Monroe Homes with Waterfront

Monroe Homes with Waterfront

Welcome to Monroe, a charming city located in Union County, North Carolina. Known for its picturesque landscapes and friendly community, Monroe offers a perfect blend of small-town charm and modern amenities.

If you are a nature enthusiast or simply enjoy the tranquility of waterfront living, Monroe has a variety of homes with waterfront access available. Imagine waking up to stunning views of the water every morning and enjoying peaceful evenings by the shore. Whether you are looking for a cozy waterfront cottage or a spacious modern home, Monroe has something to offer for every taste and budget.

Living in a waterfront home in Monroe not only provides you with a serene and relaxing environment but also offers endless opportunities for outdoor activities such as boating, fishing, and kayaking. It's a lifestyle that many dream of, and in Monroe, you can turn that dream into a reality.

With its convenient location, excellent schools, and thriving local economy, Monroe is a great place to call home for families, professionals, and retirees alike. Come and explore the real estate options in Monroe with waterfront access and find your perfect oasis in this beautiful city.

Newest Monroe Homes with Waterfront

1448 Tomberlin  Road, Monroe
$525,000
2 Beds ⋅ 1 Baths ⋅ 4426456 MLS ⋅ ACTIVE Status
Rare opportunity to own approximately 4.4 acres with waterfront along Lake Twitty in the Unionville area of Union County. The real story of this property is the land, the water, and the possibilities. With acreage, lake frontage, mature surroundings, and a peaceful setting, this property offers a chance to create something uniquely your own in a location that can be difficult to find. The property is being marketed primarily for its acreage, Lake Twitty frontage, and future potential. An existing home is located on the property and provides an additional consideration for buyers as they explore their plans for the land. Whether your vision includes working with the existing structure or exploring the possibilities of starting fresh, this is an opportunity to look beyond the ordinary and imagine what could be created here. Buyers should perform their own due diligence regarding zoning, permitting, utilities, lake access, shoreline restrictions, and future improvements. Lake Twitty frontage adds another dimension to the property, combining multiple acres with water views and the natural character of the surrounding area. Located in the Unionville area, just outside Monroe, the property offers a more rural setting while remaining convenient to shopping, dining, and major routes throughout Union County. Acreage and waterfront together make 1448 Tomberlin Road an opportunity worth exploring. Bring your vision and discover the possibilities this property has to offer.

1448 Tomberlin Road, Monroe

Listing courtesy of Keller Williams South Park. derek.blanton@redbudgroup.com

3612 Lake Twitty  Drive, Monroe
$1,375,000
4 Beds ⋅ 5 Baths ⋅ 4380123 MLS ⋅ ACTIVE Status
Imagine ending the day on your private pier, watching the light settle over Lake Twitty. Here, there’s room to slow down and enjoy the water, whether that means kayaking, fishing, paddle boarding, or simply taking in the view. Set on a private cul-de-sac acre with no HOA, this custom-built home was originally the builder’s personal residence. Its craftsmanship and thoughtful details are evident throughout, from the welcoming rocking chair front porch to the spaces designed for gathering inside. Step through the grand foyer into soaring cathedral ceilings, rich custom hardwood floors, and a family room with a cozy fireplace. The farmhouse-inspired kitchen brings everyone together around an oversized island and features an induction cooktop, butler’s pantry, and sunny breakfast nook. A formal dining room offers space for special occasions, while the private office, with rustic barn doors and its own fireplace, makes a comfortable place to work or unwind. The primary suite is conveniently located on the main level. Upstairs, three spacious bedrooms, two full baths, and a large bonus room give guests room to spread out. The finished walk-out basement adds more than 2,000 square feet of flexible living space, with its own entrance, a great room, media or bonus space, and an exercise room. Depending on your needs, it could be used as a second primary suite, an in-law suite, or a private retreat for guests. Outside, choose your favorite spot for morning coffee or an evening by the lake: the covered deck, shaded patio, or private pier. A four-car garage, irrigation system, and ample storage make everyday life easier, too. And while home feels like a getaway, the Monroe Bypass is nearby, with Matthews about 20 minutes away and Uptown Charlotte about 30 minutes away. Come for the lake views, and stay for the space to enjoy them every day!!

3612 Lake Twitty Drive, Monroe

Listing courtesy of Real Broker, LLC. soldbyjenniferhoyle@gmail.com

1321 St Regis  Court, Monroe
$1,499,999
3 Beds ⋅ 4 Baths ⋅ 4373632 MLS ⋅ ACTIVE Status
Extraordinary, custom-built lakefront estate ideally positioned on a premier homesite, showcasing breathtaking sunset views across the water. Thoughtfully designed from top to bottom with impeccable attention to detail, this residence is truly a must-see. Step inside to an open-concept floor plan that flows effortlessly into expansive living spaces, perfectly suited for both everyday living and upscale entertaining. The chef’s kitchen is a true showpiece, featuring a panel-ready JennAir refrigerator, a 48-inch six-burner dual fuel range, double-drawer dishwasher, and an impressive 45-inch workstation sink. Calacatta Gold quartz countertops elevate the space, while a custom-designed pantry with butcher block countertops and a built-in beverage center adds both style and functionality. Custom cabinetry is showcased throughout the entire home, complemented by a well-appointed dry bar with wine refrigerator and ice maker. An oversized laundry room offers exceptional storage and convenience. The main-level primary suite serves as a private retreat, complete with serene lake views and a spa-inspired bath featuring an oversized dual-head shower and marble dual vanity. Generous his-and-hers closets provide ample space and organization. The fully finished basement expands the home’s versatility, offering two luxurious bedroom suites, two full baths, a kitchen, dining area, and spacious family room—ideal for guests or multi-generational living. A flex room, currently used as a workout space, and abundant storage complete the lower level. Throughout the home, 7-inch white oak flooring adds warmth and sophistication, while a whole-home water filtration system with reverse osmosis and a recirculating tankless water heater ensure modern comfort and efficiency. Outdoors, experience a true resort-style oasis. A private, fenced-in pool is complemented by two covered porches, all framed by stunning lake views. Additional features include a 12x20 gazebo, putting green, and a custom outdoor kitchen equipped with a Blaze grill and griddle—perfect for entertaining year-round. Located just off the 74 Bypass in an exclusive, privately gated community of only 12 homes, this exceptional property offers both privacy and convenience with an easy commute to Charlotte.

1321 St Regis Court, Monroe

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. daniel.shurley@howardhannatate.com

1132 Village Lake  Drive, Monroe
$999,900
4 Beds ⋅ 4 Baths ⋅ 4363478 MLS ⋅ ACTIVE Status
Luxurious living on the Lake! Stunning home on a most impressive 1.24 acre waterfront lot boasting panoramic views of Lake Twitty with floating dock. Two story great room with fireplace overlooks the lake seamlessly flowing into a chef's dream kitchen. The kitchen boasts exquisite cabinetry, granite countertops and fabulous backsplash in addition to large center island and a breakfast bar. Hardwood flooring throughout most of the main level with carpet in the primary bedroom also on the main level. An ensuite primary with separate vanities, large whirlpool soaking tub, separate shower and huge walk in closet. The primary opens up to your own reclusive sunroom with fantastic lake views. Formal dining room filled with natural light, adjacent is an office on main level, as well as laundry room with ample cabinetry and utility sink. Upstairs, you will find a 2nd primary bedroom with bath, two additional bedrooms and guest bath. The bonus offers a great space for working or flex space. Down the hallway another flex space for exercise, gathering, etc. An expansive and inviting deck provides great entertaining with lake views to enjoy! Boating, fishing and canoeing await. This wonderful custom built home sits quietly on a cul-de-sac lot. Close proximity to shopping, restaurants. Two miles to Monroe Expressway providing ease in commute to Charlotte and surrounding area. Move in ready, make your appointment today!! New Roof 2024.

1132 Village Lake Drive, Monroe

Listing courtesy of Century 21 Providence Realty. beverlyaustin@windstream.net

Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

How much is your home worth?

Get instant property value now!