Denver Homes under $400,000

Denver Homes under $400,000

Welcome to Denver, North Carolina, a charming town that perfectly blends small-town warmth with modern conveniences. Nestled on the shores of Lake Norman, Denver is a hidden gem that offers a serene lifestyle while being just a short drive from the bustling city of Charlotte. With its picturesque landscapes, vibrant community, and an array of outdoor activities, it’s no wonder that families and young professionals are flocking to this delightful area.

One of the most appealing aspects of Denver is its affordability. If you’re in the market for a home under $400,000, you’re in luck! The Denver real estate scene is thriving, offering a variety of options that cater to diverse tastes and lifestyles. From charming single-family homes with spacious yards to modern townhouses perfect for those seeking a low-maintenance lifestyle, there’s something for everyone. With a focus on community and quality of life, many of these homes feature updated interiors, open floor plans, and access to local amenities.

In addition to its beautiful homes, Denver boasts excellent schools, a variety of parks, and recreational opportunities, including boating, fishing, and hiking around the stunning Lake Norman. The town also hosts various local events and festivals, making it easy to connect with neighbors and create lasting memories.

Whether you’re looking to settle down or invest in a property, Denver, NC, is a fantastic choice. Explore the homes available under $400,000 today, and discover the perfect place to call home in this vibrant community!

Newest Denver Homes under $400,000

1170 Columbus Trail, Denver
$385,000
4 Beds ⋅ 3 Baths ⋅ 4434850 MLS ⋅ ACTIVE Status
Welcome to 1170 Columbus Trail in the desirable Melwood community of Denver! If you're looking for a newer, move-in-ready home with the space to grow and the comfort of knowing the big things are already taken care of, this one is ready to welcome you home. Featuring 4 bedrooms, 2.5 baths, and a bright, open-concept floor plan, this home offers the perfect blend of functionality, comfort, and everyday convenience. The spacious main living area flows seamlessly into the kitchen, creating an inviting space for family time, entertaining, and making memories. Upstairs, the versatile loft provides valuable extra living space—perfect for a playroom, media area, homework station, or second living room. The spacious primary suite offers a relaxing retreat, complete with a private ensuite bath and walk-in closet. Outside, the fully fenced backyard provides plenty of room for kids and pets to play, a garden to grow, or gatherings with family and friends. Conveniently located in Melwood just off Business Highway 16, you'll enjoy easy access to the surrounding Denver area and everyday essentials. With room for everyone, flexible living spaces, and a move-in-ready feel, this is the kind of home where you can settle in, spread out, and start your next chapter with confidence!

1170 Columbus Trail, Denver

Listing courtesy of Call It Closed International Inc. amberismyrealtor1@gmail.com
7659 Sarah Drive, Denver
$379,000
3 Beds ⋅ 2 Baths ⋅ 4433456 MLS ⋅ ACTIVE Status
Enjoy living at its finest in this newer constructed home in convenient Denver location with NO HOA! This home features 3 bedrooms, 2 baths and showcases an open floor plan design with vaulted ceilings and an airy kitchen with white cabinetry, subway tile back splash, large kitchen island, granite countertops and a stylish stainless steel canopy range hood. Spacious primary retreat with double vanities and an awesome over-sized tiled shower. Beautiful laminate wood flooring throughout the main living area. Great Denver location close to dining and shopping amenities, Lake Norman recreational activities, quick access to new Hwy 16, CLT, and Mooresville. Low Lincoln county taxes and top rated schools. It doesn't get better than this!

7659 Sarah Drive, Denver

Listing courtesy of EXP Realty LLC Mooresville. stephenpiercelkn@gmail.com
7667 Sarah Drive, Denver
$389,999
3 Beds ⋅ 2 Baths ⋅ 4433380 MLS ⋅ ACTIVE Status
Enjoy North Carolina living at its finest in this newer constructed home in convenient Denver location with NO HOA! This home features 3 bedrooms, 2 baths and showcases an open floor plan design with vaulted ceilings and an airy kitchen with white cabinetry, subway tile back splash, large kitchen island, granite countertops and a stylish stainless steel canopy range hood. Spacious primary retreat with double vanities and an awesome over-sized tiled shower. Beautiful laminate wood flooring throughout the main living area. 261 square feet of covered back porch for your outdoor enjoyment. Greet your guest on the 192 square feet of front porch. Great Denver location close to dining and shopping amenities, Lake Norman recreational activities, quick access to new Hwy 16, CLT, and Mooresville. Low Lincoln county taxes and top rated schools. It doesn't get better than this!

7667 Sarah Drive, Denver

Listing courtesy of EXP Realty LLC Mooresville. stephenpiercelkn@gmail.com
Denver
$280,000
3 Beds ⋅ 2 Baths ⋅ 4397741 MLS ⋅ ACTIVE Status
Ranch home on approx 2.84 acres in non HOA neighborhood in Denver NC. Home is being sold as is/where is.

Denver

Listing courtesy of Keller Williams South Park. derek.blanton@redbudgroup.com
4833 Maralane Trail Unit #8, Denver
$255,000
4 Beds ⋅ 2 Baths ⋅ 4432544 MLS ⋅ ACTIVE Status
PRIVATE LAKE ACCESS! Welcome home to this charming 4-bedroom, 2-bath home situated on over half an acre in a private neighborhood and no HOA! Enjoy plenty of space both inside and out, along with a detached outbuilding and shed for additional storage and workspace. Recent updates include a 2024 HVAC unit, 2024 water heater, and new doors in 2026. Residents also have access to the private neighborhood lake, perfect for enjoying the outdoors and dropping your boat in! A great opportunity for those looking for space, privacy, and flexibility!

4833 Maralane Trail Unit #8, Denver

Listing courtesy of RE/MAX Executive. savanna.sellslkn@gmail.com
7861 Sarah Drive, Denver
$337,500
3 Beds ⋅ 2 Baths ⋅ 4431768 MLS ⋅ ACTIVE Status
LOCATION, LOCATION, LOCATION! An incredible opportunity to own in one of Denver's most convenient Lake Norman locations—just minutes from the lake and nearby public boat access, with NO HOA! Tucked into a quiet, established neighborhood near the highly desirable Westport area, this 3-bedroom, 2-bath ranch puts you close to everything while still offering a peaceful residential setting. Enjoy easy access to shopping, dining, marinas, recreation and all that the Lake Norman lifestyle has to offer, plus approximately 30 minutes to Charlotte Douglas International Airport. A spacious covered front porch welcomes you home, while the freshly updated interior features new flooring, fresh paint and smooth ceilings. The kitchen opens to the main living area with a wood-burning fireplace, and outside you'll find mature trees and a rear deck with plenty of space to relax or entertain. A metal roof adds even more appeal. Qualified buyers may be eligible for down payment assistance! Plus, a $3,000 lender credit toward closing costs and FREE appraisal are available when financing through the preferred lender, Zillow Home Loans. Terms and eligibility requirements apply. Don't miss this opportunity to enjoy the Lake Norman lifestyle without the waterfront price tag! Schedule your showing as soon as this home becomes available. Buyer and buyer's agent to independently verify any information deemed material or important to buyer.

7861 Sarah Drive, Denver

Listing courtesy of Realty Executives Lake Norman. ambersells239@gmail.com
7904 Mariners Pointe Circle, Denver
$340,000
3 Beds ⋅ 3 Baths ⋅ 4431360 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained townhome where comfort, style and convenience come together. If you've been looking for a home that feels spacious, bright and truly move-in ready without the exterior maintenance of a traditional single-family home, this one deserves a look! With minimal exterior maintenance, you can spend less time worrying about the outside of your home and more time enjoying it. Step inside and you'll immediately notice the updated LVP flooring throughout the entire home, creating a warm, cohesive look from room to room. The kitchen is the heart of this home featuring granite countertops, abundant cabinetry, a large center island and plenty of workspace for everything from a quick breakfast to entertaining family & friends. The kitchen flows naturally into a living area where a cozy fireplace creates a perfect gathering spot. Upstairs, you'll find three generously sized bedrooms, giving you room for family, guests, a home office or whatever life requires. The primary suite features a beautiful tray ceiling and a large en-suite bathroom designed for comfort and convenience. With 2.5 baths, spacious living areas, updated flooring throughout and thoughtful finishes throughout, this home offers the kind of easy living that makes you want to settle in and stay awhile. Step outside the back door and enjoy your private patio area for an early morning coffee, quiet time or just to get some fresh air. The location is hard to beat too! You are conveniently located in Denver with easy access to Charlotte, Mooresville, Huntersville and Cornelius. Don't forget that shopping, restaurants and everyday conveniences are just minutes away. The HOA features a community pool and clubhouse. Water, sewer and exterior home maintenance included in HOA fees. Come take a look. You might just walk in and think, "yes, this feels like home". Whether you're looking for your first home, a place to simplify or you simply want a great location with less maintenance, this one is definitely a must see.

7904 Mariners Pointe Circle, Denver

Listing courtesy of RE/MAX Crossroads. 704-530-3887
539 Larragan Drive, Denver
$399,900
4 Beds ⋅ 3 Baths ⋅ 4430471 MLS ⋅ ACTIVE Status
Beautifully finished new construction home in the Rivercross Community. The home features smooth 9' ceilings on the main level, upgraded interior doors, and durable LVP flooring installed throughout. The kitchen offers stainless steel appliances, quartz countertops, a large island, and crisp white cabinetry with modern hardware. The primary suite includes raised-height cabinetry, quartz counters, and dual undermount sinks. Secondary baths feature matching finishes and coordinated brushed-nickel fixtures for a cohesive look. Energy-efficient systems include a high-efficiency heat pump, programmable thermostats on each floor, enhanced insulation in walls and attic, LED lighting, and an electric water heater. Additional conveniences include an EV-ready outlet in the garage, cordless window blinds, and organized shelving in closets, pantry, and laundry. Exterior highlights include fiber-cement siding, architectural-style roofing, engineered structural systems, a concrete front porch and rear patio, and established sod for great curb appeal. A move-in-ready home with modern finishes, thoughtful upgrades, and quality construction throughout.The Rivercross Amenity Center features a Clubhouse, Fitness Center and Pool. The clubhouse serves as a gathering place for scheduled community events and programs. Stocked with new exercise equipment, the fitness center is perfect for residents who would like to stay in shape and live healthy. Lastly, the community pool is the perfect place to lounge, take a dip and stay cool during summer. Builder incentive up to $10,000 with acceptable offer! Lender Incentive up to $10,000 with preferred lender!

539 Larragan Drive, Denver

Listing courtesy of Ideal Realty inc. kris@myidealrealty.com
7823 High Terrace Lane, Denver
$100,000
3 Beds ⋅ 3 Baths ⋅ 4430197 MLS ⋅ ACTIVE UNDER CONTRACT Status
Investor opportunity in Denver! Double-wide manufactured home being sold strictly AS IS, WHERE IS. Property is in need of significant repairs and is CASH ONLY. Use caution when entering and showing the home, as there are very soft areas in the flooring. Septic permit/records have been requested from Lincoln County but have not yet been received or verified. Seller will make no repairs. Buyer and buyer's agent to perform all desired due diligence and verify all information important to buyer.

7823 High Terrace Lane, Denver

Listing courtesy of Southern Home Group Realty LLC. cynthia.hegler@gmail.com
2455 Fay Jones Road, Denver
$350,000
3 Beds ⋅ 2 Baths ⋅ 4429616 MLS ⋅ ACTIVE Status
Looking for a little more breathing room without giving up everyday convenience? Welcome to 2455 Fay Jones Road, where nearly three-quarters of an acre, a fully fenced backyard and NO HOA create the space to enjoy life your way. All just minutes from the heart of Denver. This 3-bedroom, 2-bath ranch offers an easy, single-level layout with hardwood floors throughout the main living areas and plenty of natural light. The primary suite features a vaulted ceiling, private bath and walk-in closet, while the spacious kitchen offers generous counter space and flows into the home's main living areas. Outside is where this property really shines. Start your morning with coffee on the covered rocking-chair front porch, unwind on the covered back deck, or gather around the fire pit on a cool Carolina evening. The level backyard backs to the woods for added privacy and offers plenty of room to play, garden, entertain, or even dream about adding that future pool. An attached two-car garage and ample driveway parking provide plenty of space for vehicles and guests. Located outside the city limits, yet close to downtown Denver and the Lake Norman area, this home delivers a hard-to-find combination of space, privacy and convenience. No HOA. Nearly ¾ of an acre. A fenced backyard. Room to make it your own. Come see the possibilities at 2455 Fay Jones Road!

2455 Fay Jones Road, Denver

Listing courtesy of Coldwell Banker Realty. Melanie.Romano@CBRealty.com
7519 Katherine Drive, Denver
$325,000
3 Beds ⋅ 3 Baths ⋅ 4428529 MLS ⋅ ACTIVE Status
Welcome to 7519 Katherine Drive in Denver’s Lakehaven Estates! With a covered front porch, a freshly painted interior and a flexible two-story layout, this home offers room to settle in and make it your own. Step inside to a main level designed for everyday living and gathering. The living area flows into the dining space, with the kitchen close at hand whether you’re making dinner or hosting friends. A half bath and main-level laundry add convenience to the layout. Upstairs, you’ll find three bedrooms and two full baths, plus a spacious bonus room. Use it as a home office, hobby room, playroom or a second living area—the choice is yours. When it’s time to head outside, the back deck and pergola offer a spot to relax or entertain. The fenced backyard provides additional outdoor space, and the shed gives you a place for tools and lawn equipment. An attached two-car garage rounds out the practical features. You’ll be close to Denver’s shopping and dining, with Lake Norman recreation and public boat access nearby. If you’ve been looking for a home with both indoor flexibility and outdoor space, come take a look at 7519 Katherine Drive!

7519 Katherine Drive, Denver

Listing courtesy of Lantern Realty & Development LLC. carmadykruger@gmail.com
7742 Red Robin Trail, Denver
$349,000
4 Beds ⋅ 2 Baths ⋅ 4427301 MLS ⋅ ACTIVE Status
Live the Lake Norman lifestyle without the price tag that typically comes with it! Tucked away on a quiet street with no HOA, you will love sipping your morning coffee on the wraparound porch or unwinding after a long day on a chilly fall night by the fire. Featuring over 1,600 SF of usable living space, including 4-bedrooms, 2 full bathrooms, plenty of storage space and a 1-car garage, this is one you will want to see. A large living room, perfect for movie nights greets you as you enter and flows seamlessly into the dining area and nicely appointed kitchen, featuring white cabinetry, granite countertops, stainless steel appliances, including an electric cooktop with double ovens, and ample counterspace with plenty of room to add an island if you choose! Five closets and a full bath round out the main living area. Upstairs has been newly carpeted and is where you will find the primary bedroom with vaulted ceilings, three additional bedrooms, another full bath and the laundry room. Located in the highly sought-after Rock Springs and North Lincoln School District, and just minutes from Business 16 and Highway 16, Lake Norman, Westport Golf Club, shopping, dining and all that Denver, NC has to offer! 7742 Red Robin Trail combines the space that you’ve been searching for, the convenience that you’ve been hoping for and a true value for under $350,000.

7742 Red Robin Trail, Denver

Listing courtesy of EXP Realty LLC Ballantyne. 727-742-2358
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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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