Mooresville Homes under $400,000

Welcome to Mooresville, North Carolina, a charming town nestled on the shores of Lake Norman, just a short drive from the bustling city of Charlotte. Known for its picturesque landscapes and friendly community, Mooresville offers an ideal blend of small-town charm and modern convenience. With a rich history in the racing industry, it proudly boasts the title of “Race City USA,” making it a unique destination for motorsport enthusiasts and families alike.

One of the most appealing aspects of Mooresville is its diverse real estate market, particularly for those seeking homes under $400,000. Here, you’ll find a variety of options that cater to different lifestyles and preferences. Whether you’re looking for a cozy single-family home, a spacious townhouse, or a charming cottage, Mooresville has something for everyone. These affordable homes often come with modern amenities, inviting outdoor spaces, and proximity to excellent schools, parks, and recreational activities.

Living in Mooresville means embracing a lifestyle rich in outdoor adventures. With Lake Norman right at your doorstep, residents enjoy boating, fishing, and hiking, while the vibrant downtown area features delightful shops, restaurants, and community events that foster a strong sense of belonging.

If you’re considering a move to a welcoming community with beautiful homes at an accessible price point, Mooresville is the perfect place to call home. Discover the charm of this North Carolina gem and find your dream home today!

Newest Mooresville Homes under $400,000

$325,000

3 Beds ⋅ 3 Baths ⋅ 4433192 MLS ⋅ COMING SOON Status

If you’ve been searching for move-in ready new construction homes in Mooresville, NC with 100% financing & 20,000 in closing costs, $0 down options & many many upgrades, this is one to know. Located at 509 Oak Street in Mooresville, NC 28115, this exclusive new construction opportunity offers FOUR beautifully designed homes just minutes from Downtown Mooresville, Lake Norman, restaurants, shopping, parks, golf, and everyday conveniences. These brand-new Mooresville homes feature modern finishes, low-maintenance construction featuring James Hardie siding, no HOA, and a builder warranty, making them an incredible option for first-time home buyers, relocation buyers, and investors looking for an investor-friendly new construction home in Mooresville with no HOA restrictions. Inside, each home offers an open-concept floorplan with 9-foot ceilings on both the main and upper levels, quartz countertops, white shaker cabinetry with 42-inch uppers, soft-close doors and dovetail drawers, designer tile backsplash, luxury vinyl plank flooring throughout, Frigidaire stainless steel appliance package, and elevated bathroom finishes including Moen fixtures and designer tile extended to the ceiling in both the primary and secondary baths. Each home is thoughtfully designed with a one-car garage, large back deck and a full move-in ready package including a Frigidaire french door refrigerator, LG front load washer & dryer, blinds, and 6' wooden privacy fenced backyard. Enjoy quick access to Downtown Mooresville’s restaurants, coffee shops, breweries, boutiques, local events, and entertainment, plus nearby Lake Norman access, marinas, boating, parks, Mooresville Golf Club, I-77, NC-150, and the greater Lake Norman lifestyle. Whether you are searching for a new construction home near Downtown Mooresville, a no HOA home near Lake Norman, a move-in ready home with closing cost incentives, or a low-maintenance investment property in a growing Lake Norman market, this opportunity checks all the boxes. This is your chance to own a brand-new home in Mooresville with modern upgrades, strong financing incentives, no HOA, and a prime North Broad Street location close to everything.

509 Oak Street, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 336-428-0230

$290,000

3 Beds ⋅ 2 Baths ⋅ 4432451 MLS ⋅ ACTIVE Status

144 Ginger Lane, Mooresville

Listing courtesy of Costello Real Estate and Investments LLC. britt@costellorei.com

$335,000

3 Beds ⋅ 2 Baths ⋅ 4433548 MLS ⋅ ACTIVE Status

Welcome to this charming, NO HOA, move-in ready ranch home on almost half acre ideally located in the heart of Mooresville! Featuring hardwood flooring in the dining and living rooms. This well-maintained 3-bedroom, 2-bath home offers a functional and comfortable layout perfect for everyday living. Enjoy being just minutes from local favorites like Liberty Park, Downtown Mooresville, and Merino Mill—home to popular dining, shopping, and entertainment. Drive through the gate to your expanded parking pad and fenced yard perfect for your travel trailer, boat, play equipment, firepit, swingset and even a garden. Bring your groceries right in from the 2 Car side loaded garage. Inside you will find lovely hardwood floors in the family and dining rooms and nice spacious bedrooms. A versatile desk nook perfect for a home office or dedicated coffee bar. The kitchen has gas cook top, lots of cabinetry and countertops. The gas fireplace makes the family room cozy on cool evenings. The primary has a door to the back screen porch where you can dine and relax after a long day. The side porch is a great place to welcome your guest or simply to take a break, read a book. Beyond the home itself, you are not just buying a property—you’re joining a community. Easy access to major roads for a smooth commute to Charlotte, Statesville or Kannapolis. This home is an excellent opportunity for first-time buyers, downsizers, or investors alike. The HVAC is less than 3 years old and the roof will soon be replaced.

1032 Coddle Creek Road, Mooresville

Listing courtesy of Lake Norman Realty, Inc.. 704-663-3655

$259,900

3 Beds ⋅ 2 Baths ⋅ 4432741 MLS ⋅ ACTIVE Status

Come home to a little breathing room in Mooresville! Nestled among mature trees on approximately 1 acre, this charming 3-bedroom, 2-bath home offers single-level living in a tucked-away setting. Fresh paint and wood-look flooring create a welcoming canvas for your personal style, while the kitchen features new appliances and countertops. New bathroom vanities and an updated bath with a walk-in shower add to the refreshed interior. Outside, fresh landscaping and open yard space invite morning coffee, an afternoon outdoors, or simply unwinding beneath the trees. Accessed by an unpaved road, the property features a gravel driveway with ample parking and is served by well and septic. Agent related to seller. With inviting updates and a beautiful wooded backdrop, this affordable Mooresville home offers a lovely place to put down roots.

127 Louise Drive, Mooresville

Listing courtesy of Real Broker, LLC. Rebecca.RealRealty@gmail.com

$312,350

3 Beds ⋅ 2 Baths ⋅ 4432575 MLS ⋅ ACTIVE Status

Opportunity awaits at 125 Longfield Dr. in Mooresville! Situated on a desirable corner lot, this property offers valuable updates, great outdoor space, and plenty of potential. Enjoy added peace of mind with a new roof in 2026, HVAC replaced in 2020 per the previous owner, and well-system components replaced in 2025, including the well pump, pressure tank, switch, and gauge. The flat, fully fenced backyard and spacious deck create the perfect setting for outdoor entertaining, pets, gardening, or simply unwinding at home. The detached workshop/building offers additional possibilities for those willing to invest some TLC and repairs. Located in a 100% financing-eligible area, this property may offer qualified buyers an opportunity to make homeownership more attainable. With its appealing lot, functional outdoor space, and important recent updates, 125 Longfield Dr. is ready for its next owner to make it their own!

125 Longfield Drive, Mooresville

Listing courtesy of NorthGroup Real Estate LLC. robbie.burchfield2@gmail.com

$299,900

3 Beds ⋅ 3 Baths ⋅ 4433114 MLS ⋅ ACTIVE Status

New Construction with NO HOA! Beautiful finishes including quartz countertops, LVP flooring throughout, stainless steel appliances in the kitchen including REFRIGERATOR, and 2" blinds. This home is located in desirable Downtown Mooresville. Walking distance to restaurants, shopping and parks.

227 Institute Street, Mooresville

Listing courtesy of NextHome Advantage. Jamie@YourNextHomeAdvantage.com

$350,000

3 Beds ⋅ 3 Baths ⋅ 4432724 MLS ⋅ ACTIVE Status

Convenient Mooresville living with NO HOA! Welcome to 119 Shining Armor Court, a well-maintained and nicely updated home offering 3 bedrooms, 2.5 bathrooms and 1,548 square feet of comfortable living space. A covered front porch creates a welcoming first impression, while the backyard patio offers a great spot to unwind or enjoy time outdoors. The attached two-car garage adds everyday convenience, and with no HOA, you’ll appreciate the added flexibility of homeownership. Conveniently located near Mooresville Golf Course, I-77, Costco, shopping, dining, and local amenities, this home combines practical features with a location that makes daily errands and getting around town easy. You can't beat this home at a price of $350,000!

119 Shining Armor Court, Mooresville

Listing courtesy of RE/MAX Executive. erikaismyagent@gmail.com

$325,000

3 Beds ⋅ 3 Baths ⋅ 4432552 MLS ⋅ ACTIVE Status

Located in the heart of Mooresville and just a short walk from Downtown’s local shops, restaurants, coffee spots, and community events, this 3-bedroom, 2.5-bath home offers a rare opportunity to have everything Downtown Mooresville has to offer right outside your door. Originally built in 1984 for the Mack family, the home has a unique history within the 100 Park West community and remains the only completely detached residence in the neighborhood. While technically part of the townhome HOA, it is entirely free-standing with its own private courtyard and attached one-car garage—giving it the feel of a single-family home. Inside, the main level features comfortable living and dining spaces alongside a bright kitchen, with a flexible layout that makes everyday living easy. A main-level bedroom and accessible full bath add even more versatility, while upstairs you'll find two spacious bedrooms and an additional full bath. The private courtyard creates a tucked-away outdoor space perfect for morning coffee, entertaining, or unwinding at the end of the day, while an abundance of walk-in attic storage gives you plenty of extra space. With Downtown Mooresville just outside your door, 746 N Main Street offers a truly unique opportunity to enjoy life in the heart of town. Ask about our 1% Preferred Lender Credit to apply towards a rate buy-down or closing cost reduction!

746 N Main Street Unit #H, Mooresville

Listing courtesy of EXP Realty LLC Mooresville. caten@murphyhomegroup.com

$300,000

3 Beds ⋅ 3 Baths ⋅ 4432813 MLS ⋅ ACTIVE UNDER CONTRACT Status

If you’ve been searching for move-in ready new construction homes in Mooresville, NC with 100% financing & 10,000 in closing costs, $0 down options & many many upgrades, this is one to know. Located at 606 North Broad Street in Mooresville, NC 28115, this exclusive new construction opportunity offers FOUR beautifully designed homes just minutes from Downtown Mooresville, Lake Norman, restaurants, shopping, parks, golf, and everyday conveniences. These brand-new Mooresville homes feature modern finishes, low-maintenance construction featuring James Hardie siding, no HOA, and a builder warranty, making them an incredible option for first-time home buyers, relocation buyers, and investors looking for an investor-friendly new construction home in Mooresville with no HOA restrictions. Inside, each home offers an open-concept floorplan with 9-foot ceilings on both the main and upper levels, quartz countertops, white shaker cabinetry with 42-inch uppers, soft-close doors and dovetail drawers, designer tile backsplash, luxury vinyl plank flooring throughout, Frigidaire stainless steel appliance package, and elevated bathroom finishes including Moen fixtures and designer tile extended to the ceiling in both the primary and secondary baths. Each home is thoughtfully designed with a one-car garage, large back deck and a full move-in ready package including a Frigidaire french door refrigerator, LG front load washer & dryer, blinds, and 6' wooden privacy fenced backyard. Enjoy quick access to Downtown Mooresville’s restaurants, coffee shops, breweries, boutiques, local events, and entertainment, plus nearby Lake Norman access, marinas, boating, parks, Mooresville Golf Club, I-77, NC-150, and the greater Lake Norman lifestyle. Whether you are searching for a new construction home near Downtown Mooresville, a no HOA home near Lake Norman, a move-in ready home with closing cost incentives, or a low-maintenance investment property in a growing Lake Norman market, this opportunity checks all the boxes. This is your chance to own a brand-new home in Mooresville with modern upgrades, strong financing incentives, no HOA, and a prime North Broad Street location close to everything.

604 N Broad Street, Mooresville

Listing courtesy of EXP Realty LLC Ballantyne. 336-428-0230

$339,900

3 Beds ⋅ 2 Baths ⋅ 4431427 MLS ⋅ ACTIVE Status

Room to unwind, space to entertain, and a Mooresville location that keeps everyday conveniences close, welcome to 137 Bosburg Drive! Located in the Winborne neighborhood, this inviting 3-bedroom, 2-bath home offers approximately 1,545 square feet with a thoughtful split-bedroom layout that provides separation between the primary bedroom and secondary bedrooms. The kitchen features a breakfast bar and pantry, making everything from a quick morning coffee to weekend meal prep a little easier. Outside, the fenced yard invites you to create your own outdoor retreat, imagine summer cookouts, a garden, or simply a place to relax at the end of the day. An attached two-car garage and main-level laundry add practical convenience, while nearby shopping, dining, and entertainment put more of Mooresville within reach. Whether you’re hosting friends or enjoying a quiet evening at home, this property offers the space to make it your own. Schedule your showing and come see how your next chapter could look at 137 Bosburg Drive!

137 Bosburg Drive, Mooresville

Listing courtesy of COMPASS. cjamesallen9@gmail.com

$242,999

2 Beds ⋅ 3 Baths ⋅ 4431227 MLS ⋅ ACTIVE Status

LOCATION, CONVENIENCE & MOVE-IN-READY STYLE! Welcome to 144 Mangum Cir, a beautifully refreshed 2-bedroom, 2.5-bath townhome offering 1,087 HLA in the heart of Mooresville. Step inside to fresh interior paint, new carpet, LVP flooring, upgraded light fixtures and a comfortable layout designed for easy everyday living. Both bedrooms feature their own private baths, creating the perfect setup for homeowners, guests or roommates. The location is where this home truly shines! Enjoy quick access to I-77, putting Uptown Charlotte approximately 35–50 minutes away depending on traffic, while keeping you close to everything the Lake Norman area has to offer. Shopping, grocery stores, restaurants and everyday conveniences are just minutes away, with popular destinations including the Highway 150 retail corridor, Mooresville Crossing, Winslow Bay Commons and additional shopping and dining throughout Mooresville. Whether you're grabbing dinner, shopping for the week, heading toward Charlotte or enjoying everything around Lake Norman, this location makes it easy. Perfect for a first-time buyer, downsizer or someone looking for a low-maintenance home in a highly convenient location. 144 Mangum Cir combines affordability, updates and accessibility—schedule your showing and come see why this one deserves your attention!

144 Mangum Circle, Mooresville

Listing courtesy of VVo Inc. vo.phoebe1@gmail.com

$340,000

3 Beds ⋅ 2 Baths ⋅ 4425941 MLS ⋅ ACTIVE Status

Fresh updates and a convenient location come together in this 3 bedroom, 2 bath home. The interior has been freshly painted throughout, complemented by newly installed LVP flooring for a clean and inviting feel. The open floor plan brings together the living, dining and kitchen areas, creating an easy flow for everyday living and entertaining. The kitchen features granite countertops, stainless steel appliances, tile flooring, pantry, breakfast bar and a built in high pressure cup washer. The primary suite includes a large walk in closet and private bath with a granite topped vanity, tile flooring and oversized frameless walk in shower with built in bench. Two additional bedrooms offer ample closet space, while the second full bath also features tile flooring and a granite topped vanity. Outside, fresh landscaping and a brand new privacy fence enhance the outdoor space, with a fully enclosed backyard, concrete patio, grilling area and convenient doggy door access. A 12x12 storage shed with garage style door provides plenty of additional storage. The attached two car garage includes a utility sink and pull down access to a large floored attic storage area. Neighborhood walking trails offer another way to enjoy the outdoors. Conveniently located approximately 10 minutes from both downtown Mooresville and Davidson, with easy access to I 77, shopping, dining, Lake Norman and everyday conveniences.

179 Mott Road, Mooresville

Listing courtesy of RE/MAX Executive. amyimmel@remax.net

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