Charlotte Homes with Lake Access Community Features

Charlotte Homes with Lake Access Community Features

Welcome to Charlotte, North Carolina, a vibrant city located in Mecklenburg County known for its thriving real estate market and beautiful lake access communities.

Charlotte, also known as the Queen City, offers a perfect blend of urban amenities and natural beauty. With a bustling downtown area filled with top-rated restaurants, cultural attractions, and entertainment options, residents enjoy a high quality of life in this dynamic city.

For those seeking a tranquil lakeside lifestyle, Charlotte's Homes with Lake Access communities are a dream come true. Imagine waking up to stunning water views, enjoying water activities like boating and fishing, and relaxing in the serenity of lakeside living. These communities offer a unique opportunity to experience the best of both worlds – the peacefulness of lakeside living and the convenience of city amenities.

Whether you're looking for a waterfront retreat or a year-round residence, Charlotte's Homes with Lake Access communities provide an ideal setting for those who appreciate the beauty of nature and the comforts of modern living. Don't miss the chance to experience the magic of lakeside living in Charlotte, where every day feels like a vacation.

Newest Charlotte Homes with Lake Access Community Features

$450,000
3 Beds 3 Baths 4407862 MLS ACTIVE Status
Welcome home to a peaceful retreat where privacy meets the Lake Wylie lifestyle. Nestled on a serene wooded homesite, this beautifully maintained residence is ideally situated across from community boat slips, a kayak and paddleboard launch, and a playground, offering endless opportunities to enjoy life on and around the water. The open floor plan includes formal living and dining rooms, a spacious two-story great room with a gas fireplace, and a well-appointed kitchen with gas cooking overlooking the backyard and deck—perfect for entertaining or relaxing outdoors. The primary suite features a tray ceiling, garden tub, and a large walk-in closet. Two additional bedrooms are located upstairs, including one with a window seat and partial lake views. A spacious laundry room with extra storage is conveniently located on the upper level. Pull-down steps to an attic with ample storage space. Recent updates include a new HVAC in 2020, a 2023 gas water heater, and a 2024 vapor barrier. The oversized two-car garage features insulated vertical-lift garage doors and an EV charger, providing added efficiency and convenience. Ideally located near Rivergate Shopping Center, Berewick Town Center, Charlotte Premium Outlets, and a wide variety of restaurants, grocery stores, and everyday conveniences, this home also offers easy access to I-485, I-77, Charlotte Douglas International Airport, and Uptown Charlotte. Whether you're commuting to work, enjoying an evening out, attending sporting events and concerts, or spending the day on Lake Wylie, you'll appreciate the exceptional balance of privacy, recreation, and convenience this location provides. If you're looking for a beautifully maintained home with modern updates, functional living space, and an outstanding location, this home checks all the boxes. Professional Measurements will be added shortly

13901 Kings Carriage Lane, Charlotte

Listing courtesy of United Real Estate-Queen City. amy@highintegrity.realestate

$799,000
5 Beds 4 Baths 4410108 MLS ACTIVE Status
Welcome to elevated resort-style living in The Vineyards on Lake Wylie, one of the region’s premier waterfront-inspired communities offering luxury amenities, scenic natural surroundings, and effortless access to Charlotte. Perfectly positioned with community access to the Catawba River, part of the Lake Wylie system and a peek-a-boo river view, this better-than new 5-bedroom, 3.5-bath residence delivers the lifestyle of a private retreat with the convenience of city living. From the inviting covered front porch to the grand light-filled foyer, every detail of this home was designed with upscale comfort, entertaining, and everyday luxury in mind. A private office and elegant formal dining room welcome you upon entry, while the thoughtfully designed butler’s pantry, mudroom/drop zone, and fully finished 3-car garage with epoxy flooring enhance functionality and flow. At the center of the home is a spectacular gourmet kitchen built for entertaining, featuring an oversized 12-foot island, farmhouse sink, quartz countertops, childproof custom cabinetry, Whirlpool stainless steel appliances, designer lighting, and an expansive walk-in pantry. The open-concept layout flows seamlessly into the spacious living area with gas fireplace and a generous breakfast space with room for a future wet bar or beverage station. The main level also includes a private guest suite with full bath and closet, ideal for visitors or multigenerational living. Step outside to a covered rear porch with ceiling fan overlooking a fenced backyard with mature tree-lined privacy, a tranquil retention pond, and elevated green space creating a peaceful resort-like atmosphere. Upstairs, a spacious loft/playroom offers flexibility for recreation or relaxation, while the luxurious primary suite captures serene pond and forest views. The spa-inspired bath features dual vanities, a soaking tub, oversized walk-in shower, private water closet, and a large walk-in closet. Additional bedrooms are generously sized with oversized closets, and the upper level also includes a full bath, laundry room, linen storage, dual-zone HVAC, and two attic access points for added convenience. What truly sets this property apart is the unparalleled lifestyle offered by The Vineyards community. Residents enjoy access to resort-caliber amenities including multiple pools, clubhouse, tennis and pickleball courts, bocce ball court, playgrounds, walking trails, marina access, kayak launch, and boat storage options. Whether enjoying evenings by the water, launching a kayak on the Catawba River, socializing at the clubhouse, or exploring nearby outdoor recreation, this community delivers the feeling of a luxury waterfront resort year-round. Ideally located on a highly desirable street just minutes from the U.S. National Whitewater Center, downtown Belmont, Charlotte Douglas International Airport, and Uptown Charlotte, all accessible even without taken major highways, this home offers a rare combination of luxury, recreation, convenience, and natural beauty. Experience the perfect balance of upscale living, outdoor adventure, and resort-inspired amenities, this is more than a home, it is a lifestyle.

6043 Jepson Court, Charlotte

Listing courtesy of Helen Adams Realty. meconaway@helenadamsrealty.com

$2,100,000
4 Beds 5 Baths 4408365 MLS COMING SOON Status
Tucked within the gated Sanctuary at Lake Wylie, this custom-built residence offers a rare balance of refined luxury and natural serenity. Set on a private wooded homesite, the home was thoughtfully designed to embrace its surroundings, where walls of glass, expansive covered terraces, and beautifully curated outdoor spaces create a seamless connection between indoors and out. Inside, warm architectural details, including exposed beams, designer lighting, custom millwork, and wide plank hardwoods that complement an open floor plan created for both everyday living and effortless entertaining. The chef’s kitchen is anchored by an oversized island and enhanced by a prep kitchen, walk-in pantry, and premium appliances, flowing seamlessly into inviting gathering spaces centered around a dramatic fireplace. The main level primary suite offers a peaceful retreat with a spa inspired bath and an exceptional custom dressing room, while three additional bedrooms, each with ensuite baths, provide comfort and privacy for family and guests. A dedicated office, spacious bonus room with wet bar, oversized garage, and abundant storage add everyday functionality without compromising style. Outdoor living is equally impressive, featuring a covered terrace, screened porch with fireplace, professionally designed landscaping, natural stone hardscape, and tranquil wooded views that make every season feel extraordinary. Located within one of the Charlotte region’s premier gated communities, residents enjoy miles of walking trails, tennis and pickleball courts, a fitness center, swimming pools, a community clubhouse, boating amenities, and more—all surrounded by over 1,300 acres of protected natural beauty.

8921 Island Point Road, Charlotte

Listing courtesy of Premier Sotheby's International Realty. ben.bowen@premiersir.com

$735,000
4 Beds 3 Baths 4404629 MLS ACTIVE Status
Welcome to this exceptional home in The Vineyards on Lake Wylie, where thoughtfully designed living spaces meet resort-style amenities in one of Charlotte's premier waterfront communities. Tucked away on a quiet cul-de-sac, this home offers the perfect balance of elegance, functionality, and outdoor living. The expansive open-concept main level is designed for both everyday living and entertaining, featuring spacious gathering areas that flow effortlessly into the kitchen and dining spaces. A private guest bedroom and full bath on the main level provide the ideal retreat for overnight guests or multigenerational living. Upstairs, the oversized primary suite is a true sanctuary, complete with a spa-inspired bath, an enormous walk-in closet, and the convenience of a laundry room located just steps away. Two additional generously sized bedrooms share a well-appointed bath with dual vanities, while the expansive bonus room offers endless possibilities as a media room, playroom, home office, or fitness space. Step outside to one of the home's most impressive features—a beautifully landscaped, fully fenced backyard designed for year-round enjoyment. Relax by the custom outdoor fireplace, entertain on the spacious patio, or envision creating your own private oasis with plenty of room for a pool, spa, or tranquil water feature. Living in The Vineyards on Lake Wylie means enjoying an unmatched lifestyle with resort-style amenities, including two community pools, tennis and pickleball courts, a fitness center, clubhouse, walking trails, lake access with a kayak and canoe launch, waterfront recreation areas, and playgrounds—all just minutes from shopping, dining, and Uptown Charlotte. This is more than a home—it's an opportunity to enjoy the lifestyle you've been waiting for.

6608 Jepson Court, Charlotte

Listing courtesy of The Agency - Charlotte. shaun.collyer@theagencyre.com

$799,900
5 Beds 4 Baths 4408935 MLS COMING SOON Status
Experience the perfect blend of luxury, comfort, and lake living at 12722 Rusty Blackbird Way in the highly sought after Chapel Cove community, nestled along the scenic shores of Lake Wylie. More than just a neighborhood, Chapel Cove offers a true lifestyle with lake access, allowing residents to launch kayaks and canoes, explore the peaceful shoreline, or simply enjoy the beauty of one of the Charlotte area's most desirable lakes. This exceptional home welcomes you with 10 foot ceilings, hardwood laminate flooring throughout the main level, and an open, light filled floor plan designed for both everyday living and effortless entertaining. The gourmet kitchen is a chef's dream, featuring a gas cooktop, vented range hood, stainless steel appliances, abundant cabinetry, and generous prep space. Entertain with ease in the elegant formal dining room with a butler's pantry, or gather around the stunning floor to ceiling stone fireplace that anchors the spacious great room. The adjoining sunroom offers the perfect place to relax while enjoying natural light year round. The luxurious primary suite is a private retreat featuring a spacious sitting room and a spa inspired bath complete with a large walk in shower with a rainfall shower head, a soaking tub, and generous walk in closet space. Additional highlights include a desirable courtyard entry three car garage, spacious secondary bedrooms, and quality craftsmanship throughout. Life in Chapel Cove is all about enjoying the outdoors and exceptional amenities. Residents have access to a beautiful clubhouse, fitness center, resort style outdoor pool, tennis & pickleball courts, playground, basketball courts, and miles of sidewalks perfect for walking or biking. Best of all, you'll enjoy private community access to Lake Wylie, where you can launch your kayak or canoe and spend your days paddling, fishing, or taking in spectacular waterfront sunsets, a rare amenity that truly sets Chapel Cove apart. Conveniently located just minutes from premier shopping, dining, Charlotte Douglas International Airport, and I 485, this remarkable home offers the perfect combination of luxury, recreation, and the unmatched lifestyle of lakeside living.

12722 Rusty Blackbird Way, Charlotte

Listing courtesy of Ivester Jackson Christie's. jdicristo@ivesterjackson.com

$525,000
3 Beds 3 Baths 4406514 MLS ACTIVE Status
OPEN HOUSES: Friday, 7/31 from 5-6 pm, Saturday, 8/1 from 10-12 pm, & Sunday, 8/2 from 11-12 pm! Welcome to effortless luxury living in this beautifully appointed ONE OF A KIND ranch home in highly sought after Vineyards on Lake Wylie. Built in 2019 and thoughtfully designed with an open-concept floor plan, three bedrooms, two full bathrooms, a guest half bathroom, and a versatile bonus room—all on one level. At the heart of the home, the gourmet kitchen impresses with a spacious island, farmhouse sink, quartz countertops, classic subway tile backsplash, abundant shaker-style cabinetry, premium Whirlpool stainless steel appliances, wall oven, and five-burner gas cooktop. The kitchen flows seamlessly into the dining area and inviting light-filled living room, where a gas log fireplace with custom built-in bookshelves creates a warm focal point. Upgraded lighting, elegant millwork, and quality finishes elevate every space of this home. The private primary suite is a true sanctuary featuring a tray ceiling and a spa-inspired bathroom complete with dual quartz vanities, an oversized tiled shower, and an expansive closet with plenty of storage. Two generously sized secondary bedrooms share a convenient Jack-and-Jill bathroom, while the flexible bonus room adapts easily to a home office, media room, or playroom. A stylish drop zone and half bathroom near the two-car garage adds everyday convenience. Designed for exceptional indoor-outdoor living, the peaceful screened porch opens to an expansive covered patio with a fire pit area, enhanced by café lighting, and multiple seating zones, creating the perfect setting for entertaining or relaxing. The partially fenced backyard offers a play area, mature landscaping, and a wooded backdrop in your own private back yard oasis. Residents enjoy outstanding resort-style amenities in this lake community, including outdoor pools, a fitness center and clubhouse, tennis and pickleball courts, bocce ball, playground, dog park, picnic area, trails, community boat slips, boat ramp, paddleboard and kayak launch site, and boat/RV storage. Ideally located just minutes from the Whitewater Center, the new River District, Charlotte Douglas International Airport, Uptown Charlotte, and major highways including I-485, I-85, and US-74, this exceptional home offers the perfect blend of luxury, comfort, and convenience. Current VA loan is assumable, reach out to listing agent for additional questions.

8504 Pennegrove Circle, Charlotte

Listing courtesy of EXP Realty LLC Ballantyne. 980-316-4454

$649,500
4 Beds 3 Baths 4407064 MLS ACTIVE Status
Welcome to The Vineyards on Lake Wylie, or should I say, WELCOME HOME!!! This is where resort-style living and everyday comfort come together in one of the area’s most desirable communities. Located in the coveted Napa section of The Vineyards, this beautifully updated 4-bedroom, 3-bath home has all the space and upgrades you’ve been looking for. The open floor plan is perfect for entertaining, with a spacious two-story great room that flows right into the stunning kitchen. The great room features built-ins and a cozy gas fireplace. Renovated in 2022, the updated kitchen offers tall custom cabinets, beautiful countertops, a stylish backsplash, gas range, and a large center island that’s made for gathering with family and friends. The primary suite is tucked away on the main level and feels like its own private getaway, complete with a HUGE, custom walk-in closet, and fully renovated ensuite boasting dual vanities and a beautifully updated walk-in tile shower with contrasting floor and niche. You’ll also find a dedicated home office tucked behind double French doors, an additional bedroom, and a full bath downstairs, giving you plenty of flexibility for guests, working from home, or multigenerational living. The spacious laundry room rounds out the downstairs space. Upstairs features two more spacious bedrooms, including a guest suite with its own attached bath and a gigantic, climate controlled storage closet, plus a loft that’s perfect for a media room, playroom, or second living space. The list of updates is impressive: new hardwood floors downstairs, fresh interior paint, a new roof, new tankless water heater, wall of garage cabinets with a workbench top, an extended driveway, and professionally updated landscaping with beautiful uplighting, all done in 2025, and two new HVAC systems in 2022. Even better—there’s no carpet anywhere in the home. Step outside and enjoy your own backyard retreat. The screened porch overlooks an extended paver patio complete with a built-in outdoor kitchen, featuring a grill, a Big Green Egg, and a s/s mini fridge, making it the perfect place to relax or entertain all year long. Patio furniture and umbrella will convey with the home. Living in The Vineyards on Lake Wylie means you’ll enjoy resort-style amenities, lake access to beautiful Lake Wylie, a private marina plus dry storage for your boat, trailer and/or RV, boat ramp, lakeside boardwalk, kayak and canoe storage racks, walking trails, fenced playground, picnic pavilion, dog park, tennis, pickleball and bocce courts, a brand new full feature club house complete with two amazing pools, a fitness center, plus a whole lot more, and plenty of opportunities to enjoy the outdoors. This is the kind of home that has been thoughtfully updated, meticulously maintained, and is truly move-in ready. All that’s missing is you! HOA fees include lawn maintenance, cable, internet and garbage. Seller will provide a one-year home warranty and separate sod maintenance (overseeding) in the Fall.

8621 Sequoia Grove Lane, Charlotte

Listing courtesy of Lake Wylie Realty. kelly@lkwrealty.com

$979,800
6 Beds 5 Baths 4406238 MLS ACTIVE Status
Now Offered at $979,800 – One of Griffith Lakes’ Best Luxury Values! Seller is offering up to $10,000 toward closing costs, interest rate buy-down, or buyer credits when using the seller’s preferred lender. Select designer furnishings may also be available with an acceptable offer under a separate agreement. Why wait months to build and spend hundreds of thousands more on upgrades when you can move into a home where every major design decision has already been thoughtfully completed? Welcome to one of Griffith Lakes’ most extensively customized luxury residences—a stunning Toll Brothers home offering 6 bedrooms, 5 full baths, and more than 5,100 square feet of impeccably finished living space, including a rare finished basement, all privately situated on a premium wooded homesite. With more than $490,000 invested between premium Toll Brothers builder design selections and post-purchase custom enhancements, this exceptional residence delivers a level of quality, craftsmanship, and luxury that would be difficult—and significantly more expensive—to recreate today. From the moment you enter, you’ll appreciate the attention to detail, designer finishes, and truly turnkey condition throughout. The chef-inspired kitchen is the heart of the home, featuring premium JennAir appliances, a dramatic quartz waterfall island, custom cabinetry, designer lighting, and seamless flow into expansive living and dining spaces. Walls of windows flood the interior with natural light while showcasing peaceful wooded views that provide exceptional privacy. The luxurious primary suite offers a spa-inspired retreat, while generously sized secondary bedrooms and flexible living spaces provide endless possibilities for home offices, fitness rooms, guest accommodations, or multigenerational living. A finished lower level of this caliber is exceptionally rare within Griffith Lakes, featuring a custom wet bar, private guest suite, full bath, theater, expansive recreation space, and abundant storage—creating the perfect setting for entertaining, extended family, or long-term guests. Unlike new construction, there are no lengthy build timelines, costly upgrade decisions, or unexpected post-closing expenses. Simply move in and enjoy a home where luxury, functionality, and thoughtful design have already been perfected. Even better, the transferable Toll Brothers 1-year fit-and-finish, 2-year systems, and 10-year structural warranties provide valuable peace of mind. Residents enjoy Griffith Lakes’ outstanding resort-style amenities, including scenic lakes, miles of walking and nature trails, a resort-style lap pool, six pickleball courts, a tennis court, two fitness centers, fire pits, beautifully designed gathering spaces, and lawn maintenance—all conveniently located just minutes from Uptown Charlotte, Lake Norman, UNC Charlotte, premier healthcare, shopping, dining, and I-77/I-485. Now offered at $979,800, this extraordinary home represents one of the most compelling luxury opportunities in Griffith Lakes, combining exceptional square footage, timeless design, premium privacy, extensive customization, and outstanding value. Supporting documentation detailing more than $490,000 in builder selections and post-purchase enhancements is available upon offer.

5225 Glenwalk Drive, Charlotte

Listing courtesy of LPT Realty, LLC. jonlewandowski1@gmail.com

$5,225,000
5 Beds 7 Baths 4405841 MLS ACTIVE Status
A private gate introduces this modern waterfront masterpiece in the prestigious Sanctuary community, where architecture, light, and water converge. A pivoting front door opens to a dramatic great room with 12’ ceilings, collapsing glass walls, French oak floors, and a linear gas fireplace—all framing panoramic wooded views of Lake Wylie. The sculptural kitchen centers on an oversized waterfall island wrapped in backlit Crystalita stone and is equipped with professional-grade appliances: WOLF 6-burner range, True custom refrigeration, pellet ice maker, double-drawer dishwashers, and a fully appointed scullery with Miele coffee system. The main-level owner’s suite is a private retreat with screened in porch, fireplace, boutique-style closets, and a spa bath featuring illuminating stone, dual vanities, dual water closets, oversized dual-entry rain shower, and soaking tub. Upstairs are four generous bedrooms with ensuite and Jack-and-Jill configurations. Flexible lifestyle spaces include a bonus room, theater-ready room, wellness/yoga room, exercise room, and wet-bar-ready studio. Dual laundry rooms and a quartzite drop zone with personal lockers add everyday ease. Resort-style outdoor living showcases a heated saltwater pool, outdoor bath, in-ground trampoline, and covered lake-view balcony with IPE flooring, heaters, fans, and gas fireplace. Dock plans previously approved by Duke Energy & HOA. Garages include a two-car attached, a framed/plumbed/wired two-car detached with carriage house plans, plus a golf-cart garage in the basement. Smart home features: Lutron controls, Emtek hardware, designer lighting, Sonos sound system. Community amenities: boat slip, tennis courts, pool, playground, fitness center and kayak storage for lease. Shopping, dining, airport, and Uptown Charlotte at your fingertips. A residence designed not just to live in—but to experience. For more information regarding the community, visit: https://thesanctuaryatlakewylie.com/living-at-the-sanctuary/

13702 Sage Thrasher Lane, Charlotte

Listing courtesy of Selling Queen City Realty LLC. linacheanixon@gmail.com

$525,000
4 Beds 2 Baths 4403780 MLS ACTIVE Status
Welcome to 4804 Star Hill Lane in the highly sought-after The Vineyards on Lake Wylie! This beautifully maintained 4-bedroom, 2-bath home offers a spacious 1.5-story floor plan designed for both everyday living and entertaining. The open-concept layout is filled with natural light and features a cozy stone fireplace, creating a warm and inviting atmosphere. The well-appointed kitchen boasts under-cabinet lighting and flows seamlessly into the living and dining areas. The primary suite is conveniently located on the main level, while additional bedrooms provide flexibility for family, guests, or hobbies. A dedicated home office includes built-in bookshelves that convey with the home. Hardwood and carpet tile flooring span the main level, with carpet only on the stairs and upstairs bedroom. Enjoy year-round relaxation in the heated and air-conditioned enclosed porch, or gather with friends around the built-in gas firepit on the patio. The finished garage offers ample storage, and the chair lift can remain or be removed at the seller's discretion. Situated on a .26-acre lot, this home includes lawn maintenance, Spectrum cable and internet, trash and recycling, and access to the exceptional amenities of The Vineyards on Lake Wylie. Residents enjoy two community pools, including a Junior Olympic-sized pool, a private boat ramp and kayak launch, tennis, pickleball and bocce ball courts, two dog parks, playgrounds, and a resort-style lakefront clubhouse. Conveniently located just minutes from Lake Wylie, shopping, dining, and Uptown Charlotte, this home offers the perfect blend of luxury, convenience, and low-maintenance living. Situated on approximately 0.26 acres in the desirable Vineyards on Lake Wylie community. Hoa includes Spectrum cable/interent, Lawn maintenance, trash/recycling, 2 community pools (including a Junior Olympic-sized pool),Private boat ramp & kayak launch, Tennis, pickleball & bocce ball courts, 2 dog parks + playground. Resort-style, lakefront community living this property offers a peaceful neighborhood setting with convenient access to shopping, dining, schools, and major commuter routes. Enjoy the perfect balance of suburban tranquility and city convenience, all just minutes from Lake Wylie and Charlotte's many amenities.

4804 Star Hill Lane, Charlotte

Listing courtesy of Click Your Heels LLC. 704-707-5464

$339,900
3 Beds 2 Baths 4405249 MLS ACTIVE UNDER CONTRACT Status
Why wait for renovations when this one is already done? Thoughtfully updated and move-in ready, this beautifully refreshed 3-bedroom, 2-bath ranch offers the perfect blend of modern style, one-level living, and a backyard you'll look forward to coming home to every day. Step inside to discover brand-new luxury flooring throughout, fresh neutral designer paint, beautifully updated two-tone kitchen cabinetry, refreshed bathrooms, vaulted ceilings, and abundant natural light that create an open, bright, and inviting atmosphere. The thoughtfully designed floor plan features three generously sized bedrooms and two spacious bathrooms, offering flexibility for everyday living, guests, or a home office. Then step outside to the feature that truly sets this home apart—a fully fenced backyard overlooking a peaceful neighborhood pond. Enjoy your morning coffee while watching birds glide across the water, spend evenings relaxing on the deck, entertain family and friends, or cast a line for catch-and-release fishing. This private outdoor retreat offers a lifestyle that's becoming increasingly difficult to find. Conveniently located in the desirable Martin Lakes community, you'll enjoy quick access to shopping, restaurants, parks, medical facilities, I-485, and Uptown Charlotte while still coming home to a peaceful setting surrounded by nature. Beautifully updated. One-level living. Peaceful pond views. Move-in ready. Homes offering this combination of style, convenience, and outdoor enjoyment are rare at this price point! Schedule your private showing today before someone else calls it home!

6323 Martin Lake Road, Charlotte

Listing courtesy of Howard Hanna Allen Tate Davidson. heather.carnahan@allentate.com

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