Charlotte Homes with Fifty Five and Older Community Features

Welcome to Charlotte, North Carolina, a vibrant city known for its Southern charm, rich history, and bustling urban amenities. As the largest city in the state, Charlotte offers a diverse range of activities and attractions for residents of all ages.

For those looking to settle down in a 55 and older community, Charlotte has a variety of options to choose from. These communities cater to active adults who are looking to enjoy their retirement years in a welcoming and engaging environment. With amenities such as clubhouse facilities, fitness centers, swimming pools, and social events, residents can enjoy a fulfilling lifestyle while forming lasting connections with their neighbors.

Charlotte's 55 and older communities are designed to provide a low-maintenance lifestyle, allowing residents to spend more time pursuing their passions and less time worrying about home upkeep. Whether you're interested in a cozy townhome or a spacious single-family residence, there are plenty of housing options to suit your preferences and budget.

In addition to the amenities within the communities, Charlotte offers a wealth of cultural attractions, shopping destinations, dining options, and outdoor recreational opportunities. From exploring the NASCAR Hall of Fame to strolling through the beautiful gardens at the Daniel Stowe Botanical Garden, there is always something new to discover in this dynamic city.

Come experience the best of retirement living in Charlotte, where you can enjoy a fulfilling lifestyle in a welcoming community surrounded by all the amenities and attractions you could desire.

Newest Charlotte Homes with Fifty Five and Older Community Features

$364,900

2 Beds ⋅ 2 Baths ⋅ 4430343 MLS ⋅ ACTIVE Status

SHORT SALE OPPORTUNITY IN A 55+ GATED COMMUNITY! Welcome to 4767 Polo Gate Blvd., where comfort, convenience, and low-maintenance living come together in a private, gated 55+ community. This inviting home offers an open-concept floor plan thoughtfully designed for comfortable and accessible living. The 2-bedroom split floor plan provides added privacy—perfect for overnight guests, extended stays, or a live-in roommate. A dedicated office with French doors adds flexibility for working from home, hobbies, or a quiet retreat. Enjoy the benefits of a welcoming community atmosphere, including a community center where neighbors can gather, connect, and socialize. This property is being sold as a SHORT SALE and is subject to lender approval. If you’re looking for a low-maintenance lifestyle in a peaceful, gated 55+ community, 4767 Polo Gate Blvd. may be the one! Schedule your private tour today—you won’t be disappointed!

4767 Polo Gate Boulevard, Charlotte

Listing courtesy of NorthGroup Real Estate LLC. scncrealtor@gmail.com

$445,900

2 Beds ⋅ 2 Baths ⋅ 4428108 MLS ⋅ ACTIVE Status

Enjoy easy, single-level living in this beautifully maintained 2022 Kolter Homes Beechwood model, offering 2 bedrooms, 2 full bathrooms, and 1,710 square feet of thoughtfully designed living space. The bright, open floor plan features a spacious great room with crown molding and a split-bedroom layout that provides added privacy for the primary suite. The well-equipped kitchen is designed for everyday living and entertaining with granite countertops, stainless steel appliances, a gas cooktop, center island, generous cabinet space and an included refrigerator. Retreat to the spacious primary suite, complete with dual sinks, a large walk-in shower, and ample closet space. An additional bedroom and full bathroom provide flexibility for guests, an office, or hobbies. Step outside to the permitted covered lanai, where durable polyurethane flooring creates an inviting extension of the home's living space and a comfortable setting for relaxing or entertaining outdoors. With its newer construction, manageable size, and all bedrooms and living spaces conveniently located on one level, this home offers comfortable, low-maintenance living with modern finishes and thoughtful design.

10400 Superb Lane, Charlotte

Listing courtesy of DASH Carolina. raymond.hernandez@dashnc.com

$575,000

3 Beds ⋅ 3 Baths ⋅ 4424294 MLS ⋅ ACTIVE Status

Thoughtfully designed for effortless main-level living, this beautifully constructed 3-bedroom, 3-bathroom home with a dedicated office is ideally situated on a premier homesite with peaceful green space behind it. Located in a 55+ community known for its extensive amenities and vibrant lifestyle, this home offers a wonderful combination of privacy, convenience, and opportunities to enjoy as much—or as little—activity as you desire. Inside, thoughtful design and numerous upgrades create a home that is both beautiful and incredibly functional. The spacious sunroom provides a wonderful extension of the living space and is large enough to comfortably entertain guests, while the patio offers an inviting spot to enjoy the outdoors. A remote-controlled awning provides shade at the touch of a button, making outdoor living even more enjoyable. A whole-home generator provides added peace of mind. The lifestyle continues well beyond the front door. Residents enjoy an impressive array of amenities, including indoor and outdoor pools, a fitness center, event space, tennis, pickleball, bocce ball, walking trails, a community garden, and so much more. Everyday errands are easy, too, with grocery shopping, medical and dental services, and other conveniences just a short walk or drive away. Here, every day can look a little different—start your morning with a workout, meet friends for pickleball, spend time in the garden, entertain in the sunroom, explore the walking trails, or simply unwind on the patio. With thoughtful upgrades, beautiful surroundings, and an abundance of amenities right at your fingertips, this home offers the freedom to stay active, connect with others, or simply enjoy the ease of low-maintenance living.

8407 Festival Way, Charlotte

Listing courtesy of True North Realty. Melissa@nctruenorthrealty.com

6005 Lillyshire Place Unit #167, Charlotte

$489,900

4 Beds ⋅ 3 Baths ⋅ 4422829 MLS ⋅ ACTIVE Status

Some homes check the boxes. This one makes you want to stay. This immaculate 4-bedroom home offers a versatile and spacious floor plan designed for both everyday living and entertaining. The main level features a private primary suite with a tray ceiling, relaxing garden tub, and a custom-organized walk-in closet. Working from home is easy with a dedicated office, while the formal dining room provides the perfect setting for special gatherings. The conveniently located downstairs laundry room adds to the home's functional design. At the heart of the home, the kitchen features an island, pantry, and breakfast/eating area, all positioned near the living room and cozy fireplace—creating a natural gathering space for family and friends. Upstairs, you will find three additional bedrooms, a full bathroom, and a spacious family room offering plenty of room to relax, play, or entertain. The open catwalk overlooking the main living area adds architectural character and enhances the home's open and airy feel, complemented by 9-foot ceilings. Step outside and enjoy your own private retreat. The backyard features added trees for privacy, a paver patio area, and sensor lighting—perfect for relaxing evenings or entertaining outdoors. This home is more than just beautiful—it has been lovingly maintained, and the pride of ownership is evident throughout. Every space reflects the care and attention that has gone into making this house a home. Located in a desirable community offering a clubhouse We hand pool, you'll enjoy the convenience of being close to shopping, dining, entertainment, and more. The perfect location. The perfect layout. The perfect place to call home. This is one you need to see in person. Welcome home.

6005 Lillyshire Place Unit #167, Charlotte

Listing courtesy of MATHERS REALTY.COM. tcar2k6@yahoo.com

$563,900

2 Beds ⋅ 2 Baths ⋅ 4417252 MLS ⋅ ACTIVE Status

Priced well for the space, with 2300 Sq. Ft. all on one level, PLUS, the sellers are offering Assistance toward Buyer Closing Costs or Mortgage Rate Buy Down with acceptable offer. Contact the listing agent for details. This lovingly maintained and improved home backs up to common area and mature evergreens. Beautifully landscaped, offering a park-like setting which you can enjoy from the large patio or from inside, as the sunroom windows frame the greenery and the birds and butterflies attracted to all the plantings. Move-in ready with top-to-bottom neutral paint done in 2024, including the garage, which also features an epoxy floor treatment. Loaded with improvements and updates you will appreciate, such as plantation shutters throughout, new neutral carpet in 2024, stylish light fixtures, recessed lighting and under-cabinet lighting, premium KitchenAid appliances, instant hot water at the kitchen sink, and overhead storage shelving in the extended garage with extra space for storage and trash cans. All one-level living with 2 bedrooms, 2 full baths, a flex room with French doors that could be a den or office space, and an amazing sunroom with its own heating and cooling unit. Special features include a walk-in pantry, drop zone by the front entry hall, abundant kitchen cabinet storage with deep pot drawers and roll-out shelving, zero-entry shower in the primary bathroom, a large laundry room with work sink, and a dedicated natural gas line at the patio for endless grilling. This active adult community for ages 55+ offers a carefree lifestyle with extensive resort-style club amenities. Think about what you would pay for lawn and landscape maintenance, irrigation system watering, security system monitoring, high speed internet, and basic cable. All this is included in the HOA dues, along with all the club amenities. You need to come see for yourself.

7106 Overjoyed Crossing, Charlotte

Listing courtesy of Howard Hanna Allen Tate Lake Norman. mike.carlin@allentate.com

$355,000

2 Beds ⋅ 2 Baths ⋅ 4418374 MLS ⋅ ACTIVE Status

Welcome home to this beautifully refreshed 2-bedroom, 2-bath townhome. Featuring new flooring and fresh paint throughout, this move in ready home offers a bright, inviting feel with comfortable low maintenance living. Enjoy the convenience of a 2-car attached garage and unwind in your own private hot tub, included with the home. This 55+ community offers a gated entry, fitness center, club house and community pool. Ideally situated with easy access to I-77 and I-485, as well at Charlotte Douglas International Airport, shopping, dining, and everyday conveniences. Come see all this charming home has to offer!

4745 Polo Gate Boulevard, Charlotte

Listing courtesy of Magnolia Real Estate. TarrahPortnova@gmail.com

$399,900

2 Beds ⋅ 2 Baths ⋅ 4416694 MLS ⋅ ACTIVE UNDER CONTRACT Status

Located in the 55+ community of Polo Club at Mountain Island Lake, this lovingly cared for home is ready for its next owner! Starting on the exterior, find lush landscaping (magnolia tree, cherry tree, etc), hardboard and stone veneer exterior, attached finished 2-car garage with additional storage room, covered front step, and private rear patio with fenced-in area, perfect for relaxation! Step inside and find beaming hardwood floors and tons of natural light pouring in! Front-facing sun room, living room with gas fireplace and tray ceiling, dining space, and a DREAM kitchen - skylight, recessed lighting, pendant lights, white staggered cabinetry with display cabinets and soft close functionality, center island, gorgeous granite counter tops, tile backsplash, pantry, and stainless steel appliances (including gas range and double-oven). Laundry w/ electric hookup. Guest bedroom is ample-sized and has a ceiling fan. Master suite has tray ceiling, additional seating area, and an ensuite bathroom with dual vanity, sun tunnels for natural light, walk-in closet, and zero-entry shower space. HOA features sidewalks, clubhouse, fitness center, outdoor pool, lawn care and irrigation, exterior house maintenance, structural homeowners insurance, private road maintenance, security gate (operates nightly 6pm to 6am). Minutes from Riverbend Village (Harris Teeter, Starbucks, and various shopping/dining options) and highway access!

5028 Polo Gate Boulevard, Charlotte

Listing courtesy of White Stag Realty NC LLC. joshdilmaghani@whitestagrealty.com

$525,000

3 Beds ⋅ 3 Baths ⋅ 4411779 MLS ⋅ ACTIVE Status

Welcome to low-maintenance, main-level living in Cresswind, one of the Charlotte area's most sought-after 55+ active adult communities. This upgraded, extended Ashford floor plan greets you with a charming front porch, an upgraded exterior elevation, and a bright, open layout full of natural light and faux wood blinds. The main level offers two bedrooms and two full baths, including a spacious owner's suite with a tray ceiling and two walk-in closets. Both bathrooms feature new LVP flooring.Upstairs, a finished bonus room with its own full bath and walk-in closet works beautifully as a third bedroom, guest suite, or home office. The kitchen is built for real cooking, with quartz counters, a wall oven and microwave, a cooktop with custom vent hood, under-cabinet lighting, and custom light switches throughout. Step out to a screened patio overlooking a peaceful natural area, and enjoy the added convenience of an epoxy-coated garage floor. The entry, dining and family rooms feature bamboo hardwood floors. Tucked onto a private cul-de-sac, the home sits directly across from a beautifully landscaped pocket park. A low HOA delivers a true maintenance-free lifestyle, covering cable, internet, alarm monitoring, and lawn care, with irrigation supplied by a separate well, so there are no extra water charges for your landscaping. All of this is just minutes from Cresswind's 18,000-square-foot resort-style amenity complex, complete with a full-time lifestyle director, fitness center, pool, spa, tennis, and an active social club. Positioned between Novant Health and the new Publix shopping center, the location could not be more convenient.

7569 Short Putt Court, Charlotte

Listing courtesy of One Community Real Estate. leigh@leighsells.com

$689,990

3 Beds ⋅ 3 Baths ⋅ 4402780 MLS ⋅ ACTIVE Status

One of the most distinctive homes in Cresswind Charlotte! Originally built by Kolter Homes as the community's Design Center, where buyers selected finishes and personalized their dream homes, this exceptional 1.5-story Elmwood is now offered as a one-of-a-kind private residence. As the only Elmwood model ever built in the community, it presents a rare opportunity to own a truly unique home. Designed for comfortable everyday living and effortless entertaining, this thoughtfully crafted floor plan features spacious, light-filled living areas, a desirable main-level primary suite, sunroom, private study, and an upper-level loft with additional guest space. Originally created to showcase Kolter Homes' design vision, the home is expected to feature an impressive collection of upgraded design selections, enhanced finishes, and thoughtfully curated details throughout. Located in the award-winning, 55+ active adult community of Cresswind Charlotte, residents enjoy resort-style amenities, an active lifestyle, and a vibrant social calendar. This is a rare opportunity to own one of the community's most distinctive homes.

8905 Silver Springs Court, Charlotte

Listing courtesy of EXP Realty LLC Mooresville. waltandemilie@gmail.com

$590,000

2 Beds ⋅ 2 Baths ⋅ 4410840 MLS ⋅ ACTIVE Status

Welcome home to 16826 Coves Edge Lane! This one-story ranch home features all of the space you need, while offering an active lifestyle in one of the Charlotte area's premier communities. This home is ideal for those looking to downsize without compromising on quality, comfort, entertaining space, upscale finishes and an active lifestyle. Walking in, you are greeted by soaring 10 foot ceilings, custom millwork including shutters on all windows and solid hardwood floors throughout the main living areas and bedrooms. The split bedroom floorplan features an auxilary bedroom in the front of the home that includes a bay window and large closet. The dedicated office, with built-in shelving, perfect for a "man or she cave," while still being large enogh to accomodate extra overnight guests. At the heart of the home is the open concept living space that includes a dining area and large living space, made for entertaining and filled with natural light with windows flanking both sides of the gas fireplace. The gourmet kitchen features a kitchen island, built-in gas range, ample counter space and cabinets (including two featuring glass), refrigerator that conveys and walk-in pantry. The kitchen also includes an eat-in dining area, overlooking your private backyard. Situated on the opposite side of the home, the oversided primary suite is a true light filled retreat large enough for a king sized bed, with ample wall space to display your favorite art and memories. The en-suite primary bath includes an over-sized glass encased shower, garden tub, double sink, linen closet and private water closet. Additional interior features include a dedicated laundry room and pull down attic access. Outside you will find a screen room with Easy Breeze windows and seperate deck, all overlooking your private, mature tree backyard and walking distance to the incredible amenity center. If that's not enough, there is also an over-sized garage, perfect for your car AND golf cart! HOA services include lawn maintenance, irrigation, and trash removal for a “lock-and-leave” lifestyle. Residents enjoy exceptional community amenities including indoor and outdoor pools, tennis, pickleball, bocce, state-of-the-art fitness center, clubhouse, activities director, and social clubs, all conveniently located near Lake Wylie, shopping, dining, medical facilities, Charlotte Douglas International Airport, and Uptown Charlotte.

16826 Coves Edge Lane, Charlotte

Listing courtesy of Howard Hanna Allen Tate Charlotte South. lauren.fox@allentate.com

$447,400

2 Beds ⋅ 2 Baths ⋅ 4399174 MLS ⋅ ACTIVE Status

Welcome home to this charming 2-bedroom, 2-bathroom single family home offering the perfect blend of comfort, functionality, and convenience in a 55+ community! Designed for easy one-level living, this inviting home features a warm and welcoming main living area filled with natural light, creating an ideal space for relaxing, entertaining, or simply enjoying everyday life. Large windows frame peaceful outdoor views, bringing a sense of calm throughout the home. Step outside to the private patio, where you can unwind with your morning coffee, host friends, or enjoy a quiet evening surrounded by the tranquil setting. Thoughtfully designed, this home balances comfort, privacy, and everyday practicality, making it easy to enjoy both inside and out. Beyond the home, you'll enjoy fantastic community amenities, including a neighborhood pool, fitness center, clubhouse, and tennis courts, providing plenty of opportunities for recreation, socializing, and an active lifestyle. Ideally located with convenient access to grocery stores, restaurants, shopping, and major highways, you'll appreciate the ease of commuting while still enjoying the comfort of a peaceful place to call home. Whether you're looking to downsize, purchase your first home, or simply enjoy low-maintenance ranch living, this property is one you won't want to miss!

8410 Profit Lane, Charlotte

Listing courtesy of DASH Carolina. raymond.hernandez@dashnc.com

$440,000

2 Beds ⋅ 2 Baths ⋅ 4400281 MLS ⋅ ACTIVE Status

Welcome to this beautifully upgraded end-unit ranch offering exceptional privacy, abundant natural light, and scenic 360° views. This 2-bedroom, 2-bath home features a bright open floor plan designed for comfortable everyday living and effortless entertaining. The spacious primary suite includes elegant French doors and custom closet systems. You'll love the custom cabinetry with upgraded hardware, roll-out trash cans, upgraded paint, and durable luxury vinyl plank flooring throughout with no carpet. The modern floating fireplace with remote-controlled multicolor settings creates a stunning focal point. Enjoy ceiling fans with remotes, built-in ceiling speakers, a smart doorbell, and a smart Wi-Fi garage door opener for added convenience. Relax on the private porch or take advantage of the oversized driveway with parking for up to four vehicles. This move-in ready home blends style, comfort, and smart technology in one exceptional package. Community Features: 18,000 sq ft clubhouse, Cabanas, Clubhouse, Dog Park, Fitness Center, PickleBall Court, Hot Tub, Indoor Pool, Outdoor Pool, Picnic Area With Grills, Sauna, Bocce, Tennis Court(s), Walking Trails, Coffee and Tea Bar, Billiards, Many Social Clubs, Library, Piano Room, Arts & Craft Room, Onsite Concerts.

4331 Moxie Way, Charlotte

Listing courtesy of Beycome Brokerage Realty LLC. 804-656-5007

Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated: