Terrell Homes with Waterfront

Terrell Homes with Waterfront

Terrell, a charming town located in Catawba County, North Carolina, offers a picturesque setting for those seeking a tranquil waterfront lifestyle. With its prime location on the shores of Lake Norman, Terrell is a haven for outdoor enthusiasts and water lovers.

Homes with waterfront views are a sought-after feature in Terrell, and for good reason. Living in a waterfront home allows residents to wake up to breathtaking sunrises over the lake, enjoy peaceful evenings by the water, and indulge in various water activities right at their doorstep. Whether you're interested in boating, fishing, kayaking, or simply relaxing on the shore, Terrell has it all.

In addition to its stunning waterfront properties, Terrell boasts a close-knit community and a range of amenities. The town offers easy access to shopping, dining, and entertainment options, ensuring residents have everything they need within reach. With its proximity to major cities like Charlotte, Terrell provides the perfect balance between a serene lakeside retreat and urban convenience.

If you're looking to make Terrell your home, there are various real estate options available. From cozy cottages to luxurious estates, the housing market in Terrell caters to different preferences and budgets. Whether you're a young professional, a growing family, or a retiree, Terrell offers a welcoming community and a high quality of life.

Don't miss the opportunity to experience the charm of Terrell and the beauty of living in a waterfront home. Explore the real estate market in Terrell and find your dream home by the lake today.

Newest Terrell Homes with Waterfront

$3,750,000
5 Beds ⋅ 6 Baths ⋅ 4422015 MLS ⋅ ACTIVE UNDER CONTRACT Status
Tucked along the shores of Lake Norman in Avalon Point, this exceptional Mediterranean-inspired estate unfolds across approximately 4.26 acres and offers a rare sense of privacy, scale and connection to the water. From the moment you arrive, timeless stucco and stone architecture, a tile roof, manicured grounds and extensive hardscaping set the tone for a property created to feel both elevated and inviting. Inside, approximately 5,633 square feet of heated living space is arranged across two above-grade levels and a finished walk-out basement, with 5 bedrooms, 5 full baths and 1 half bath, along with approximately 540 square feet of additional unfinished lower-level storage. The main level is designed around a dramatic great room and flows naturally into the formal dining room, spacious kitchen, walk-in pantry, butler’s pantry, dedicated office and main-level laundry. The primary suite is also located on the main floor, offering a private retreat with generous proportions, substantial closet space and a spa-inspired bath enhanced by a Mr. Steam shower system. Resurfaced hardwood flooring, custom wood shelving and remote-controlled blinds and shades add warmth, polish and thoughtful functionality throughout. Upstairs, two generously sized bedroom suites with private baths are joined by an expansive loft overlooking the living spaces below, creating a comfortable retreat for family or guests. The finished lower level extends the home’s versatility with two additional bedrooms, two full baths, a large bonus room, flex space and abundant storage, making it ideal for recreation, fitness, media, extended guest stays or additional living space. The outdoor experience is every bit as compelling as the interiors. More than 1,700 square feet of patio space creates multiple areas for dining, entertaining and relaxing, with lake-facing and exterior patios rebuilt in travertine stone and complementary masonry finishes. The heated gunite pool, measuring approximately 19 by 40 feet, is surrounded by extensively landscaped pool and water-feature areas, hardscaping and landscape lighting, creating a true resort-style setting. Beyond the pool, landscaped pathways and hardscaped trails lead through the property toward the shoreline, where a refreshed private beach area, reconfigured and rebuilt boathouse, boat dock and additional waterfront lighting create a seamless transition from home to lake. The acreage itself has been thoughtfully improved with cleared grounds, vehicle and ATV access paths, a hardscaped ridgeline trail and drainage-focused landscape enhancements, making the property as functional as it is beautiful. The home has also benefited from a substantial collection of improvements, including a tankless water heater, pool heater, replaced hardscape pump system, repaired and rewired electrical systems, a replaced gutter system with new flashing and leaf guards, and an upgraded garage roof with structural reinforcement and water protection. Additional lifestyle enhancements include an Aroma360 whole-house fragrance system, custom closet and pantry shelving, remote-controlled shades, newer ceiling fans and upgraded garage organization. A detached garage of approximately 1,042 square feet is connected to the residence by a covered breezeway and offers generous space for vehicles, lake equipment, storage and recreational gear. Served by private well and septic, the estate combines more than four acres of privacy with beautifully scaled interiors, flexible guest and recreation spaces, extensive travertine outdoor living, a heated pool, private beach, rebuilt boathouse and dock, substantial garage space and direct access to Lake Norman. This is more than a home on the water. It is a private Lake Norman retreat where architecture, acreage, recreation and waterfront living come together in a setting designed for poolside afternoons, evenings by the water and effortless days spent on the lake.

9184 Greenwood Road, Terrell

Listing courtesy of The Agency - Charlotte. Abigail.HinesMiller@TheAgencyRE.com
$1,020,000
3 Beds ⋅ 3 Baths ⋅ 4419653 MLS ⋅ ACTIVE Status
Waterfront, Deeded Boat Dock, just off the the main channel. Total 4-car garage, NO HOA, VRBO INVESTORS, New Roof Spring 2024, Split Bedroom plan on the main level, Dry bar in Gathering Room, 3-season room, and Outside Porch for Entertaining. 2 2-car garage on the main level. The upper level boasts a Den and Recreation area. The downstairs is an unfinished 1840 sq ft. with a pre-plumbed full bath, a kitchen area, and a 2nd laundry room with 2-car garage access. A daylight walk-out lower level with French Doors leads out to a covered Patio, looking out to the lake over mature Gardens. Great Location Close to Restaurants, Shopping, 77 & 16 & 40.

3574 Live Oaks Avenue, Terrell

Listing courtesy of Lake Norman Realty, Inc.. 704-663-3655
$1,295,000
3 Beds ⋅ 2 Baths ⋅ 4416816 MLS ⋅ ACTIVE Status
Exceptional Lake Norman waterfront opportunity offering expansive main-channel views, more than 400 feet of shoreline, and a beautiful setting on approximately 0.53 acre in Terrell. With an existing residence and established lake amenities already in place, this property offers a rare opportunity to enjoy now, renovate, or create your vision for the future. The one-story home offers more than 1,760 square feet with 3 bedrooms and 2 full baths. The comfortable floor plan includes an inviting living area with a fireplace, while the attached garage provides additional parking and storage. The waterfront is the true centerpiece of this property. Outdoor amenities include a lighted covered gazebo, floating dock with lake-access ladder, and covered deep-water floating boathouse with lift. The extensive shoreline and wide-open main-channel views create an exceptional backdrop for boating, entertaining, relaxing, and enjoying the Lake Norman lifestyle. Conveniently located in the Terrell/Sherrills Ford area of Lake Norman, the property offers a peaceful, established setting while remaining within easy reach of shopping, dining, marinas, and surrounding communities. Nearby lake access includes Saltshaker Marina, McCray access point, and Pinnacle access point. Whether you're looking for a Lake Norman getaway, a renovation opportunity, or a waterfront property where the setting and land take center stage, 9109 Clement Circle offers tremendous potential in an increasingly sought-after area of the lake. Property is being offered in as-is condition, presenting an exceptional opportunity for buyers seeking a Lake Norman waterfront homesite with an existing residence and established lake amenities. PROPERTY HIGHLIGHTS 3 bedrooms | 2 full baths More than 1,760 sq. ft. Approximately 0.53-acre waterfront lot More than 250 feet of shoreline Expansive main-channel Lake Norman views Covered deep-water floating boathouse with lift Floating dock with lake-access ladder Lighted covered gazebo Fireplace Attached garage Established waterfront improvements Back on Market- The buyers decided not to move to NC- No inspections were performed while under contract

9109 Clement Circle, Terrell

Listing courtesy of Lake Norman Realty, Inc.. 704-892-9673
$1,995,000
4 Beds ⋅ 4 Baths ⋅ 4400877 MLS ⋅ ACTIVE Status
Step through the front door and experience the stunning views of Lake Norman that instantly create the feeling of a lakeside retreat. Nearly every main living space is designed to capture the water, offering a seamless blend of comfort, luxury, and breathtaking scenery. The gourmet kitchen equipped with Bosch appliances flows effortlessly into the living room with a fireplace and adjoining sunroom with a second fireplace, creating multiple inviting spaces to relax or entertain—all with beautiful lake views. The main level also features two spacious primary suites - one with yet another fireplace - offering comfort and privacy for owners and guests alike. The fully finished walk-out lower level includes two additional bedrooms, a full bathroom, a spacious recreation room, and access to both a covered patio and an adjacent covered screened patio. The screened patio features retractable phantom screens for protection from the elements without obstructing the amazing view! Laundry areas on both levels add convenience, while the full bathroom just inside the garage is the perfect place to rinse off after a day on the lake. Extensively renovated since 2022, this exceptional waterfront home is tucked away in a protected cove, offering calm waters while still enjoying expansive lake views. The private dock with an upper sun deck provides the ideal setting for boating, swimming, or simply soaking in the Lake Norman lifestyle. Conveniently located in a peaceful Terrell community, just minutes from Mooresville and Sherrills Ford, you'll enjoy easy access by either boat or car to popular waterfront restaurants, marinas, shopping, and dining. This is a rare opportunity to own a thoughtfully renovated, one-of-a-kind, waterfront retreat in a tranquil setting where every day feels like vacation!

3662 Gordon Street, Terrell

Listing courtesy of Southern Charm Realty & Retreats INC. Chelsea@SoCharm.com
$1,499,000
3 Beds ⋅ 3 Baths ⋅ 4396281 MLS ⋅ ACTIVE Status
Experience elevated Lake Norman living in this fully renovated, move-in-ready waterfront home offering expansive main-channel views, modern upgrades throughout, and a rare turnkey opportunity at this price point. Thoughtfully redesigned from top to bottom, this home blends timeless style with high-end comfort — delivering the kind of lakefront lifestyle buyers want now, without the renovation delays. Inside, the home features a professional gourmet kitchen, beautifully updated bathrooms, spacious bedrooms, and stylish new lighting throughout. Major improvements include a new roof (2017), main HVAC with whole-house air filtration (2018), basement HVAC with whole-house air filtration (2022), new water heater, updated plumbing including hose bibs, new electrical outlets, and a whole-house water filtration and softener system — all completed so you can enjoy the home from day one. Additional upgrades include new ceiling fans, updated door hardware, LED lighting in every closet, a new Pella sliding glass door in the basement bonus room, a new LiftMaster garage door opener, a new irrigation pump, and an outdoor storage shed. Step outside and take in the best of Lake Norman. The newer covered dock features a 10,000-lb boat lift, and the cove was professionally dredged in 2020 to improve water depth and provide easier access to the main channel. Whether you’re relaxing on the deck, hosting friends and family, or heading out on the water, the setting delivers the views, access, and lifestyle buyers expect from a premier waterfront property. This is a rare opportunity to own a fully updated, move-in-ready waterfront home where all major improvements have already been completed — allowing you to simply enjoy the Lake Norman lifestyle.

8535 Sylvan Drive, Terrell

Listing courtesy of Southern Homes of the Carolinas, Inc. yuri@lakenormanmike.com
$965,000
4399758 MLS ⋅ ACTIVE Status
WOW - Wide Open Water with 287' of an expansive, sandy natural beach looking out on the main channel of Lake Norman. This 0.68 deeded acre lot is just south of the 150 bridge providing maximum access to the greatest parts of the lake. Located approximately 1/2 mile down a private gravel road with no HOA restrictions, the gradually sloping lot already has a dock and float with all new decking. New well and septic permits have been issued by Catawba County for construction of a 4 bedroom house. In addition, the County setback requirements are consistent with a proposed pool and a basement. This "one-of-a-kind" lot has been cleared with a few mature shade trees remaining near the shoreline. If you have been dreaming of building a magnificent lake home, this place is just waiting for your creative ideas to make your best LAKE LIFE come true!

8924 Holdsclaw Road Unit #3, Terrell

Listing courtesy of Mitchell - Forbes Global Properties. debbie@gomitch.com
$974,900
2 Beds ⋅ 1 Baths ⋅ 4393376 MLS ⋅ ACTIVE Status
Rare Lake Norman waterfront opportunity with no HOA! Welcome to The Cottage on Osprey Cove, a beautifully renovated 2-BR, 1-BA retreat offering 150 ft of prime shoreline and a spectacular year-round, 1-mile water view. Situated on a beautiful lot on Kiser Island, this move-in-ready cottage blends 1966 classic charm with modern updates, featuring pristine hardwood floors, a 5-year-old roof & HVAC, and stunning sunrises from the living room and primary bedroom. The ultimate outdoor lifestyle awaits on the expansive screened porch and open grilling deck. Boaters will love the 30 ft floating dock with boat slip, water, and power—offering deep, year-round water even at lowest lake levels. The property features exceptional expansion potential. lake-fed irrigation, 360-degree security, and ample parking for an RV/boat trailer. Enjoy quiet, peaceful living but also only minutes from dining, shopping, and top-rated schools.

4580 Kiser Island Road, Terrell

Listing courtesy of Lake Life Realty. angiejohnsonhrcc@gmail.com
$7,700,000
3 Beds ⋅ 6 Baths ⋅ 4379582 MLS ⋅ ACTIVE Status
Welcome to Vista del Sol — an extraordinary three time Award Winning Design waterfront retreat. This amazing home redefines luxury living on Lake Norman. Offered at $7.7M, this architectural showpiece captures uninterrupted panoramic water views from nearly every vantage point, creating a breathtaking backdrop for everyday living AND provides an area for a Helicopter pad. Privately tucked away on Kiser Island peninsula, this exclusive estate blends refined sophistication with the tranquility of a true lakefront escape. The grand two-story residence showcases exceptional craftsmanship throughout, paired with meticulously manicured grounds designed to elevate both indoor and outdoor living. Featuring 4 spacious bedrooms, this home was thoughtfully designed for luxurious comfort and effortless entertaining. Lounge beside the resort-style pool as shimmering lake views stretch endlessly beyond, or enjoy sunset evenings from your private dock or upper level semi enclosed balcony in one of Lake Norman’s most sought-after waterfront settings. With unmatched privacy, captivating views, and timeless elegance woven into every detail, Vista del Sol offers a rare opportunity to experience the pinnacle of Lake Norman's waterfront luxury living.

4835 Kiser Island Road, Terrell

Listing courtesy of Lake Norman Realty, Inc.. 704-663-3655
$2,300,000
5 Beds ⋅ 3 Baths ⋅ 4375758 MLS ⋅ ACTIVE UNDER CONTRACT Status
Positioned on a coveted stretch of waterfront, this distinguished residence is defined by its extraordinary setting and timeless appeal. Not many nicer views than this on Lake Norman, with 352 feet on the water. Encompassing approximately 3,000 square feet, the home offers four bedrooms, three full baths, office, and a versatile bonus room or additional bedroom overlooking the water, perfectly capturing the home’s most breathtaking views while balancing comfort, function, and enduring charm. At the heart of the home, a dramatic vaulted great room showcases rare wormwood-accented walls and an impressive stone fireplace, creating a warm yet striking gathering space. Expansive windows frame uninterrupted water views, while multiple living areas invite both quiet retreat and elegant entertaining. The primary suite is a private sanctuary, featuring dual walk-in closets and a spacious en-suite bath. Just off the primary bedroom, a dedicated office with a wet bar offers an ideal space for work or relaxation, all within steps of your own retreat. Outdoor living is equally compelling. A sprawling multi-level deck extends toward the water, complemented by two screened porches for year-round enjoyment of the serene surroundings. The private pier, complete with dock and gazebo, along with a dedicated boat launch, offers seamless access to the water, making every day feel like a getaway. The grounds are a true highlight, featuring a beautifully established rose garden and mature flowering landscapes that provide color, privacy, and a sense of tranquility throughout the seasons. A gated entrance and two-car garage further enhance the property’s exclusivity and convenience. Rich in character and set against breathtaking waterfront vistas, this is a rare opportunity to own a home where craftsmanship, natural beauty, and location come together in perfect harmony. While the sellers do not know of anything specifically wrong with the home, home is being sold as-is per the 2T NC Offer to purchase, #4.d. Architecture by Dennis Lehmann of Banner Elk NC. Full Video Tour and Photos: https://listings.skycampictures.com/3725-Kingfisher-Ln-Terrell-NC-28682-USA?mls=

3725 Kingfisher Lane, Terrell

Listing courtesy of Ivester Jackson Christie's. lakenormansummer@aol.com
$539,900
4372189 MLS ⋅ ACTIVE Status
Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water. Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford. Come and listen to the quiet and enjoy the serene sunrises!

3950 Granite Street, Terrell

Listing courtesy of HomeZu. info@clickitrealty.com
$1,799,999
4352255 MLS ⋅ ACTIVE Status
Discover the perfect canvas for your dream lakefront retreat in Terrell, NC on Lake Norman. This exceptional vacant lot offers long, deep-water views and has already been cleared—truly ready for you to bring your vision to life. Imagine starting your mornings with breathtaking sunrises from your front yard and ending each day with stunning, year-round sunsets that paint the sky over the water—an unbeatable setting for true lakefront living. This property is thoughtfully prepared for immediate building, featuring an existing well that has been recently inspected and is in excellent working condition, along with a four-bedroom septic permit already in hand. Whether you’re planning a full-time residence, a vacation home, or a high-demand Airbnb investment property, the groundwork has been done to fast-track your build. Enjoy the rare freedom of no homeowners association and no restrictive covenants, giving you the flexibility to design and construct the custom lakefront home you’ve always envisioned. With the flexibility of the lot, you can build using a basement, crawl space, or slab foundation—giving you full control to design a home that fits your vision, budget, and lifestyle. A private dock is already in place, and there’s even a natural beach area—perfect for relaxing, swimming, or launching your water toys. Even better, a new dock design has already been confirmed with Duke Energy giving you added confidence and convenience as you plan your waterfront improvements. Plus, you have the ability to customize your dock to accommodate your boat, jet skis, and all your lakefront essentials. There’s also ample space in the backyard to design and build your dream pool, creating the ultimate outdoor living and entertaining space to complement your lakefront lifestyle. Conveniently located less than five minutes from the growing Sherrills Ford area, you’ll have easy access to a wide variety of dining, shopping, and everyday conveniences including Publix, Starbucks, Chick-fil-A, McDonald’s, Dunkin’, Hardee’s, Cook Out, Taco Bell, local sports bars, Mexican restaurants, and more—offering the perfect blend of peaceful lake living and modern-day convenience. Even better, there are no bridges to navigate—meaning you can hop on your boat or jet ski and be on the big water within seconds, with quick, direct access to the main channel of Lake Norman. This is more than just a lot—it’s a lifestyle and investment opportunity waiting to be built.

4673 Kiser Island Road, Terrell

Listing courtesy of #1 Properties of Lake Norman. oakbrookeinc@gmail.com
$220,000
4314446 MLS ⋅ ACTIVE Status
This gently sloping waterfront lot with almost half acres is in one the Lake Norman's hottest new areas. A shallow water cove for peaceful enjoyment and you are minutes from NEW shopping and dining @ The Villages of Sherrills Ford. This lot is READY to build on. New septic permit for a 3BR home has been applied for (see attachments). Level lot with a few trees and well is installed. Bring your plans and get ready to build.

4107 Cascade Street Unit #5, Terrell

Listing courtesy of RE/MAX Executive. libby4home@gmail.com
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