Spencer Homes under $250,000

Spencer Homes under $250,000

Welcome to Spencer, North Carolina – a hidden gem nestled in Rowan County, where small-town charm meets modern convenience. With a rich history dating back to the late 19th century, Spencer offers a unique blend of heritage and community spirit, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

Spencer is strategically located just minutes from the bustling city of Salisbury and is conveniently situated along Interstate 85, providing easy access to Charlotte and beyond. The town boasts beautiful parks, friendly neighborhoods, and a variety of local shops and eateries that reflect the warmth and hospitality of its residents. Whether you’re exploring the scenic landscapes or enjoying community events, Spencer has something for everyone.

For those seeking affordable housing options, Spencer stands out with a selection of charming homes priced under $250,000. This makes it an excellent choice for first-time homebuyers or anyone looking to invest in a property without breaking the bank. The homes in this price range feature diverse architectural styles, from quaint bungalows to cozy ranch-style houses, often set on spacious lots that provide room for outdoor activities and gardening.

Imagine settling into a welcoming community where neighbors become friends and the pace of life allows you to savor every moment. With its affordable housing market and vibrant local culture, Spencer, NC, is not just a place to live – it’s a place to thrive. Come discover your perfect home in Spencer, where your dream lifestyle awaits!

Newest Spencer Homes under $250,000

810 S Salisbury Avenue, Spencer
$185,595
2 Beds ⋅ 1 Baths ⋅ 4434329 MLS ⋅ COMING SOON Status
Enjoy the ease of brand-new construction in an established Spencer neighborhood that continues to see new residential growth, with several newly built homes nearby. This thoughtfully designed 2-bedroom, 1-bath home features an open living and kitchen area with modern finishes, ample cabinetry, generous counter space, and an efficient layout that makes the most of every square foot. Two comfortable bedrooms offer flexibility for everyday living, guests, or a home office, while the convenient laundry area adds to the home’s functionality. Located near local shopping, dining, parks, and convenient routes into Salisbury and surrounding areas, this home offers a great opportunity to enjoy modern living in a growing community. Photos are representative of a similar home; final finishes, features, colors, and details may vary.

810 S Salisbury Avenue, Spencer

Listing courtesy of Better Homes and Garden Real Estate Paracle. sbrown@paraclerealty.com
503 7th Street, Spencer
$235,000
3 Beds ⋅ 2 Baths ⋅ 4434230 MLS ⋅ ACTIVE Status
Welcome to 503 7th Street in Spencer, NC! This inviting two-story home offers 3 bedrooms, 2 full bathrooms, and a functional layout designed for comfortable everyday living. Fresh updates throughout make this home one you won't want to miss! The main level features a welcoming front living room, a dedicated dining area, and a spacious kitchen with stainless steel appliances, an abundance of cabinet space, and a stylish tile backsplash. All appliances convey, including the refrigerator, washer, and dryer, offering added convenience as you settle into your new home. Recent improvements include fresh paint throughout, a new dishwasher, and two new toilets. Upstairs, you'll appreciate the convenience of having all three bedrooms together. The two-story layout provides a natural separation between the main living areas and private bedroom spaces. Step outside to enjoy the covered front porch, an ideal spot to relax and unwind. The back deck overlooks a level, spacious backyard with room to entertain, garden, play, or simply enjoy the outdoors. With its fresh interior updates, spacious kitchen, included appliances, and inviting outdoor areas, this home offers a wonderful opportunity to make a place of your own. Conveniently located in Spencer, this property is ready for its next chapter. Don't miss your chance to see all that 503 7th Street has to offer—schedule your private showing today and start envisioning yourself HOME!

503 7th Street, Spencer

Listing courtesy of Century 21 Towne and Country. c21cathy@bellsouth.net
610 4th Street, Spencer
$159,500
4 Beds ⋅ 2 Baths ⋅ 4430113 MLS ⋅ ACTIVE Status
Lots of potential with the 3 bedroom 1.5 bath home in Spencer, located a short distance from the NC Transportation Museum. Nice, flat corner lot on 2 parcels totaling .28 acres Parking in rear. Some remodeling and updating has been completed, which is a great start for an investor or handy owner looking to add value! Home sold as-is. Conditions of all systems is unknown. Seller disclosure: The plumbing system did not hold pressure at time of winterization.

610 4th Street, Spencer

Listing courtesy of Genesis Realty Company. genesisrealtyco@yahoo.com
Lot 1 6th Street, Spencer
$239,900
3 Beds ⋅ 3 Baths ⋅ 4429604 MLS ⋅ ACTIVE Status
UNDER CONSTRUCTION! The Garrison plan offers 1,300 square feet of comfortable, efficient living with 3 bedrooms, 2.5 baths, and a smart two-story layout. The main level features a bright living room, a dining area, and a kitchen finished with stainless steel appliances, giving you an easy flow for everyday living and entertaining. Three bedrooms provide room for family, guests, or a home office, and the home includes two full baths plus a convenient half bath. Built on a crawl space foundation with durable finishes throughout. Located in Spencer, minutes from the North Carolina Transportation Museum, historic downtown Salisbury, and with quick access to I-85, this new construction home offers real value for buyers seeking affordable, low-maintenance living. Covered by a 1-Year Craftsmanship Warranty. Photos are representative. Actual renderings, exterior colors, interior fixtures, etc. may vary in style and color.

Lot 1 6th Street, Spencer

Listing courtesy of CEDAR REALTY LLC. mls@prespro.com
Lot 2 6th Street, Spencer
$239,900
3 Beds ⋅ 3 Baths ⋅ 4428680 MLS ⋅ ACTIVE Status
UNDER CONSTRUCTION! The Garrison plan offers 1,300 square feet of comfortable, efficient living with 3 bedrooms, 2.5 baths, and a smart two-story layout. The main level features a bright living room, a dining area, and a kitchen finished with stainless steel appliances, giving you an easy flow for everyday living and entertaining. Three bedrooms provide room for family, guests, or a home office, and the home includes two full baths plus a convenient half bath. Built on a crawl space foundation with durable finishes throughout. Located in Spencer, minutes from the North Carolina Transportation Museum, historic downtown Salisbury, and with quick access to I-85, this new construction home offers real value for buyers seeking affordable, low-maintenance living. Covered by a 1-Year Craftsmanship Warranty. Photos are representative. Actual renderings, exterior colors, interior fixtures, etc. may vary in style and color.

Lot 2 6th Street, Spencer

Listing courtesy of CEDAR REALTY LLC. mls@prespro.com
704 4th Street, Spencer
$229,900
3 Beds ⋅ 1 Baths ⋅ 4424470 MLS ⋅ ACTIVE Status
Welcome to this beautifully renovated 3-bedroom, 1-bath home in Spencer, offering wonderful historic charm with refreshed modern finishes. The home features high ceilings, new flooring, fresh interior paint, new ceiling fans, updated ceiling finishes, and extensive interior remodeling throughout. Major improvements include new roof shingles, a new/updated deck, remodeled bathroom, new appliances, new gas water heater, many replaced windows, and all doors replaced or updated. Exterior improvements include fresh exterior paint, updated soffit, siding repairs and finishing, and additional exterior improvements. This home combines the character of an older Spencer home with many significant updates already completed. Move-in ready and full of charm—come see everything 704 4th St has to offer!

704 4th Street, Spencer

Listing courtesy of Premier Real Estate Team Inc.. yanjmaa@gmail.com
1115 Rosetta Drive, Spencer
$239,030
3 Beds ⋅ 3 Baths ⋅ 4423255 MLS ⋅ ACTIVE Status
Brand new, energy-efficient home! Invite friends over to watch the big game in the spacious second-story loft. The primary suite features dual sinks and a large walk-in closet. Downstairs, the kitchen island overlooks the great room and dining area. Now selling in Salisbury, where our thoughtfully designed two-story townhomes offer energy-efficient living from the high $200s. Enjoy low-maintenance living with modern features that support comfort and convenience. Hawkins Meadows places you within easy reach of Charlotte, Kannapolis, and Concord, making daily commutes and weekend adventures simple. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

1115 Rosetta Drive, Spencer

Listing courtesy of Meritage Homes of the Carolinas. jimmy.mcclurg@meritagehomes.com
1109 Rosetta Drive, Spencer
$229,730
3 Beds ⋅ 3 Baths ⋅ 4423254 MLS ⋅ ACTIVE Status
Brand new, energy-efficient home! Step into the Sapphire and enjoy seamless flow between the well-appointed kitchen, dining area, and spacious great room-ideal for entertaining or everyday living. Upstairs, unwind in the private primary suite with a large walk-in closet. Now selling in Salisbury, where our thoughtfully designed two-story townhomes offer energy-efficient living from the high $200s. Enjoy low-maintenance living with modern features that support comfort and convenience. Hawkins Meadows places you within easy reach of Charlotte, Kannapolis, and Concord, making daily commutes and weekend adventures simple. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

1109 Rosetta Drive, Spencer

Listing courtesy of Meritage Homes of the Carolinas. jimmy.mcclurg@meritagehomes.com
106 9th Street, Spencer
$185,450
2 Beds ⋅ 1 Baths ⋅ 4423936 MLS ⋅ ACTIVE UNDER CONTRACT Status
Situated on an oversized corner lot, this new construction home offers added outdoor space along with a smart, low-maintenance layout in a convenient Spencer location. The 2-bedroom, 1-bath floor plan features an open living and kitchen area, modern finishes, and a centrally located laundry space designed for everyday convenience. With easy access to local shopping, dining, parks, and nearby commuter routes, plus neighboring new construction in the area, this home offers a great opportunity to enjoy brand-new living in a growing community. Photos are representative of a similar home; final finishes, features, colors, and details may vary.

106 9th Street, Spencer

Listing courtesy of Better Homes and Garden Real Estate Paracle. sbrown@paraclerealty.com
401 8th Street, Spencer
$216,000
5 Beds ⋅ 3 Baths ⋅ 4424219 MLS ⋅ ACTIVE UNDER CONTRACT Status
This is your opportunity to call this refreshed historic property home! Nestled in a quiet neighborhood, this home provides room to relax on the large front porch, back decks and even in a cozy stairway reading nook. With five bedrooms and two living room areas everyone can enjoy their own space. The large fenced lot features mature trees and plenty of shade. With Downtown Salisbury just minutes away, access to shops and dining is effortless. Should you be seeking and investment or rental income for your home, this property offers an opportunity to divide to two units, as it provides two meters.

401 8th Street, Spencer

Listing courtesy of Housewell.Com Realty of North Carolina LLC. tara@housewell.com
112 N Yadkin Avenue, Spencer
$250,000
3 Beds ⋅ 3 Baths ⋅ 4422285 MLS ⋅ ACTIVE Status
There’s something special about NEW! This beautiful two-story new construction home offers modern finishes, a functional floor plan, and easy living from the moment you step inside. A welcoming entry opens to a spacious living room that offers electric fireplace with an open-concept flow into the dining area and kitchen, featuring granite countertops, all appliances, and an amazing pantry offering plenty of additional storage. The main level also includes a convenient half bath and laundry room. Upstairs, you’ll find the primary suite with granite countertop, walk-in closet, and plenty of space to unwind, along with two additional bedrooms and a full bathroom. Outside, enjoy a concrete patio perfect for relaxing, grilling, or entertaining, plus a concrete driveway for added convenience. Ideally located near the NC Transportation Museum, Spencer Park, restaurants, shopping, and easy access to I-85. Enjoy the comfort, style, and low-maintenance lifestyle that comes with owning a brand-new home. Schedule your showing today!

112 N Yadkin Avenue, Spencer

Listing courtesy of TMR Realty, Inc.. mechelle.kuld@gmail.com
114 N Yadkin Avenue, Spencer
$250,000
3 Beds ⋅ 3 Baths ⋅ 4422284 MLS ⋅ ACTIVE Status
There’s something special about NEW! This beautiful two-story new construction home offers modern finishes, a functional floor plan, and easy living from the moment you step inside. A welcoming entry opens to a spacious living room that offers electric fireplace with an open-concept flow into the dining area and kitchen, featuring granite countertops, all appliances, and an amazing pantry offering plenty of additional storage. The main level also includes a convenient half bath and laundry room. Upstairs, you’ll find the primary suite with granite countertop, walk-in closet, and plenty of space to unwind, along with two additional bedrooms and a full bathroom. Outside, enjoy a concrete patio perfect for relaxing, grilling, or entertaining, plus a concrete driveway for added convenience. Ideally located near the NC Transportation Museum, Spencer Park, restaurants, shopping, and easy access to I-85. Enjoy the comfort, style, and low-maintenance lifestyle that comes with owning a brand-new home. Schedule your showing today!

114 N Yadkin Avenue, Spencer

Listing courtesy of TMR Realty, Inc.. mechelle.kuld@gmail.com
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