone in this idyllic setting. The community is also known for its excellent schools and family-friendly atmosphere, making it a perfect place to settle down and raise a family.

Whether you’re seeking a peaceful retreat or an active lifestyle, Belmont’s waterfront homes provide a unique opportunity to embrace the beauty of nature while enjoying the conveniences of city living. Come and discover why Belmont is not just a place to live, but a place to love!

Newest Belmont Homes with Waterfront

$1,745,000
4 Beds ⋅ 5 Baths ⋅ 4380728 MLS ⋅ ACTIVE Status
Rare opportunity in one of Belmont's best-kept secrets the gated waterfront community of Misty Waters on Lake Wylie. Situated on a private 0.94-acre waterfront lot, 9128 Shorewood Place offers stunning water views, exceptional outdoor living, and the added benefit of no city taxes. This move-in-ready home had a new roof (2024), exterior paint (2024), exterior stonework (2025), hot water heater (2024), HVAC system (2022), septic service (2025), and a complete kitchen renovation (2024) featuring new appliances and modern finishes. Designed with multi-generational living in mind, the home offers 4 bedrooms, 4 full baths, and 1 half bath. The main level features a spacious primary suite, formal dining room, private office, and cozy keeping room. Upstairs, you'll find a large game room/flex space and abundant storage throughout. The fully finished walkout basement is ideal for guests or extended living, complete with a second full kitchen, recreation room, flex space, storage areas, and direct access to outdoor entertaining areas. Outdoor living is where this property truly shines. Enjoy a large deck overlooking the water, covered patio, gazebo, private dock, and easy access to kayaking and paddleboarding. Whether hosting friends or enjoying a peaceful sunset, the setting is spectacular. The home includes two kayaks, a paddleboard, and floating tube.Everything you need to start enjoying lake life immediately. Residents of Misty Waters enjoy a gated entrance, community pool, marina, walking trail, kayak launch area, and soccer field. This exceptional waterfront property offers the perfect blend of luxury, comfort, and year-round recreation in one of Lake Wylie's most desirable communities.

9128 Shorewood Place, Belmont

Listing courtesy of Premier South. randy@ransellshomes.com
$1,950,000
4 Beds ⋅ 4 Baths ⋅ 4406218 MLS ⋅ ACTIVE Status
Designed with both luxury and livability in mind, to make the most of your waterfront living and brand new dock! This exceptional custom residence offers more than 3,700 square feet of intentionally curated living space in one of Belmont's most coveted gated communities. Built by the award-winning team at Keen HomeCrafters, the home seamlessly blends timeless architecture, refined finishes, and modern functionality—all just moments from downtown Belmont and the Lake Wylie lifestyle. The open-concept floor plan was designed for effortless entertaining and everyday comfort, flowing from the dining area and great room to an inviting den with fireplace and thoughtfully designed outdoor living spaces. Expansive windows fill the home with natural light, highlighting sophisticated details throughout and centering around the chef's kitchen featuring custom cabinetry, an oversized island, stainless steel appliances, a custom vent hood, and a scullery pantry with beverage center. The main-level primary suite offers a private retreat with direct outdoor access, a spa-inspired bath with a freestanding soaking tub and oversized walk-in shower, and an expansive custom closet. Upstairs, additional living space is complemented by a private guest suite with an ensuite bath and a versatile fourth bedroom or bonus room ideal for a home office, fitness space, media room, or additional guest accommodations. Rare for the community, a level backyard, surrounded by mature landscaping and natural tree coverage, the rear yard offers endless possibilities, a future pool, additional entertaining spaces, design whatever you can dream! Residents of Reflection Pointe enjoy incredible amenities - resort-style pool, tennis courts, waterfront clubhouse just down the road, and walking trails. Offering exceptional craftsmanship, architectural distinction, and an enviable Belmont location, this remarkable home presents a rare opportunity to experience luxury Lake Wylie waterfront living at its finest.

1535 Reflection Pointe Boulevard, Belmont

Listing courtesy of Realty One Group Revolution. JPWRealEstate@outlook.com
$555,000
2 Beds ⋅ 1 Baths ⋅ 4405510 MLS ⋅ ACTIVE Status
Discover the opportunity to own 1.32 private waterfront acres on peaceful Duck Cove Road at Lake Wylie. Less than one mile from the new proposed Publix Grocery on New Hope Road, this property offers the perfect balance of privacy, convenience, and natural beauty. Surrounded by nearby prestigious communities, including the luxury homes of McLean and Reflection Pointe, with new off water home communities under construction, you'll enjoy an exceptional location —making this a rare opportunity to create your own waterfront dream home. Whether you're looking to renovate the existing home or live comfortably while planning your custom lakefront residence, this property offers outstanding potential. Tucked away on the Catawba River at Lake Wylie, you'll enjoy a private nature sanctuary where blue herons, egrets, Red-tailed Hawks, and deer are frequent visitors. The calm, glass-like waters provide the perfect setting for morning coffee, kayaking, paddleboarding, fishing, or simply unwinding while surrounded by the beauty of the lake. As the seasons change, the cove offers an ever-changing natural landscape, creating a front-row seat to the beauty and rhythm of Lake Wylie. With no HOA, you'll have the freedom to make the property your own. The generous 1.32-acre homesite provides ample space for your vision while preserving privacy, and the grandfathered dock (in need of repair) offers a connection to the lake that enhances this unique waterfront setting. Rarely does an opportunity combine the privacy of a nature retreat with the convenience of nearby shopping, luxury neighborhoods, and the chance to build a custom waterfront home in one of Lake Wylie's most desirable and rapidly growing areas. Sold AS IS. Septic permit is for two bedrooms. All interior photos are digitally enhanced to remove seller's personal belongings so the photos are for illustrative purposes only, and buyer must verify room conditions. Portions of finished basement are under 7ft in height and are therefore not included in square footage. American Home Shield Warranty is provided.

146 Duck Cove Road, Belmont

Listing courtesy of Lake Homes Realty LLC. 866-525-3466
$1,645,000
4 Beds ⋅ 4 Baths ⋅ 4399291 MLS ⋅ ACTIVE Status
LAKEFRONT LUXURY | BIG WATER VIEWS | PRIVATE COVERED DOCK | ELEVATOR Freshly updated with newly painted warm white interior and ready to make a stunning first impression, this exceptional custom Yeary Homes lakefront retreat offers the Lake Wylie lifestyle buyers dream about but rarely find. Imagine starting your morning with coffee overlooking sparkling main-channel views, spending the afternoon boating, paddleboarding, or swimming from your private covered dock, then gathering around the lakeside fire pit as the sun sets across the water. This is not simply a beautiful home. It is a place where every day feels like a vacation. Perfectly positioned in the prestigious gated community of Reflection Pointe, this home combines deep water, breathtaking long-range views, elevator access, and a private covered dock to create one of the area’s most complete waterfront lifestyles. Designed to celebrate the lake, walls of windows frame panoramic water views from nearly every rear-facing room. Fourteen-foot coffered ceilings, custom built-ins, rich architectural details, and an open floor plan create an inviting atmosphere that feels both elegant and comfortable. Whether entertaining a crowd or enjoying a quiet evening at home, the layout was designed to bring people together. The chef’s kitchen is the heart of the home, featuring granite countertops, extensive pull-out cabinetry, a premium Dacor gas cooktop, new appliances in 2024, generous prep space, and seamless flow into the dining and great room, all overlooking the water. Retreat to the luxurious main-level primary suite where peaceful lake views greet you each morning. A spa-inspired bath and spacious layout create the perfect private escape, while the elevator provides effortless access to every level, making the home ideal for today’s lifestyle and tomorrow’s convenience. The walkout lower level offers incredible flexibility with a spacious family room featuring a second fireplace, wet bar, three additional bedrooms, flex space, abundant storage, and a screened porch that invites guests to relax long after the day on the water has ended. Outdoor living is equally impressive. Expansive covered porches, a screened retreat, flagstone terrace, beautifully terraced landscaping, fenced backyard, Zoysia lawn, lake-fed irrigation, and a lakeside fire pit create unforgettable spaces for entertaining or simply enjoying the peaceful surroundings. The private waterfront amenities make lake living effortless. The covered dock features a motorized boat lift, separate floating PWC dock, internet service, city water, dedicated music zone, and HD security camera system. The deep-water location provides dependable boating access throughout the year, allowing you to enjoy Lake Wylie to its fullest. Additional luxury features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, dual HVAC systems, tankless water heater, whole-house surge protection, epoxy-coated garage and storage floors, plus an oversized garage with extra space for a workshop, golf cart, or recreational equipment. The sloped driveway allows the home to sit closer to the shoreline, creating a more immersive waterfront experience with enhanced privacy and spectacular panoramic views that are difficult to replicate. Just minutes from Belmont, Charlotte Douglas International Airport, restaurants, shopping, and everything Lake Wylie has to offer, this freshly refreshed waterfront retreat delivers the luxury, convenience, and lake lifestyle discerning buyers have been waiting for. Live the lake life. Every single day.

3225 Lake Pointe Drive, Belmont

Listing courtesy of Keller Williams Ballantyne Area. maxwellhse@gmail.com
$2,850,000
5 Beds ⋅ 6 Baths ⋅ 4399801 MLS ⋅ ACTIVE Status
Welcome to **Deepwater Retreat**, a European-inspired custom waterfront estate in Belmont’s gated Reflection Pointe community on Lake Wylie. Privately positioned along the water, this 7,420-square-foot residence offers 5 bedrooms, 5.5 baths, a private dock with boat and jet ski lifts, and a rare blend of craftsmanship, scale, and lakefront living. Designed for both everyday comfort and elevated entertaining, the home features a main-level gourmet kitchen with Thermador appliances, custom cabinetry, expansive gathering spaces, a private main-level primary suite, and multiple en suite bedrooms. The lower level offers a flexible second living area with its own kitchen, private screening room, fitness space, wine storage, full bath, and additional rooms suited for guests, hobbies, or extended stays. Outdoor living is at the center of the experience, with multi-tiered patios, exterior fireplaces, overlooking the water, and direct access to Lake Wylie from the custom Trex dock and covered gazebo. Built with lasting quality in mind, the home includes steel interior framing designed to maximize water views, 2x6 exterior wall framing, foam insulation, Lincoln aluminum windows and doors, whole-house audio, AT&T Fiber, and extensive storage. More than a home on the lake, Deepwater Retreat is a private waterfront estate created for space, comfort, craftsmanship, and the lifestyle only Lake Wylie can offer.

3255 Lake Pointe Drive, Belmont

Listing courtesy of SERHANT. JoshT@Serhant.com
$450,000
4398211 MLS ⋅ ACTIVE Status
Beautiful waterfront lot in Reflection Bay, a gated Lake Wylie community in Belmont. Build your dream home and enjoy water views, a clubhouse, community pool, and a prime location just minutes from downtown Belmont's shopping, dining, and parks.

6024 Headlands Court, Belmont

Listing courtesy of Keller Williams Ballantyne Area. debbie@debbiecarpenter.com
$469,999
4397848 MLS ⋅ ACTIVE Status
Your opportunity to own a rare main channel waterfront lot in the highly sought-after gated community of Reflection Pointe, complete with an approved dock design. This prime property offers breathtaking views and a lifestyle of leisure and luxury with access to a community pool, clubhouse, tennis courts, an athletic field, walking trails, and a pavilion with beach area. Located less than 20 miles from Uptown Charlotte and just a short drive to the charming shops and restaurants of downtown Belmont, this lot combines the beauty of lakeside living with the convenience of city access.

3235 Lake Pointe Drive, Belmont

Listing courtesy of Giving Tree Realty. steven.imobersteg@givingtreerealty.com
$199,000
4392000 MLS ⋅ ACTIVE Status
Beautiful lot in a cove with view of the main channel. Sloping wooded lot to waterfront gives Buyer an opportunity to open the view as much as they desire with privacy. Great lot for a basement construction. Reflection Pointe offers loads of amenities that you want without having to leave home. Community amenities include a lagoon style swimming pool, clubhouse, lighted tennis courts, paved walking trails, soccer field, playground, and a marina with a sandy beach area on Lake Wylie. Also features Boat Slips, Boat Launch, Boat Storage Area, Canoe and Kayak Dock and Storage, Clubhouse, Pavilion, Playground, Pool, Trails, Pickleball, Bocce, Fishing.

5140 Watermeade Lane, Belmont

Listing courtesy of Premier Sotheby's International Realty. tommy.ingram@premiersir.com
$649,000
4395633 MLS ⋅ ACTIVE Status
Your lakefront life starts on Homesite 336, with over 330 feet of shoreline. This level corner lot sits on a long peninsula along Lake Wylie in Belmont, NC, with a private sandy beach where you can walk right into the water on the cove side. With eastern exposure, you get morning sun and open lake views in every direction. The lot gives you room to build the custom home you've been planning, with the option to add a basement on the left side. There's space for a dock to keep your water toys close and a pool when you want it. The land here has history too, once part of property owned by Daniel Stowe. Buy now and build on your own timeline. There's no deadline to break ground, and you'll work with one of McLean's approved builders when you're ready. Beyond your own lot, McLean is built for life on the water. A full-service marina run by Morningstar Marinas sits at the community's southern edge with both wet and dry slips, so a boat is always close at hand. Right next to it is Drift, a waterfront restaurant known for fresh seafood, grilled steaks, and craft cocktails with the lake in view. On land, residents have a clubhouse, outdoor pool, fitness center, and a growing network of walking and cycling trails. The Seven Oaks Preserve trail runs 2.8 miles along the shoreline through old oaks and tulip poplars, and it connects to Daniel Stowe Botanical Garden, one of America's "20 Great Gardens," where McLean residents get special membership rates. Evenings are easy here, whether that means a stroll at McLean Point waterfront park or sunset on the clubhouse deck. Downtown Belmont, with its restaurants, shops, and year-round events, is about 10 minutes away, and grocery stores and more shopping sit within a 10-minute drive on either side of the bridge in Lake Wylie. Come take a look.

629 Waterton Trail, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 704-913-4662
$3,623,300
5 Beds ⋅ 7 Baths ⋅ 4395007 MLS ⋅ ACTIVE Status
Build a new home on the shores of Lake Wylie with main channel water views. Gorgeous modern Equinox home plan by AR Homes can be yours, or choose another plan - many wonderful options! Homesite 1 is mostly in NC in the beautiful waterfront community of McLean South Shore. So conveniently located close to the Charlotte-Douglas International airport, uptown Charlotte, minutes to grocers, Lowe's and WalMart too. Enjoy walking trails, clubhouse with outdoor pool, fitness, playground and rental party space. Walk or golf cart to Drift waterfront restaurant. Enjoy all the activities at the Stowe Conservancy with botanical garden, dog park, activities and Trailhead Store with refreshments and nibbles. The Carolina Thread trail is across the street and wraps around the botanical garden along the lake. Exercise is easy with all these amenities so close. Enjoy the lake with your own dock with all your water toys. Come take a look at our amazing waterfront homesites and pick one out for yourself!

907 Osprey Bluff Court Unit #1, Belmont

Listing courtesy of RE/MAX Executive. Anne@AnneBrade.com
$1,629,000
3 Beds ⋅ 4 Baths ⋅ 4392874 MLS ⋅ ACTIVE Status
Step into luxury with this impressive, custom-built brick estate designed to maximize jaw-dropping, year-round sunset views. The grand entry welcomes you with beautiful hardwood floors and elegant arched doorways that lead into a formal dining room—perfect for hosting sophisticated dinner parties or casual get-togethers. The heart of the home is the magnificent two-story great room, flooded with natural light, which opens seamlessly into the gourmet kitchen complete with granite countertops and stainless steel appliances. Retreat to the main-level primary suite, a private sanctuary offering a whirlpool tub, tile shower, dual vanities, and a massive walk-in closet. Upstairs, you’ll find spacious secondary bedrooms, a dedicated office space, and a versatile bonus room. The ultimate entertainment hub awaits in the fully finished walk-out basement. This spacious lower level features a kitchenette, a large rec room, family room, a full bath, and tons of storage. There are two additional "flex rooms" perfect for guests, gym, theater, or office. Your private resort also features a sparkling pool with hot tub, an outdoor fireplace, outdoor kitchen with built-in pizza oven, a screened-in porch, and a large deck and patio for dining alfresco. Lake adventures await at your covered dock with boat lift and a picturesque gazebo. This is luxury waterfront living at its absolute finest! Just minutes away from everyday shopping and dining in beautiful Belmont.

263 Quiet Waters Road, Belmont

Listing courtesy of Keller Williams Connected. drew@lwman.com
$3,150,000
5 Beds ⋅ 7 Baths ⋅ 4392909 MLS ⋅ ACTIVE UNDER CONTRACT Status
Waterfront nirvana on Lake Wylie in Belmont NC. There's such a feeling of being on vacation and escaping the daily grind when you pull into your driveway at 317 Cape August Place in McLean South Shore. Observe the luxury architecture and finishes as you walk into your custom-built home and gaze across your in-ground pool out to an expansive view of the lake. Experience the joy of walking to your covered boat dock, lowering your watercraft with the 7000# Tide Tamer lift into the deep water of Lake Wylie, and feeling the breeze flow across your face as you journey the main channel and hidden coves. Dip into your in-ground pool when you return and enjoy a beverage while the sun warms your soul. Dinner is a few steps away with a built-in gas grill under the covered terrace. All the while enjoying broad views of the lake from your flat waterfront lot. If feeling the warm sand between your toes or launching your paddle board calls you, then just walk into your back yard to your own private beach and over 280 feet of shoreline. Such an incredible combination you have found in this property - a level lot and a natural beach of your own! Custom designed to the lot being wide rather than long, the floor plan was drawn so most of the rooms have a view of the lake. With a wide rather than long room layout, the lake becomes your constant piece of art to your eyes, with the pool lights being an evening piece of jewelry glittering in your view. Another special aspect of this property is what could be a second living space or very private office space. Located above one of the two garages, this space is connected to the main home yet features an exterior door for private access. Offering its own full bath, view of the lake, bedroom and flex room, this space can accommodate so many needs. It even has access to one of the garages. Daily living and entertaining are a joy when you bring your inner chef to life in the newer remodeled kitchen. Challenge yourself with any recipe with your gas cooktop, built-in side/side freezer/refrigerator, and wall oven/micro combo. The huge island with farm sink, plus the floor to ceiling cabinetry makes prep, serving and clean-up a task to be enjoyed. Owners are pampered when arriving or leaving with mud room access directly into the expansive custom owner’s closet, then into your spa bath. Breathe deeply as you rest in your bedroom with a lake view through the wall of windows. Experience warmer nights with direct access to the covered terrace and the pool. Upstairs there are three bedrooms with three full baths that offer so much convenience for those who live there. Exercise, play and all-around fun is easy with the large rec room on the second level. Gorgeous newer lighting decorates the home and sparkles your inner glow. McLean South Shore is a prestigious custom waterfront community located near the quaint town of Belmont NC. Access to work, restaurants, theater, and more shopping in greater Charlotte NC region is minutes away via highway access from Belmont. Satisfy your travel desires with quick and easy drive to the Charlotte Douglas International airport. Living in McLean feels quiet, yet offers so much around this location. An easier life awaits you at 317 Cape August Place. Schedule a showing today to see for yourself!

317 Cape August Place, Belmont

Listing courtesy of RE/MAX Executive. Anne@AnneBrade.com
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