Belmont Homes under $400,000

Welcome to Belmont, North Carolina, a charming city nestled in Gaston County that perfectly blends small-town charm with modern conveniences. Known for its picturesque streets, friendly community, and vibrant local culture, Belmont is a hidden gem just a stone's throw from the bustling city of Charlotte. This delightful town offers residents a unique lifestyle, where historic architecture meets contemporary living, all surrounded by beautiful natural landscapes.

Belmont is particularly appealing for homebuyers seeking affordability without sacrificing quality. The real estate market here boasts a variety of homes under $400,000, making it an ideal choice for first-time buyers, families, or anyone looking to settle in a welcoming community. From quaint bungalows to spacious family homes, you'll find a diverse selection of properties that cater to different tastes and needs.

The city is also known for its excellent schools, beautiful parks, and a thriving downtown area filled with local shops, restaurants, and entertainment options. Whether you're enjoying a leisurely stroll along the scenic Catawba River or indulging in the culinary delights at one of the many local eateries, Belmont offers a lifestyle that is both enriching and enjoyable.

With its affordable housing options and a strong sense of community, Belmont is not just a place to live, but a place to thrive. Discover your dream home in this enchanting city, where every day feels like a getaway, and the possibilities are endless. Come and experience the charm of Belmont, NC, where your ideal home awaits!

Newest Belmont Homes under $400,000

$279,000

3 Beds ⋅ 2 Baths ⋅ 4432644 MLS ⋅ ACTIVE Status

This charming, move in ready, home in Belmont, NC offers 3 bedrooms, 2 full bathrooms, and an extra-wide, covered front porch, perfect for rocking chairs and relaxing evenings. Beautiful, hardwood floors in the living room and hallway were recently sanded and stained in 2026. The bedrooms also have hardwood flooring. Crown molding throughout most of the home! Some of the recent upgrades include a new electric water heater in 2026 and new vanity in hall bathroom. New blinds throughout and new ceiling fans in living room and front bedroom. Kitchen features stainless steel appliances, new LVP flooring in 2026, and plenty of cabinet space! The large, level, backyard is surrounded by a privacy fence and includes a fire pit and gazebo for gathering with friends. A wired storage building provides convenient space for tools, hobbies, or extra storage. Enjoy inviting outdoor spaces and the character of a classic mill home! Easy access to grocery shopping, downtown Mt. Holly, McAdenville, and a short drive to downtown Belmont.

1501 Perfection Avenue, Belmont

Listing courtesy of Premier South. tswilsonrealtor@gmail.com

$275,000

2 Beds ⋅ 3 Baths ⋅ 4431055 MLS ⋅ COMING SOON Status

Welcome to 610 Sweet Bonnie Lane in Belmont NC! Built in 2021, this beautifully maintained 2 bedroom, 2.5 bath home offers modern living in a desirable Belmont location. This home offers a thoughtfully designed layout with comfortable living spaces ideal for both everyday living and entertaining. This townhome offers convenient access to shopping, dining, recreation, and major commute routes while maintaining charm and appeal of a residential neighborhood.

610 Sweet Bonnie Lane, Belmont

Listing courtesy of Real Broker, LLC. rennick0321@gmail.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 4431894 MLS ⋅ ACTIVE Status

There’s something special about living where neighborhood streets are shaded by mature trees, parks and trails are within walking distance, and an afternoon can mean heading into downtown Cramerton for dinner, coffee, or a glass of wine. Located on the border of Belmont and Cramerton,this established neighborhood offers just that—a sense of community, outdoor recreation, and small-town charm, all close to home. Set behind a classic rocking-chair front porch, this two-story home offers 3 bedrooms, 2.5 baths and a comfortable layout with plenty of opportunity to make it your own. Hardwood floors run through much of the main living area, where a spacious living room with a fireplace (options to use as gas or wood burning) provides a welcoming gathering place. A separate dining room gives you room for holidays and dinners with friends, while a convenient half bath serves guests. Just inside the side entrance, a dedicated laundry and drop zone creates a practical landing spot for everyday life. Upstairs, you’ll find all three bedrooms and two full baths. Outside, the large fenced backyard offers plenty of room for pets, play, gardening or entertaining, while an established peach tree in the front yard adds a little something special to the property. And then there’s the location. Downtown Cramerton is about a mile away, putting local restaurants, coffee and ice cream, wine, kayaking and community events within easy reach. Goat Island Park is less than a mile away with playgrounds, picnic shelters, fitness areas, disc golf and more. Rocky Branch Park and its hiking and mountain biking trails are accessible nearby, while the River Link Greenway runs behind the neighborhood as part of the Carolina Thread Trail. The home offers an opportunity for its next owner to add their own style and updates over time, but so much of what makes a property special is already here: a large yard, an established tree-lined neighborhood and a location that makes it easy to get outside, connect with the community and enjoy everything this corner of Belmont has to offer.

419 Holly Drive, Belmont

Listing courtesy of Keller Williams Connected. Kim@Bigach2Follow.com

$249,000

3 Beds ⋅ 1 Baths ⋅ 4432164 MLS ⋅ COMING SOON Status

Completely renovated and MOVE-IN READY in Belmont! This beautifully updated 3-bedroom, 1-bath home delivers a fresh modern feel from the moment you walk in. The stunning kitchen features custom cabinetry, stone countertops, and stainless steel appliances, while the fully renovated bathroom offers stylish finishes and a tub/shower combination. Outside, enjoy a fully fenced backyard with plenty of room to relax, entertain, or play. Multiple outbuildings provide excellent storage, workshop space, or endless possibilities, and the covered front porch adds the perfect finishing touch. Beautifully renovated, move-in ready, and packed with potential—this Belmont home is one you don’t want to miss

115 Adcock Street, Belmont

Listing courtesy of Better Homes and Garden Real Estate Paracle. Tony@Tonykarakrealty.com

$169,900

2 Beds ⋅ 1 Baths ⋅ 4431710 MLS ⋅ ACTIVE Status

Opportunity in Belmont! Welcome to 109 Walnut Avenue—a charming 2-bedroom, 1-bath home with a great head start and plenty of potential to make it your own! Many of the big-ticket improvements have already been completed, including HVAC, electrical, plumbing, roof and windows, allowing the next owner to focus on the finishing touches. Inside, the walls have been patched and are ready for fresh paint, with some trim and cosmetic work remaining. Step outside and enjoy the beautiful new front deck, or relax and entertain in the private, fenced backyard. With no HOA and a convenient Belmont location, this home offers a wonderful opportunity for a buyer looking to add their own style without starting from scratch. Whether you're searching for a home of your own or your next investment, 109 Walnut is ready for its next chapter! SOLD AS IS. This home is priced accordingly and offers an excellent opportunity for buyers looking to add their own personal finishing touches. The property is in need of some cosmetic updates and finishing work, allowing you to make it your own and add value through your improvements. Great opportunity for an investor, renovator, or buyer looking for a home with potential.

109 Walnut Avenue, Belmont

Listing courtesy of RE/MAX Executive. jeanne.swidorski@homevestors.com

$349,000

3 Beds ⋅ 2 Baths ⋅ 4431571 MLS ⋅ ACTIVE Status

Welcome to 47 Linford St, in Belmont, NC. This inviting residence accords 3 spacious bedrooms and 2 full bathrooms, providing ample space for comfortable living. Spanning 1,270 square feet, the home is thoughtfully designed to maximize space and functionality. Situated on 0.18 acres, with a fully fenced back yard, there is plenty of room for pets, outdoor activities and landscaping possibilities. Amenities include wood, tile and carpet flooring, granite countertops, cherry cabinets, and stainless appliances. Two bedrooms at front with centrally located bath. Larger Master Bedroom at back, with upgraded walk-in shower and two walk-in closets. Abundant storage space, active alarm system, ample paved parking, and outdoor storage shed. Zero HOA fees. No power outages - 24kw Generac Full-house Backup Generator. Linford Park neighborhood. Quiet, small town setting, but convenient to major commuter routes, I85, Hwy 74, and 485. Near shopping, medical facilities, dining, and entertainment.

47 Linford Street, Belmont

Listing courtesy of Beycome Brokerage Realty LLC. Broker@Beycome.com

$310,000

3 Beds ⋅ 3 Baths ⋅ 4430616 MLS ⋅ ACTIVE Status

Step right in to our Carlton home! This new two-story end unit townhome offers 3 generous bedrooms and 2.5 baths. The first floor features an open design with kitchen island complete with extra seating. Quartz counters, tile backsplash and LVP flooring throughout the main level are just a few of the extras included in this home. Large family room area and dining area are ideal for meals and relaxation. There is also ample space for a desk area. The owner’s suite is upstairs along with two secondary bedrooms. Everything's Included program means you will get quartz or granite kitchen countertops, subway tile backsplash, all kitchen appliances included, ceramic tile shower, luxury vinyl plank flooring on the stairway and window blinds at no extra cost! Even high speed Internet is included in your HOA dues! Redhawk is a master-planned community suited for all ages, offering resort-style living. Amenities planned include two story clubhouse, two swimming pools, playgrounds, tennis and pickleball courts, dog park, disc golf and much more! Located right near downtown Belmont, 30 minutes from Uptown Charlotte and 22 minutes from Charlotte Douglass airport.

1243 Nighthawk Way Unit #226, Belmont

Listing courtesy of Lennar Sales Corp. ursula.panizo@lennar.com

$277,500

2 Beds ⋅ 3 Baths ⋅ 4429343 MLS ⋅ ACTIVE Status

Wonderful Starter Home or Investment Opportunity! Welcome home! This charming property offers an excellent opportunity for a first-time homebuyer, possibly an investment property, or anyone looking for a comfortable home in a convenient location. Situated in a neighborhood with quick access to major freeways and easy access to the airport, this home makes commuting and weekend getaways a breeze. Enjoy everything nearby downtown Belmont has to offer, including its rich history, local dining, unique shops, and inviting small-town atmosphere. Just a short distance away, the Catawba River provides opportunities to enjoy peaceful walks along the riverfront and the beauty of the outdoors. Inside, you’ll find two generously sized bedrooms upstairs, along with convenient laundry facilities. The main level offers a comfortable space to relax and unwind after a long day at work or return home to after a weekend adventure. Whether you're looking for your first home, a possible investment property, or a place to call your own, this home is ready for its next chapter. Make this one yours!

536 Dorman Street, Belmont

Listing courtesy of ERA Live Moore. patrick.gormanrealty@gmail.com

$204,995

2 Beds ⋅ 1 Baths ⋅ 4429515 MLS ⋅ ACTIVE UNDER CONTRACT Status

This well-located Belmont home features a newer HVAC system, newer roof, and an encapsulated crawlspace. The property offers a comfortable layout with functional living spaces and a manageable lot, along with public water and sewer for everyday convenience. Situated in an established residential setting within a desirable school district, the home provides convenient access to shopping, dining, major roads, and the amenities of downtown Belmont. Its location also offers an easy commute to surrounding areas while keeping Belmont's local conveniences close by. A great opportunity to enjoy a recently updated home in a convenient location. Schedule a showing to see it in person.

115 Lambert Street, Belmont

Listing courtesy of Carolina Real Estate Experts The Dan Jones Group. dan@myhomecarolinas.com

$227,000

2 Beds ⋅ 1 Baths ⋅ 4429794 MLS ⋅ ACTIVE Status

Enjoy this outstanding Gaston County location, approximately one mile from Historic Downtown Belmont, offering easy access to local shops, dining and entertainment. This charming home features a tastefully updated interior along with new decking, providing a comfortable and inviting living space. Situated on approximately 0.48 acres encompassing two tax parcels, the property offers additional outdoor space. Belmont Abbey College is just over two miles away, while Charlotte Douglas International Airport is approximately a 15-minute drive. Convenient access to Highway 74 and I-85 makes commuting to Charlotte and surrounding areas a breeze. Whether you're an investor looking to add to your portfolio or an owner-occupant searching for a place to call home, this property offers a great opportunity to enjoy all that Belmont has to offer!

109 Julia Avenue, Belmont

Listing courtesy of Focus Real Estate Services LLC. nat@focusresnc.com

$335,000

3 Beds ⋅ 2 Baths ⋅ 4429378 MLS ⋅ ACTIVE Status

Welcome to this beautifully renovated and restored Belmont home, featuring 3 bedrooms, 2 bathrooms, and a spacious kitchen set on nearly an acre of quiet, private land. This turnkey retreat includes a convenient two-car detached garage with power, offering endless potential for a workshop or extra storage. Schedule your showing today! Home to be sold "as is."

228 Hazeleen Avenue, Belmont

Listing courtesy of NorthGroup Real Estate LLC. saldarinirealestategroup@gmail.com

$305,000

3 Beds ⋅ 3 Baths ⋅ 4428427 MLS ⋅ ACTIVE Status

Say Hello to our Abbey model! This 2-story townhome includes 3 bedrooms and 2.5 baths. The large covered front porch welcomes you upon arrival. Step right in and find an open kitchen to family room and dining area - plus a screened in back porch! The owner’s suite with HUGE walk in closet is on the second level along with two secondary bedrooms and the laundry room. Plus, our signature "Everything's Included" means you will have beautiful quartz kitchen countertops, subway tile backsplash, owners shower tile walls, and luxury vinyl plank flooring throughout the main level and on the stairs. Even high speed Internet is included in your HOA dues! Redhawk is a true lifestyle community with planned amenities that will feel like a resort! These will include a 2-story clubhouse, walking trails, two swimming pools, two-acre park, playground, tennis and pickleball courts, sand volleyball, dog park, disc golf and much more! Redhawk in Belmont is also just 30 minutes from uptown Charlotte and 20 minutes to Charlotte Douglas airport. Downtown Belmont is about 7 minutes from our entrance, featuring dining, shopping, shops and more.

1247 Nighthawk Way Unit #228, Belmont

Listing courtesy of Lennar Sales Corp. Lynda.Mak@lennar.com

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