Monroe Homes with Waterfront

Welcome to Monroe, a charming city located in Union County, North Carolina. Known for its picturesque landscapes and friendly community, Monroe offers a perfect blend of small-town charm and modern amenities.

If you are a nature enthusiast or simply enjoy the tranquility of waterfront living, Monroe has a variety of homes with waterfront access available. Imagine waking up to stunning views of the water every morning and enjoying peaceful evenings by the shore. Whether you are looking for a cozy waterfront cottage or a spacious modern home, Monroe has something to offer for every taste and budget.

Living in a waterfront home in Monroe not only provides you with a serene and relaxing environment but also offers endless opportunities for outdoor activities such as boating, fishing, and kayaking. It's a lifestyle that many dream of, and in Monroe, you can turn that dream into a reality.

With its convenient location, excellent schools, and thriving local economy, Monroe is a great place to call home for families, professionals, and retirees alike. Come and explore the real estate options in Monroe with waterfront access and find your perfect oasis in this beautiful city.

Newest Monroe Homes with Waterfront

$539,900

4 Beds ⋅ 4 Baths ⋅ 4382343 MLS ⋅ ACTIVE Status

Welcome to Lake Monroe. Spacious home with waterfront lot, large back deck and absolutely gorgeous back yard views. This house is ready for new owners, with 4 bedrooms, neutral colors throughout and appliances that remain. Bedroom and full bath were added on main level, and some other remodeling was done but exact dates are not available. Upstairs there are 3 bedrooms, one is large and could be additional primary bedroom as well as two full baths. NOTE: The sale is subject to the terms of the Judicial Sales Act which requires an offer to be reported to the Clerk of Court and the offer stays open for 10 Business Days for upset bids.

1913 Lake Monroe Drive, Monroe

Listing courtesy of Cole Real Estate Advisors. bgoinshome@aol.com

$1,475,000

4 Beds ⋅ 5 Baths ⋅ 4380123 MLS ⋅ ACTIVE Status

Experience true waterfront living on Lake Twitty in this exceptional custom built home. Originally built as the builder’s personal residence, it reflects a level of craftsmanship, quality, and thoughtful design that’s hard to find. Tucked away on a private cul-de-sac acre with no HOA, this property blends timeless architecture with modern functionality, all centered around a relaxed lakefront lifestyle. Beyond the water, the location offers the best of both worlds. With the Monroe Bypass nearby, you’re just 20 minutes to Matthews and only 30 minutes to Uptown Charlotte, making it easy to enjoy peaceful lake living without sacrificing convenience. Inside, a grand foyer welcomes you with soaring cathedral ceilings, rich custom hardwood floors, and architectural details that carry throughout the home. The main level primary suite offers both comfort and convenience, while the chef’s kitchen stands out with its farmhouse inspired design, oversized island, induction cooktop, butler’s pantry, and a bright breakfast nook perfect for everyday living. A formal dining room and private office with rustic barn doors complete the main level, along with two cozy fireplaces, one in the family room and another in the office. Upstairs, you’ll find three spacious bedrooms, a large bonus room, and two full baths, providing plenty of room for family and guests. The finished walk out basement adds over 2,000 square feet of versatile living space, including a second primary or in law suite with its own entrance, a large great room, media or bonus space, and an exercise room. Whether you’re hosting, entertaining, or creating your own retreat, this level offers endless possibilities. Outdoor living truly shines here. From the welcoming rocking chair front porch to the covered deck and shaded patio overlooking the lake, every space is designed to be enjoyed. The private pier extends your living space right onto the water, perfect for kayaking, paddle boarding, fishing, or simply unwinding with sunset views. Additional features like a 4 car garage, irrigation system, and ample storage add everyday practicality to this already impressive home. This isn’t just a home, it’s a lakefront retreat where you can slow down, spread out, and enjoy the lifestyle you’ve been looking for.

3612 Lake Twitty Drive, Monroe

Listing courtesy of Real Broker, LLC. soldbyjenniferhoyle@gmail.com

$1,550,000

3 Beds ⋅ 4 Baths ⋅ 4373632 MLS ⋅ ACTIVE Status

PRICE IMRPOVEMENT! Extraordinary, custom-built lakefront estate ideally positioned on a premier homesite, showcasing breathtaking sunset views across the water. Thoughtfully designed from top to bottom with impeccable attention to detail, this residence is truly a must-see. Step inside to an open-concept floor plan that flows effortlessly into expansive living spaces, perfectly suited for both everyday living and upscale entertaining. The chef’s kitchen is a true showpiece, featuring a panel-ready JennAir refrigerator, a 48-inch six-burner dual fuel range, double-drawer dishwasher, and an impressive 45-inch workstation sink. Calacatta Gold quartz countertops elevate the space, while a custom-designed pantry with butcher block countertops and a built-in beverage center adds both style and functionality. Custom cabinetry is showcased throughout the entire home, complemented by a well-appointed dry bar with wine refrigerator and ice maker. An oversized laundry room offers exceptional storage and convenience. The main-level primary suite serves as a private retreat, complete with serene lake views and a spa-inspired bath featuring an oversized dual-head shower and marble dual vanity. Generous his-and-hers closets provide ample space and organization. The fully finished basement expands the home’s versatility, offering two luxurious bedroom suites, two full baths, a kitchen, dining area, and spacious family room—ideal for guests or multi-generational living. A flex room, currently used as a workout space, and abundant storage complete the lower level. Throughout the home, 7-inch white oak flooring adds warmth and sophistication, while a whole-home water filtration system with reverse osmosis and a recirculating tankless water heater ensure modern comfort and efficiency. Outdoors, experience a true resort-style oasis. A private, fenced-in pool is complemented by two covered porches, all framed by stunning lake views. Additional features include a 12x20 gazebo, putting green, and a custom outdoor kitchen equipped with a Blaze grill and griddle—perfect for entertaining year-round. Located just off the 74 Bypass in an exclusive, privately gated community of only 12 homes, this exceptional property offers both privacy and convenience with an easy commute to Charlotte.

1321 St Regis Court, Monroe

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. daniel.shurley@howardhannatate.com

$825,000

4 Beds ⋅ 3 Baths ⋅ 4361236 MLS ⋅ ACTIVE Status

Discover the luxury of peaceful waterfront living in this meticulously maintained custom home that lives like new construction. Perfectly positioned on 1.80 private acres with more than 200 feet of waterfront, this exceptional property offers a rare combination of modern craftsmanship, scenic beauty, and everyday tranquility. Wake each morning to breathtaking water views, enjoy your coffee from the expansive rear deck, and spend evenings watching colorful sunsets while deer, bald eagles, turtles, and other native wildlife become part of your daily routine. Designed with both comfort and entertaining in mind, the bright open floor plan is filled with natural light, rich hardwood flooring, elegant mouldings, and panoramic water views that create a warm and inviting atmosphere throughout. The beautifully appointed kitchen features quartz countertops, KraftMaid cabinetry, mosaic tile backsplash, stainless steel appliances, a KitchenAid gas range, and microwave drawer while flowing effortlessly into the living room, sunroom, and outdoor living spaces. The flexible main level includes a dedicated office that can easily serve as a fourth bedroom and is conveniently located beside a full bath featuring a tiled walk-in shower and quartz vanity. Upstairs, the spacious primary suite offers peaceful water views, a beautifully renovated designer shower, dual quartz vanity, generous walk-in closet, secondary closet, and space to create the spa-inspired soaking tub retreat of your dreams. Two additional bedrooms with oversized closets and another full bath complete the second floor. Outside, a private paver pathway leads to the waterfront where you'll find a peaceful sitting area designed for relaxing, reading, or simply enjoying the surrounding natural beauty. The oversized side-entry basement garage provides exceptional storage for vehicles, hobbies, outdoor equipment, and more. While this property offers the peaceful feeling of a private nature retreat, it remains conveniently located just minutes from downtown Monroe, shopping, dining, medical facilities, I-74, and multiple public, charter, and private school options. If you've been searching for luxury, privacy, breathtaking views, and a home where every day feels like a getaway, this exceptional property is ready to welcome you home.

902 Bridgewater Drive, Monroe

Listing courtesy of NextHome Paramount. mbhomesanddesign@gmail.com

$1,095,000

4 Beds ⋅ 4 Baths ⋅ 4363478 MLS ⋅ ACTIVE Status

Luxurious living on the Lake! Stunning home on a most impressive 1.24 acre waterfront lot boasting panoramic views of Lake Twitty with floating dock. Two story great room with fireplace overlooks the lake seamlessly flowing into a chef's dream kitchen. The kitchen boasts exquisite cabinetry, granite countertops and fabulous backsplash in addition to large center island and a breakfast bar. Hardwood flooring throughout most of the main level with carpet in the primary bedroom also on the main level. An ensuite primary with separate vanities, large whirlpool soaking tub, separate shower and huge walk in closet. The primary opens up to your own reclusive sunroom with fantastic lake views. Formal dining room filled with natural light, adjacent is an office on main level, as well as laundry room with ample cabinetry and utility sink. Upstairs, you will find a 2nd primary bedroom with bath, two additional bedrooms and guest bath. The bonus offers a great space for working or flex space. Down the hallway another flex space for exercise, gathering, etc. An expansive and inviting deck provides great entertaining with lake views to enjoy! Boating, fishing and canoeing await. This wonderful custom built home sits quietly on a cul-de-sac lot. Close proximity to shopping, restaurants. Two miles to Monroe Expressway providing ease in commute to Charlotte and surrounding area. Move in ready, make your appointment today!! New Roof 2024.

1132 Village Lake Drive, Monroe

Listing courtesy of Century 21 Providence Realty. beverlyaustin@windstream.net

$800,000

3 Beds ⋅ 2 Baths ⋅ 4271092 MLS ⋅ ACTIVE Status

2.64 ACRES (and more land available) on Beautiful Lake Lee! Zoned R20 and dividable! If lake life is calling, look no more. Private and dreamy, and a fisherman's paradise! Directly across the street from Bridgewater and minutes to the city yet secluded and ideal for an estate life on the water. The home is situated on top of a lovely knoll for beautiful views! Three bedroom, two bath sprawling ranch with large kitchen and a 2 car garage and covered front porch. Tucked in the trees with a winding driveway that leads to the home. Please do not disturb the tenant. Lease ends in December 2025. This is such a great opportunity for private owner or developer. This property is in ETJ for Monroe. Call for a viewing today.

1614 Medlin Road, Monroe

Listing courtesy of Ross & Associates Real Estate. kellyrossbenton@gmail.com

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