Salisbury Homes with Waterfront

Salisbury Homes with Waterfront

Salisbury, located in Rowan County, North Carolina, is a charming city that offers a unique combination of history, natural beauty, and a thriving community. With its prime location in the heart of the state, Salisbury is known for its picturesque landscapes and an abundance of homes with waterfront views.

Living in a home with waterfront access in Salisbury allows residents to enjoy a serene and tranquil lifestyle. Imagine waking up to the soothing sounds of nature and having direct access to a beautiful lake or river right in your backyard. Whether you enjoy boating, fishing, or simply relaxing by the water, these homes provide the perfect opportunity to connect with nature and unwind from the hustle and bustle of everyday life.

In addition to the waterfront amenities, Salisbury boasts a rich history that is evident in its well-preserved architecture and historic landmarks. The city's downtown area is filled with quaint shops, local eateries, and a vibrant arts scene. From strolling along the historic streets to exploring the numerous museums and galleries, there is always something to discover in Salisbury.

For those seeking a sense of community, Salisbury offers a range of recreational activities and events throughout the year. From farmers markets and festivals to outdoor concerts and sporting events, there is never a shortage of things to do and places to explore. The city also has excellent schools, healthcare facilities, and a strong economy, making it an ideal place to live, work, and raise a family.

If you're looking for a home with waterfront access, Salisbury, North Carolina, is the perfect place to find your dream property. With its natural beauty, rich history, and vibrant community, this city offers a truly unique and desirable lifestyle.

Newest Salisbury Homes with Waterfront

$120,000
4422539 MLS ⋅ ACTIVE Status
Discover an exceptional waterfront opportunity in The Bluffs, a private gated community on High Rock Lake. This wooded parcel offers more than 200 feet of shoreline along a main channel, providing scenic elevated views, privacy, and excellent access to fishing and water recreation. The property features mature hardwoods and a steep, sloping terrain extending to the water, likely requiring a basement foundation. Community covenants require a minimum 2,500-square-foot residence. The lot did not perk for a conventional septic system and will require evaluation for an engineered septic design. Conveniently located near I-85, the property provides easy access to Charlotte and Greensboro while offering a peaceful setting near the Uwharrie Mountain foothills.

238 Bluff Lane, Salisbury

Listing courtesy of Partners Real Estate. msplybon@gmail.com
$1,724,000
4417197 MLS ⋅ ACTIVE Status
A Rare Find! Properties like this very seldom come on the market. Over 22 wooded acres located on High Rock Lake. 1800 feet of water frontage (Per GIS) Possibilities are endless. Currently used as a campground.

Miller Cove Road, Salisbury

Listing courtesy of Select Properties of the Carolinas LLC. victorpoplinjr@bellsouth.net
$1,000,000
3 Beds ⋅ 2 Baths ⋅ 4418646 MLS ⋅ ACTIVE UNDER CONTRACT Status
Don’t miss your opportunity to own this stunning all-brick waterfront home in the gated Emerald Bay community! Offering the perfect blend of luxury, privacy, and lakefront living, this beautifully maintained home features 3 bedrooms, 2 full baths, and a desirable semi-open floor plan. Enjoy breathtaking outdoor living from the expansive back deck, conveniently accessible from both the living room and primary bedroom. A spacious 3-car garage provides plenty of room for vehicles, storage, and more. The possibilities continue downstairs with over 2,000 square feet of unfinished walkout basement space, complete with tall ceilings and ready for the next owner to create additional living areas, a recreation room, home gym, or whatever suits their needs. The garage also features dedicated stairs leading to nearly 900 square feet of additional storage space. Follow the walkway to your private dock with deep-water access and a covered boat lift, where you can enjoy all that lakefront living has to offer. If you’ve been searching for a home that combines upscale living, privacy, abundant space, and your own private lake access, this is the one you’ve been waiting for!

1208 Emerald Bay Drive, Salisbury

Listing courtesy of New Pointe Realty. Karla@NewPointeRealty.com
$1,399,500
4 Beds ⋅ 4 Baths ⋅ 4396610 MLS ⋅ ACTIVE UNDER CONTRACT Status
Experience exceptional waterfront living on High Rock Lake! Set beneath a canopy of mature trees on 2.30 beautifully landscaped acres, this distinctive brick home offers 4 bedrooms, 4 baths and more than 4,300 heated square feet. A brick-paver approach and impressive brickwork create a memorable first impression, while three-car attached and three-car detached garages provide outstanding space for vehicles, boats, hobbies, storage or a workshop. Inside, the welcoming foyer is flanked by formal living and dining rooms before opening to a breathtaking two-story great room. A floor-to-ceiling brick fireplace creates a warm focal point, while soaring windows frame the lake and fill the space with natural light. The great room flows into an expansive chef’s kitchen featuring distinctive granite countertops and abundant cabinetry. A library or home office is conveniently located just off the main-level primary suite. The primary suite opens directly to the rear deck, offering beautiful lake views and effortless access to the outdoor living areas. The primary bath includes a double vanity, walk-in closet, separate shower and garden tub. Upstairs, a second primary suite offers a private bath and generous closet space. Two additional spacious bedrooms share another full bath with a vessel sink, while a Juliet balcony overlooks the impressive great room. Abundant closets, additional storage and approximately 420 square feet of unfinished attic space provide even more possibilities. "Eco-friendly & energy-efficient! Features a premium 44-panel ground-mounted solar system (June 2015). Built with 180° south-facing Trina Solar modules and individual microinverters for maximum daily efficiency, easy ground-level maintenance, and significant utility savings without touching your roof." The outdoor setting is truly remarkable. An approximately 900-square-foot deck overlooks a massive patio, manicured landscaping and the shimmering waters of High Rock Lake. Follow the brick-paver walkway to the charming lakeside screened pavilion—the perfect place to enjoy a quiet morning, lazy afternoon or evening by the water. Multiple patio and seating areas provide wonderful spaces for entertaining, while the extensive pier and floating dock are ready for your boat and lake adventures. Major improvements include a roof replaced in 2021, water heater replaced in 2024, two HVAC units replaced in 2024 and the third HVAC unit replaced in 2026. With the major updates completed, this extraordinary property is ready to deliver the High Rock Lake lifestyle you’ve been dreaming of!

810 Fox Hollow Lane, Salisbury

Listing courtesy of TMR Realty, Inc.. teresa@tmrrealtyinc.com
$625,000
3 Beds ⋅ 3 Baths ⋅ 4414944 MLS ⋅ ACTIVE Status
Welcome home to 3985 Mt. Hope Church Rd!  With low county taxes and no HOA, this meticulously maintained home lives large on just over 2.5 acres,and is located just 2 miles from the idyllic town of Faith and minutes from I-85, making it an easy commute to Charlotte. The focal point of this property is the 1.25 acre, fully stocked pond that is teeming with wildlife and perfect for kayaking. Relax on the covered porch in nearly any weather while enjoying the serene water views. Three irrigated raised-bed gardens, a storage shed, and large dock provide many ways to enjoy this beautiful space. Inside, the open floor plan, 9-foot ceilings, and gleaming hardwood floors make entertaining easy and enjoyable. The large kitchen features a center island, granite countertops, timeless backsplash, updated light fixtures, under-cabinet lighting, and a 5-burner gas range. A 220V outlet is also installed for those who prefer electric. The inviting living room features a large wood-burning fireplace with a beautiful rustic mantel, flanked by windows overlooking the pond. The serene primary bedroom offers a second wood-burning fireplace and two generous walk-in closets. The updated ensuite bath includes a garden tub and dual vanities. Also on the first floor is a large flex space that can serve as a formal room, homeschool, or hobby room. A smaller flex room beside the second full bath is currently used as an office. Upstairs, you'll find a full bath, two oversized secondary bedrooms, plus an additional room with a closet, providing space for every need. A large bonus room over the garage is accessed by a second staircase. The oversized two-car garage accommodates even large trucks with room to spare and connects to the home through a generous mud/laundry room. One of the two heatpump units was replaced in late 2025.  There is an on-demand water heater, water softener, drinking water filter, and in-ground pet containment barrier installed. This home is not just a dwelling; it’s a lifestyle upgrade. Call today for the opportunity to make it yours and ask about a $3500 lender credit with our preferred lender!

3985 Mt Hope Church Road, Salisbury

Listing courtesy of Howard Hanna Allen Tate Mooresville/LKN. Allyson.Burns@howardhannatate.com
$999,000
3 Beds ⋅ 3 Baths ⋅ 4414330 MLS ⋅ ACTIVE Status
Lindsay–Tatum–Wyatt House (c. 1876) — Fully Restored Historic Riverfront Estate A once-in-a-lifetime opportunity to own a piece of Rowan County and South River history: the Lindsay–Tatum–Wyatt House, circa 1876, now fully restored. Built by John “Captain Jack” Lindsay, this two-story wood-frame 'centennial' home remains remarkably close to its original footprint. The home features a lovely pierced wood railing wrapping the 34' front porch, along with original eave brackets and unusual decorative ornamentation—details that reflect extraordinary pride in workmanship. The house, situated on the southeast side of the South Yadkin (South River) with approximately 1,600 feet of river frontage, follows an L-shaped plan with a center hallway. The property includes a historic 1,173 sq. ft. original bathhouse overlooking a sandy beach area below at the river—a popular bathing and picnic spot in the late 1800s. This jaw-dropping rustic space showcases open-span design, exposed truss ceilings, and a porch with seasonal river views. The bathhouse historically served double duty as a Mason's lodge and beach house, making it extremely rare as it is beautiful. Only a septic repair permit is on file with the County, and it does not state size of tank, therefore, the capacity of the system can not be verified. Circa 2017-2019, the home received sensitive restoration and permitted major updates, including but not limited to: New Kitchen with granite countertops, dual-fuel range, farmhouse sink and custom cabinetry; New Bathrooms; New Electrical service; New Plumbing and HVAC; original wide heart-of-pine floors throughout; Gas Fireplaces with remote control. The home is designed with a flexible layout and guest-ready space, with TWO primary suites: one on the first floor, and a truly stunning, second-floor primary suite that includes its own private sitting room with exposed brick fireplace—a perfect retreat. You'll note original shiplap walls and ceilings in many of the rooms. In the living room and upstairs ensuite sitting room, the shiplap walls are unpainted and stained to a warm glow. Accents like exposed brick behind the kitchen stove and at the upstairs bath are unique features of the house. The two-car garage has been thoughtfully converted into a boutique floral shop, complete with a dog-wash station and a mini-split HVAC system. The property also includes a barn with 8 stalls, a tack room/utility room, permanent stairs to a hayloft, and solar panels installed on the roof. Additional Property Notes: This property is approximately 18 acres (much of this is floodplain) along the river, with the house and garage safely on higher ground, above the flood zone. The property adjoins state game land for an added buffer. The neighboring property has a private airfield.

8670 Us 601 Highway, Salisbury

Listing courtesy of Salisbury Real Estate LLC. gregrapprealtor@gmail.com
$699,000
4 Beds ⋅ 3 Baths ⋅ 4409088 MLS ⋅ ACTIVE Status
Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water in front? That’s the unicorn. Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life. Whether you’re into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter. Fair warning: once you sit by the pool and look at the lake, your current house may start feeling a little suspicious. Owner has pier permit for the construction of a new pier. previous pier was lost to a storm. Also property has a concrete boat ramp, but would need to be repaired.

540 Waters Road, Salisbury

Listing courtesy of Mantle LLC. dustinowens@mantlerealty.com
$1,995,000
4 Beds ⋅ 6 Baths ⋅ 4398206 MLS ⋅ ACTIVE Status
This NEXT LEVEL WATERFRONT Modern Pristine Luxury Estate w/ Contemporary Architecture comes w/ BREATHTAKING long range INFINITY WATER views & is located on High Rock Lake, North Carolina's 2nd largest lake with only a 50-60 min drive to Charlotte Douglas Airport! No expense spared in construction! You'll love the marble tiled kitchen, huge island and who doesn't want to surprise their friends with your LARGE HIDDEN PANTRY!? The luxurious primary suite offers a spa-inspired en-suite bath, while each of the home's three additional bedrooms also features its own private en-suite bath, ensuring exceptional comfort and privacy for family and guests! You'll love the breathtaking sunsets, your private beach, your easy level walk to your oversized 1000+ sqft mega-dock, manicured yard with lush green striped grass, beautiful epoxy floor covered 3 car garage with storage to include an outlet ready to go for EV's & MORE! Preapproved buyers are welcome!

850 Mainsail Road, Salisbury

Listing courtesy of John Christian Luxury Real Estate. john@johnchristianluxury.com
$279,900
4398260 MLS ⋅ ACTIVE Status
Discover the perfect canvas for your dream home on this stunning, expansive 1.60-acre homesite in the prestigious Sunset Pointe community. Nestled along the shores of High Rock Lake—North Carolina’s second-largest lake—this exclusive gated neighborhood offers the ultimate blend of serenity, recreation, and refined living. Enjoy exceptional community amenities including a clubhouse, boat launch, outdoor pool, playground, and sport courts, all designed to complement a vibrant lake lifestyle. Conveniently situated near interstate, shopping, and dining, Sunset Pointe offers both tranquility and accessibility. The lot will require a private well and connection to the community septic system. Don’t miss this opportunity to build your forever home in one of the area’s most sought-after communities. Schedule your private showing today and experience the beauty of Sunset Pointe for yourself!

2005 Marina Pointe Road, Salisbury

Listing courtesy of TMR Realty, Inc.. mechelle.kuld@gmail.com
$1,875,000
3 Beds ⋅ 3 Baths ⋅ 4389093 MLS ⋅ ACTIVE Status
Experience unparalleled lakeside luxury in a meticulously reimagined waterfront home in a prime location in sought after Anchor Downs. Renovated entirely to the studs, this pristine 3 level residence offers a rare blend of sophisticated design cutting-edge technology. The 3,500 + square foot smart home is the complete lake front package. From its gourmet kitchen with custom cabinets and Venaska granite and Kalista faucets. The large work island is crowned by a schonbek crystal chandelier and walk in pantry. Top of the line stainless steel appliance. Eat in or lounge area. Great room with vaulted ceilings, exposed beams and unique stone fireplace. Upper level consists of a primary bedroom with stunning lake views. Glamorous bathroom with separate vanities, stone shower and private water closet. Large walk-in closet, elevator access, laundry room and gym complete the upper level. Lower level will not disappoint with second kitchen, great room with stone fireplace, two guest bedrooms, full bathroom and second laundry room. This home will work for a multi-generational family. Two car garage, screened in porch, deck, covered patio and outdoor shower. Whole house generator. New pier and floater. Private boat ramp. 147 feet of water frontage. No expense was spared in making this home retreat absolutely remarkable! This home and property offers the discriminate buyer a rare opportunity to live the ultimate lake lifestyle.

420 Skysail Road, Salisbury

Listing courtesy of Select Properties of the Carolinas LLC. victorpoplinjr@bellsouth.net
$795,500
1 Beds ⋅ 2 Baths ⋅ 4381528 MLS ⋅ ACTIVE Status
Experience the best of High Rock Lake living in this beautifully remodeled waterfront retreat, perfectly positioned in a quiet cove with easy access to the main channel. Meticulously maintained and thoughtfully updated, this exceptional property offers over 2,800 square feet of inviting living space with stunning lake views throughout. The open-concept living, dining, and kitchen areas are designed for effortless entertaining, while the breathtaking sunroom with floor-to-ceiling windows brings the outdoors in year-round. Multiple flex spaces provide endless possibilities for a home office, media room, or additional living areas. The main level features one spacious bedroom with walk-in closet and two additional bedrooms on the lower level for guests or extended stays. Outdoor living shines with expansive decking, a firepit, shoreline swing, rare private boat launch, and a pier/dock with floater installed in 2021 — everything you need to enjoy lake life to the fullest. Recent upgrades completed between 2019–2020 include the roof, gutters, windows, hickory flooring, lighting, kitchen enhancements, and Trane heat pumps, offering peace of mind and modern comfort. Storage is unmatched with an oversized detached two-car garage and workshop, with walk-up attic, and an additional two-car carport. The fenced front yard with gated front entrance adds both privacy and convenience. Commercial grade kennel fence and dog condo for security and peace of mind. This turnkey lakefront property combines luxury, functionality, and endless recreational opportunities — a rare find on High Rock Lake. Schedule your private showing today before this incredible waterfront escape is gone!

260 Knollwood Drive, Salisbury

Listing courtesy of TMR Realty, Inc.. teresa@tmrrealtyinc.com
$119,777
4380333 MLS ⋅ ACTIVE UNDER CONTRACT Status
$29,000 below tax value = Instant Equity!! A huge help with loans & leverage! 1.73 acres, 170' lake front residential building lot in GATED neighborhood, with a beautiful flat spot to build your dream home! Community offers a boat ramp, pier, & storage. Previously perked in 2019 for a 4BR home Lot cannot have a private dock. Deeded slip is marked #27 on the dock. Labeled #7 in the covenants and deed. Emerald bay offers a peaceful setting backing up to the Eagle Point Nature Reserve. Located in close proximity to several restaurants on High Rock Lake including Tamarac Marina, Lake View, & Water's Edge. Emerald Bay HOA is $900 per year. Min house size per CCR's is 1,600 square feet.

722 Emerald Bay Drive, Salisbury

Listing courtesy of Wallace Realty. keitheknight@gmail.com
Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated: