Morganton Homes with Lake Access Community Features

Morganton Homes with Lake Access Community Features

Morganton, located in Burke County, North Carolina, is a charming city known for its beautiful scenery and welcoming community. With a mix of historic architecture and modern amenities, Morganton offers residents a high quality of life.

For those looking to live in a home with lake access community features, Morganton has plenty to offer. Whether you enjoy fishing, boating, or simply relaxing by the water, living in a community with lake access can provide endless opportunities for outdoor recreation and relaxation.

Imagine waking up to stunning views of the lake, spending your days exploring the water, and ending your evenings with a peaceful sunset over the water. Homes with lake access in Morganton offer a unique lifestyle that combines the beauty of nature with the comfort of home.

If you're searching for a home that allows you to enjoy all that lake living has to offer, consider exploring the options available in Morganton. With its picturesque surroundings and vibrant community, Morganton is the perfect place to find your dream home with lake access.

Newest Morganton Homes with Lake Access Community Features

$789,900
3 Beds ⋅ 3 Baths ⋅ 4407190 MLS ⋅ ACTIVE Status
Back on the market at no fault of the seller or condition of the home (buyers changed their mind about moving). Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels. The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization. Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience. Whether swimming in the lake or the neighborhood pool, playing tennis, or heading out on the water, this home delivers the ultimate lake lifestyle. A boat slip is included, making it easy to enjoy everything the lake has to offer. *Take a look at the drone video in agent remarks!*

4634 Harbor View Terrace, Morganton

Listing courtesy of DASH Carolina. zac.campbell@dashnc.com
$95,000
4379253 MLS ⋅ ACTIVE Status
Build your dream home in one of the most exciting up-and-coming communities near Lake James. In close proximity to the lake shore, 3030 Channel View Cove. offers a rare opportunity to own a level, easy-to-build homesite in a neighborhood experiencing fresh momentum with brand-new construction underway. Enjoy the lifestyle that makes this area so desirable—private beach access to Lake James, perfect for swimming, kayaking, or simply unwinding by the water. Whether you’re envisioning a full-time residence or a serene mountain-lake retreat, this lot provides a versatile and builder-friendly foundation. Surrounded by new homes and thoughtful development, this community blends natural beauty with modern growth—making it an ideal investment for today and the future. Don’t miss your chance to be part of a growing neighborhood where lake living meets new construction energy. Lake James Community at Waters Edge. Community has Lake Access, beach access, fire pit area, walking trails, Short term rentals allowed.

3030 Channel View Cove, Morganton

Listing courtesy of Landon Key Realty. heather@LKeyRealty.com
$249,000
4374230 MLS ⋅ ACTIVE Status
Build your waterfront dream home at Lake James, in the pristine gated community of Waters Edge. The property features a great build site and 168 feet of shoreline with a very gentle slope down to the water. This partially cleared, 0.94-acre waterfront lot has it's own beach, providing easy access to a quiet cove. Waters Edge is a gated community offering amenities such as a private swimming beach, a communal fire pit area, and access to the Fonta Flora mountain biking and hiking trail, which encircles the eastern side of Lake James. Short term rentals are allowed!

3107 Channel View Cove, Morganton

Listing courtesy of GreyBeard Realty. dave@greybeardrealty.com
$399,000
4373549 MLS ⋅ ACTIVE Status
Long-range water views and a fully equipped dock setup make this waterfront lot in SouthPointe stand out. Located at 4981 Camellia Drive (Lot 228), the property overlooks a quiet, protected cove with a view that opens up beautifully across Lake James. A platform dock, floating dock, and jet ski ramp are already in place—offering immediate access to the water without the wait. The setting provides both visual appeal and calm conditions for swimming, paddling, and boating. SouthPointe is one of the most established communities on Lake James and the only one with public sewer, along with high-speed fiber internet. Amenities include a lakeside clubhouse, pool, and walking trails. Convenient to downtown Morganton, where you’ll find a growing selection of restaurants, breweries, shops, and daily essentials. Well-positioned waterfront lots with this combination of view, dock, and build-readiness are becoming increasingly limited on Lake James.

4981 Camellia Drive Unit #228, Morganton

Listing courtesy of Keller Williams Unified. fletcher@lakejames.com
$1,499,000
3 Beds ⋅ 4 Baths ⋅ 4360898 MLS ⋅ ACTIVE UNDER CONTRACT Status
Where the mountains meet the water, this breathtaking lakefront retreat on the shores of Lake James delivers a lifestyle most only dream about. Rare lakefront opportunity on stunning Lake James — one of Western North Carolina's most prized mountain lakes. This exceptional 3-bedroom, 3.5-bath home offers 2,270 sq ft of thoughtfully designed living space on 1.84 private acres, delivering resort-style living with a brand-new infinity-edge swimming pool that spills visually into breathtaking, unobstructed lake views. Whether entertaining or unwinding, the seamless indoor-outdoor flow and panoramic Blue Ridge Mountain backdrop create an atmosphere of unmatched tranquility and luxury. The Fonta Flora State Trail runs directly through the backyard, providing immediate trail access for hiking and biking along one of NC's most celebrated multi-use trail systems — with plans to ultimately connect Morganton to Asheville. Step off your property and onto miles of scenic trails without ever getting in your car. Lake James offers over 6,500 surface acres and 150+ miles of shoreline for boating, kayaking, paddleboarding, and world-class fishing including largemouth bass, smallmouth bass, walleye, muskie, and crappie. Lake James State Park, Whippoorwill Farm at Fonta Flora Brewery, Linville Gorge Wilderness Area, Grandfather Mountain, the Blue Ridge Parkway, and downtown Morganton's dining and shopping scene are all just minutes away. Asheville and the Biltmore Estate are an easy 45-minute drive. Properties combining 1.84 acres of direct lakefront, a new infinity pool, and trail-to-backyard connectivity at Lake James are extraordinarily rare. This is Western NC lakefront living at its absolute finest.

2063 W Bluewater Drive, Morganton

Listing courtesy of EXP Realty LLC Ballantyne. 828-337-2200
$2,699,999
5 Beds ⋅ 4 Baths ⋅ 4364860 MLS ⋅ ACTIVE Status
One-of-a-kind property situated on its own peninsula on beautiful Lake James in the sought-after South Pointe community. This amazing custom home sits on 2 acres with rear and side panoramic views of open water and the Blue Ridge Mountains, including Shortoff and Table Rock Mountain. High-end features include oversized windows, custom-tiled showers, granite countertops, a butler’s pantry, outdoor shower, real hardwoods, superior wall basement, 50-year shingles, electric water heaters, and more! Open-concept living, dining, and kitchen areas sit under a cathedral ceiling with a huge stacked rock fireplace and floor-to-ceiling rear windows. The large primary suite features two walk-in closets and a luxury ensuite bathroom with a custom-tiled shower, jacuzzi tub, and exterior entry. A second bedroom on the main level offers an adjacent full bath. The upper level includes an open loft/second living area and a second primary bedroom with a spacious full bath featuring a jacuzzi tub. The basement can be accessed from the interior of the main home and the detached garage via a covered walkway. Enjoy a true oversized garage with a work area. The massive unfinished basement features storage rooms, a family room with a second fireplace, high ceilings, and a full bath. Above the garage, with private entry, is a studio apartment complete with a closet, kitchen, and full bath. Words can’t describe the grounds… a rocked trail wraps around the point, offering lake views from the back and both sides. Even better, enjoy an easy stroll to your own private covered lakefront deck and composite dock.

5162 Beech Bluff Drive, Morganton

Listing courtesy of WNC Real Estate at Lake James. ChristieLeonardHomes@gmail.com
$75,000
4363272 MLS ⋅ ACTIVE Status
Located in Waters Edge - a gated community at Lake James! Conveniently situated approximately 20 minutes from downtown Morganton. Community amenities include shared beach access, common area with fire pit, and direct access to the Fonta Flora Trail. Public boat access is located approximately 5 miles away. Suitable for primary residence, second home, or investment property.

2018 Starlight Lane, Morganton

Listing courtesy of Nest Realty Morganton. sarah.pettus@nestrealty.com
$199,900
4353525 MLS ⋅ ACTIVE UNDER CONTRACT Status
The beautiful Dry Creek community has larger, wooded homesites and allow homes with a rustic feel. Dry Creek residents share the amenities of Southpointe including a pool, clubhouse, and community boat slips. The Fonta Flora Trail system crosses through the SouthPointe community allowing for wonderful outdoor recreation trails. Lot 29 is a private 1.62+/- acre lot with a flat building area and access to Lake James through your back yard and the community owned, conservation area. You can launch your paddle board, canoe or kayak from the conservation area right out of your backyard. In addition you have your full size deeded boat slip #52 to store your private boat as you enjoy the recreational gem of Lake James. You are close to Lake James State Park, the Linville Gorge Wilderness all while being only 12 miles from downtown Morganton.

1388 Old Dry Creek Road, Morganton

Listing courtesy of Whitson Realty. dennisw@whitsonrealty.com
$24,900
4330547 MLS ⋅ ACTIVE Status
LAKE RHODHISS ESTATE! Your dream home will fit nicely on this 0.74-acre lot providing you with wonderful views and easy access to the lake. if you love kayaking & canoeing & boating this is a MUST SEE if you are looking for privacy. The community has private lake access with dock and boat slip and a mountaintop Pavillion for barbeques and clear nights for all your family gatherings Also has City water and sewer and it is Gated. Underground utilities Don't wait to get this property at a great price and start planning your dream today! Owner just had property semi-cleared with a wide walking path for an easier access.

200 E Settings Nw Boulevard Unit #63, Morganton

Listing courtesy of Zema Realty Group, LLC. rzemarealtor@gmail.com
$2,599,000
5 Beds ⋅ 5 Baths ⋅ 4307275 MLS ⋅ ACTIVE Status
ATTENTION, THIS HOME IS BEING SOLD AS A TURN KEY PROPERTY. ALL CONTENTS WILL TRANSFER WITH THE SALE INCLUDING A NEW 23 FOOT BENNINGTON TRI-TOON BOAT AND HYDRAULIC LIFT; ALONG WITH THE WINE AND LIQUAR IN THE NEW BAR AREA! Welcome to 1513 Brentwood Place, an exceptional waterfront, cul-de-sac residence on the scenic shores of Lake James! This meticulously maintained 5 bedroom, 4.5 bath Cape Cod/Arts & Crafts Style home combines timeless charm with modern luxury. Boasting an open floor plan, the residence is filled with natural light and offers breathtaking water views. The main level features the spacious primary suite, a two-story great room which opens to an expansive lake-view deck, and a gourmet kitchen equipped with stainless appliances, large island, and a generous butler pantry with additional sink, refrigerator, and beverage center. A screened porch adjacent to the kitchen and dining area provides a perfect space for outdoor relaxation. Upstairs, you'll find two sizable bedrooms, a full bath, a dedicated library, and a versatile loft area. The fully finished lower level offers a guest bedroom suite, a substantial family room with a fireplace and bar/entertainment area, a flex/game room, a beautiful greenhouse room, a wine cellar, and an additional one car garage space currently used as an exercise room. The main two-car detached garage features a finished one-bedroom, one-bath finished area above, ideal for guests or additional income potential. Recent landscaping enhancements, valued at over $140,000, beautifully complement the property's lakeside setting. Additional amenities include a circular driveway, a running brook on side of home, upper and lower garages, and ample guest parking. Key features include tankless hot water heating, a security system, vaulted ceilings, central vacuum, new roof and gutters, updated A/C units and furnaces, new charging system for electric vehicles, freshly painted interiors & exteriors, and a new $15,000 boat lift. This Lake James retreat offers an unparalleled lifestyle, blending luxurious living with the breathtaking beauty of nature. Don't miss your chance to own this exceptional slice of paradise!

1513 Brentwood Place, Morganton

Listing courtesy of Berkshire Hathaway HomeServices Blue Ridge REALTORS®. haggerhomes@gmail.com
$545,000
3 Beds ⋅ 3 Baths ⋅ 4299369 MLS ⋅ ACTIVE Status
Cape Cod cutie! Enjoy the lake from this corner location with a short walk to the deeded boat slip. Main level primary suite is filled with light from large windows and cathedral ceiling. Ensuite bath has double sinks, shower, jet tub and large walk in closet. Cozy living room with gas logs and dining area just off the kitchen. Kitchen has plenty of cabinetry, island seating and a breakfast area. Direct access to the screened porch off the kitchen which overlooks the beautifully landscaped rear yard. Laundry and powder room are conveniently located between kitchen and garage access. Upstairs there are two gracious sized bedrooms with a shared bath as well as a finished bonus room over the garage-perfect for your home office. As a bonus there is also a 13x19 building with breezeway from the garage has monitor heat and window unit AC. Perfect for a shop, craft or exercise room. Just 15 minutes to downtown Morganton and close to Fonta Flora Trail & Lake James State Park. Keep your boat in the deeded slip and enjoy beautiful Lake James. New roof 2025.

4617 Harbor View Terrace, Morganton

Listing courtesy of Engel & Volkers Foothills Lake James. polly.leadbetter@evrealestate.com
$50,000
4296022 MLS ⋅ ACTIVE Status
Beautiful lot for sale at Waters Edge on Lake James! Waters Edge is a private lakefront community with tons of amenities including lake access, community beach, boat launch, fire pit, walking trails and more. The neighborhood features paved roads, underground utilities, public water availability & direct access to the Fonta Flora State Trail! This corner lot is level and 0.66 acres in size, making it easy to build! Just a short commute to Downtown Morganton restaurants, shopping & schools! Contact Listing Agent for more information!

2033 Starlight Lane Unit #111, Morganton

Listing courtesy of United Country Real Estate - The McLemore Group. kayla@themclemoregroup.com
Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated: