Mount Holly Homes under $250,000

Welcome to Mount Holly, North Carolina—a charming city nestled in the heart of Gaston County, where Southern hospitality meets modern convenience. Just a short drive from the bustling city of Charlotte, Mount Holly offers a delightful blend of small-town charm and urban accessibility, making it an ideal place for families, young professionals, and retirees alike.

Mount Holly is renowned for its picturesque landscapes, friendly neighborhoods, and vibrant community spirit. With a rich history dating back to the 1800s, the city boasts beautiful parks, scenic trails along the Catawba River, and a quaint downtown area filled with unique shops and eateries. Residents enjoy an active lifestyle, with plenty of outdoor activities, including hiking, biking, and fishing, all set against the backdrop of stunning natural beauty.

If you're looking to make Mount Holly your home without breaking the bank, you'll be pleased to discover a variety of charming homes available for under $250,000. These properties offer excellent value, featuring cozy interiors, spacious yards, and access to the area's top-rated schools. Whether you're searching for a starter home or a cozy retreat, Mount Holly's real estate market has something for everyone.

In addition to affordable housing, Mount Holly provides residents with a strong sense of community, hosting numerous events throughout the year, from seasonal festivals to farmers' markets. With its welcoming atmosphere and convenient location, Mount Holly is not just a place to live—it's a place to thrive. Come explore all that this delightful city has to offer and find your perfect home today!

Newest Mount Holly Homes under $250,000

$249,000

3 Beds ⋅ 2 Baths ⋅ 4432297 MLS ⋅ ACTIVE Status

232 N River St is a 1-story Mount Holly home with a covered front porch and expansive yard. The open main living area connects seamlessly to a bright kitchen featuring white shaker cabinetry, built-in display shelving, dark countertops, and stainless steel appliances. Modern plank flooring extends across the living spaces, accented by lighted ceiling fans and fresh interior paint. The primary bedroom includes dual closets and an ensuite bath with a combination tub and shower, while remaining bedrooms offer plush carpeting and ample natural light. Complete with a dedicated laundry room, detached storage building, and a prime setting beside River Street Park near downtown Mount Holly. Included 100-Day Home Warranty with buyer activation

232 River Street, Mount Holly

Listing courtesy of Opendoor Brokerage LLC. tshoupe@opendoor.com

$249,000

3 Beds ⋅ 1 Baths ⋅ 4426810 MLS ⋅ ACTIVE Status

Welcome to this charming 3-bedroom, 1-bathroom all-brick, site-built home, constructed in 1964 and situated on approximately 0.26 acres. Fresh interior paint gives the home a clean, refreshed feel and provides a great opportunity for buyers looking for a place to settle in and make their own. The attached carport offers convenient covered parking, while the kitchen is equipped with a dishwasher, oven, microwave, and refrigerator, all of which will convey. Washer and dryer will also convey at the buyer's option and are located in the utility room under carport. This property is being sold as part of an estate. Don't miss the opportunity to make this well-established home your own!

204 W Nims Avenue, Mount Holly

Listing courtesy of Ransford Properties LLC. 704-219-7660

$245,000

2 Beds ⋅ 3 Baths ⋅ 4425814 MLS ⋅ ACTIVE Status

Why settle for ordinary when you can have a home designed for easy living? Welcome to 108 St Vincent Place, featuring TWO spacious primary suites, an ideal setup for guests, roommates, or anyone who appreciates a little extra privacy. The main primary retreat offers a garden tub, separate shower, double vanity and two closets, including a custom-designed closet for added organization. Downstairs, beautiful laminate floors carry you through an open floorplan where the living room flows naturally into the dining area and kitchen, creating a space that feels connected and comfortable. The kitchen offers an abundance of cabinetry, while a convenient half bath completes the main level. Step outside to your private fenced patio, perfect for morning coffee, grilling or unwinding at the end of the day. Even better, the refrigerator, washer and dryer are INCLUDED, plus the home comes with a ONE-YEAR HOME WARRANTY for added peace of mind. Enjoy community amenities including a pool, dog park and recreation area, along with convenient access to Downtown. This home may also be eligible for DOWN PAYMENT ASSISTANCE from several different programs, giving qualified buyers another reason to take a closer look. Come see why 108 St Vincent Place deserves to be at the top of your list!

108 St Vincent Place, Mount Holly

Listing courtesy of Keller Williams Unified. bjuengst@kw.com

$234,990

3 Beds ⋅ 1 Baths ⋅ 4424141 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome home to 99 North McGinnis Place in Mount Holly! This well maintained home offers a fresh, move in ready feel with several major updates already taken care of. Step inside to find beautiful LVP flooring installed within the past two years, freshly painted walls, and newly painted cabinetry that gives the home a bright, updated look. The HVAC system was completely replaced in 2025, providing added comfort and peace of mind, and the roof was replaced in 2023. With fresh finishes throughout and big ticket improvements already completed, this home is ready for its next owner to move in and make it their own. Conveniently located in Mount Holly with easy access to shopping, dining, and surrounding areas, 99 North McGinnis Place is one you’ll want to see in person!

99 N Mcginnis Place, Mount Holly

Listing courtesy of HomeZu. info@clickitrealty.com

$147,500

3 Beds ⋅ 2 Baths ⋅ 4420290 MLS ⋅ ACTIVE Status

Investors and builders, here is your next opportunity! Essential utilities including electricity, city water, and city sewer are already hooked up on-site. This home has been framed for 10 foot ceilings! Permits have been submitted and approvals are expected the week of 9/6.

207 Mauney Street, Mount Holly

Listing courtesy of NorthGroup Real Estate LLC. saldarinirealestategroup@gmail.com

$225,000

2 Beds ⋅ 1 Baths ⋅ 4420293 MLS ⋅ ACTIVE Status

If you love the small-town feel of Mount Holly, this location is hard to beat! This 2-bedroom, 1-bath home offers just over 700 sq. ft., with Veterans Park right behind the property and Downtown Mount Holly just a short walk away. The home is ready for someone to bring a little vision and make it their own. Walk to dinner, grab a coffee, visit the park, or enjoy everything happening downtown without having to get in the car. And when you do need to drive, Belmont, the U.S. National Whitewater Center, and major highways are just a short drive away. It’s a great opportunity to make it your own while enjoying everything that makes Mount Holly such a special place to call home.

142 E Catawba Avenue, Mount Holly

Listing courtesy of L&E Properties. c.helms@leproperties.com

$219,900

3 Beds ⋅ 1 Baths ⋅ 4414320 MLS ⋅ ACTIVE Status

Great location just 1 mile from I-85 Belmont/Mount Holly Exit 27! This tucked-away 3-bedroom home offers no HOA, distinctive character, angled walls, original mid-century cabinetry and abundant natural light throughout the open living and eat-in kitchen areas. New architectural shingles 2025, LVP flooring was installed in 2024 throughout most of the home except bedrm 3, new vinyl replacement windows in both front bedrooms 2024. Bedroom 1 is currently furnished with a king-size bed, Bedroom 2 with a queen, and Bedroom 3 is currently used as a bonus/flex room with a large closet, washer/dryer closet and access to the rear deck. Outside, mature trees and bamboo create a private, tucked-away setting. Five mature dogwoods form a canopy around the front entrance patio area, with a striking display of white blooms each spring. Enjoy the patio and rear deck overlooking the wooded backyard and treetops. A charming detached shed for possible workshop or turn into art studio etc since it has power - shed conveys as-is with no monetary value assigned (new roof 9 yrs old). Located in the South Point High School district and convenient to downtown Mount Holly, historic downtown Belmont, the new Atrium Belmont hospital, Belmont Abbey College, Catawba River and Tailrace Marina. Also convenient to Charlotte Douglas International Airport, the U.S. National Whitewater Center and Uptown Charlotte. Currently used as a furnished mid-term rental, offering potential appeal to investors seeking a property with an established rental history. An appealing opportunity for an owner-occupant or investor looking for a character-filled 3-bedroom home with flexible space in the Belmont/Mount Holly area. Current corporate tenant is on month-to-month lease. Tenant occupied. Please do not disturb tenant or block driveway. All showings must be scheduled through the listing agent.

209 Auten Circle, Mount Holly

Listing courtesy of L&E Properties. h.melton@leproperties.com

$199,900

2 Beds ⋅ 1 Baths ⋅ 4416875 MLS ⋅ ACTIVE Status

Great location! Move-in-ready older 2-bedroom home with no HOA, South Point High School district, and just 1 mile from I-85 Belmont Exit 27. This 1955 home has been maintained as a long-term rental and offers a mix of original character and practical updates rather than a full cosmetic renovation. The new 2026 kitchen features granite countertops, new cabinetry, new LVP flooring, updated fixtures, and new stainless smooth-top range, microwave and dishwasher. Other improvements: new water heater 2026, HVAC 2023, updated electrical panel & new windows 2015. Brightly lit by natural lighting from the orig unique upper windows in the living room. An eat-in bar overlooks the equally bright kitchen, while the home’s distinctive 1950s-era floor plan features a three-step transition connecting the living area to the kitchen, bath, laundry and second bedroom which has a lower ceiling. Outside, enjoy a covered front porch, generous off-street concrete parking and a spacious rear patio overlooking the private peaceful wooded backyard. Conveniently located between downtown Belmont and downtown Mount Holly, with Atrium Belmont hospital, Belmont Abbey College, Catawba River and Tailrace Marina approximately a mile away. Easy access to Charlotte Douglas International Airport, the U.S. National Whitewater Center, Lake Wylie access, restaurants, shopping and area recreation.

216 Auten Circle, Mount Holly

Listing courtesy of L&E Properties. h.melton@leproperties.com

$225,000

2 Beds ⋅ 1 Baths ⋅ 4416891 MLS ⋅ ACTIVE Status

Welcome home to this charming and well-maintained 2-bedroom, 1-bathroom home in the desirable Mount Holly area! Lovingly cared for and freshly painted, this home is move-in ready and offers a comfortable layout with inviting living spaces. Recent updates include a brand-new roof, providing peace of mind for years to come. The property also features a detached shed/workshop, offering excellent space for storage, hobbies, a workshop, or additional project space. Conveniently located near a variety of local restaurants, shopping, entertainment, and everyday amenities, this home also provides easy access to Charlotte Douglas International Airport, Uptown Charlotte, and the U.S. National Whitewater Center. Enjoy the best of a convenient location while still having a comfortable place to call home.

100 Abernathy Street, Mount Holly

Listing courtesy of Howard Hanna Allen Tate Mooresville/LKN. Tyler.Grossnickle@allentate.com

$174,900

2 Beds ⋅ 1 Baths ⋅ 4414723 MLS ⋅ ACTIVE Status

Welcome to this beautifully updated 2-bedroom, 1-bath home in Mount Holly! Thoughtful improvements completed in 2023 include new flooring, HVAC, windows, gutters, ceiling fans, and updated electrical, offering a wonderful combination of classic charm and modern convenience. The updated kitchen stands out with quartz countertops and a large upgraded sink, creating a bright and inviting space for everyday living. The efficient single-level floor plan makes excellent use of the home's space, while city water and public sewer add convenience. Enjoy a location close to the shopping, dining, and amenities of Mount Holly, with convenient access to surrounding areas and Charlotte. With many of the major improvements already completed, this move-in-ready home offers an excellent opportunity to settle in and enjoy!

405 Killian Avenue, Mount Holly

Listing courtesy of Mark Spain Real Estate. larrygraham@markspain.com

$240,000

3 Beds ⋅ 2 Baths ⋅ 4400001 MLS ⋅ ACTIVE UNDER CONTRACT Status

Now offered at $240,000. This home appraised for $273,000 AS IS in April 2026. Welcome to instant equity! Where timeless brick construction, a spacious homesite, and major system updates create the perfect opportunity to make a home truly your own. Situated on a generous 0.35-acre lot in desirable Mount Holly, this property offers the solid foundation buyers and investors are searching for. The expensive improvements have already been taken care of, including a new HVAC system and ductwork, a recently encapsulated crawl space, and a metal roof that’s approximately seven years old—providing peace of mind for years to come. Inside, you’ll find a home with great bones and endless potential. Whether you’re looking to renovate and create your dream home or invest in a property with room to build equity, this is a rare opportunity to customize the interior while benefiting from the home’s strong structural integrity and valuable updates. Located in one of the Charlotte area’s most desirable small-town communities, Mount Holly offers the perfect blend of charm and convenience. Enjoy a vibrant downtown filled with locally owned restaurants, breweries, boutiques, parks, and community events, all while being just a short drive from Charlotte, the U.S. National Whitewater Center, and Charlotte Douglas International Airport. If you’ve been waiting for a home with incredible potential in an established neighborhood, this is your chance to bring your vision to life and create something truly special.

307 Dutchman Avenue, Mount Holly

Listing courtesy of Call It Closed International Inc. amberismyrealtor1@gmail.com

117 N Island Village N Drive, Mount Holly

$239,900

2 Beds ⋅ 3 Baths ⋅ 4380784 MLS ⋅ ACTIVE Status

Welcome home to this meticulously kept townhome in Mountain Island Village! This home features an open floor plan with a living area flowing into a dining area and then into the kitchen! The kitchen is well-appointed, with plenty of counter space. The entire main floor has been upgraded to luxury vinyl plank flooring. Two nicely sized bedrooms upstairs, each with its own bath. This home comes with a washer and dryer. Enjoy the outdoors on the patio in the private fenced-in back yard, or relax by the pool, or take your dog to the park. All this in a quiet, tucked-away neighborhood - just a few minutes to downtown Mount Holly, the airport, and lively uptown Charlotte. $5,000 BUYER INCENTIVE! Sellers are ready to make a deal! With an acceptable offer, sellers will contribute $5,000 toward allowable buyer expenses. Bring your offer and take advantage of this opportunity!

117 N Island Village N Drive, Mount Holly

Listing courtesy of Patton Real Estate Professionals LLC. deandra@pattonrealestateprofessionals.com

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