Union Mills Homes under $400,000

Welcome to Union Mills, North Carolina—a hidden gem nestled in the heart of Rutherford County. This charming town offers a perfect blend of small-town warmth and natural beauty, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. With a population that cherishes community spirit, Union Mills boasts friendly neighbors and a welcoming atmosphere that instantly makes you feel at home.

Nature enthusiasts will fall in love with the surrounding landscapes, featuring rolling hills, lush forests, and captivating views of the Blue Ridge Mountains. Outdoor activities abound, with opportunities for hiking, fishing, and exploring the scenic beauty of nearby parks. The town is conveniently located near major highways, allowing for easy access to larger cities like Asheville and Charlotte, while still retaining its quaint charm.

For those looking to settle down in this picturesque locale, Union Mills offers a variety of homes under $400,000. Whether you're searching for a cozy cottage, a spacious family home, or a charming bungalow, you'll find an array of options that cater to diverse tastes and budgets. The real estate market here is vibrant, making it an excellent opportunity for first-time homebuyers and seasoned investors alike.

With its rich history, friendly community, and affordable housing options, Union Mills is more than just a place to live—it's a place to thrive. Discover the magic of Union Mills and envision your future in this delightful North Carolina town!

Newest Union Mills Homes under $400,000

$249,000

3 Beds ⋅ 2 Baths ⋅ 4431348 MLS ⋅ ACTIVE Status

Step back in time in this updated Farm House , Large Country Kitchen , new cabinets appliances and counter tops . Two new bathrooms just installed , UPDATES INCLUDE windows , heating system , pluming ,insulation, new well pump, pressure tank, new pluming and a new 200 amp service . Large front porch and a cozy back porch too . Includes a 30x70 workshop garage and a additional two car garage . The house needs painting you can choose your colors !

6144 Hudlow Road, Union Mills

Listing courtesy of Mike Cinquanto Realty. mcinquanto@yahoo.com

$399,000

2 Beds ⋅ 2 Baths ⋅ 4420750 MLS ⋅ ACTIVE Status

PRISTINE 5 ACRE NATURE RETREAT near Lake Lure! Must-see cozy cabin in a beautiful private setting. This property is brimming with wildlife, wildflowers, and your very own waterfall. Wonderful opportunity for a second home, work from home or full-time residence. The cabin features soaring ceilings, exposed beams and whimsical touches. 2 spacious bedrooms with ensuite baths. Plenty of parking (bring your boat!), plenty of storage and an open flow with tons of natural light. There are 2 additional mini cabins that are perfect for a workshop, artist studio or expansion for guests. Unwind on the covered deck or next to the soothing stream. Many recent updates including new HVAC, deck upgrades, full exterior paint, survey, gutters and guards, new roofs on smaller cabins along with extensive land and hardscaping. This peaceful sanctuary is not one to miss! No HOA.

157 Spring Valley Drive, Union Mills

Listing courtesy of Looking Glass Realty AVL LLC. amymcrowder@yahoo.com

$284,900

3 Beds ⋅ 2 Baths ⋅ 4419364 MLS ⋅ ACTIVE Status

Welcome home to this recently completed residence, ideally positioned on an unrestricted property along a quiet dead-end street, where the ease of country living meets everyday convenience. Inside, a light-filled, open-concept design creates an inviting sense of space, with the kitchen serving as the heart of the home. Thoughtfully appointed with modern appliances, a farmhouse sink, generous cabinetry, and a spacious center island, it offers an ideal setting for casual gatherings and everyday living. A desirable split-bedroom floor plan provides privacy and thoughtful separation. The primary suite is a relaxing retreat, featuring a generous walk-in closet and spa-inspired bath complete with a soaking tub. On the opposite side of the home, two additional bedrooms are complemented by a spacious flex room—perfectly suited for a private home office, reading lounge, media room, or technology hub. Step outside to the 151-square-foot deck, an inviting extension of the living space perfect for weekend barbecues, outdoor dining, or simply relaxing in the peaceful country setting while admiring the natural surroundings and distant mountain views. The seller is offering a $2,500 concession at closing, providing an opportunity to bring your landscaping vision to life—whether creating a garden, fire pit, patio, play area, or personalized outdoor retreat. Freshly completed and move-in ready, this low-maintenance home beautifully blends modern comfort with rural serenity. Conveniently located with access to I-40 and within easy reach of Marion, Rutherfordton, Morganton, and Forest City, the property is also approximately 30 minutes from both Black Mountain and Lake Lure—placing mountain towns, outdoor recreation, dining, and everyday conveniences within comfortable reach.

339 Bobby Mckinney Road, Union Mills

Listing courtesy of Ivester Jackson Blackstream. lynette@ijbproperties.com

$399,000

3 Beds ⋅ 2 Baths ⋅ 4414979 MLS ⋅ ACTIVE Status

Welcome to your own private retreat! Tucked away at the end of the road on 2 unrestricted acres, this beautifully maintained 2017 house offers a peaceful, park-like setting surrounded by mature trees and gently sloping land. Inside, you'll find 2 bedrooms, each with its own full en-suite bath, plus a permitted 10x13 bonus room—perfect for a home office, den, or potential third sleeping space with the addition of a barn door. The full kitchen features beautiful hickory cabinetry, quartz countertops, and all-new Samsung appliances. LVP flooring, an electric fireplace, abundant closets and storage, and new top-down/bottom-up accordion window shades add comfort and convenience throughout. A separate laundry room includes a generator panel. Recent improvements include a new HVAC system in 2026 with baseboard backup and a new mini-split in the bonus room. Step outside onto the beautiful side deck and enjoy the peaceful wooded surroundings and privacy this property provides. The property truly shines outdoors with an 18x25 detached garage featuring covered areas on both sides—ideal for vehicles, farm equipment, lawn equipment, or additional storage. A furnished 10x12 "she shed" with A/C provides a wonderful studio, hobby, or relaxation space, while an additional workshop building offers even more storage and workspace. An electric gated entrance with lighting and underground utilities complete this thoughtfully maintained property. The private well provides clear, fresh-tasting water with no noticeable odor, and the sellers have not found a water softener necessary. With an acceptable offer, sellers will convey the Polaris Ranger 500 side-by-side and 8,900-watt generator. Enjoy the peace and privacy of country living while remaining approximately 30 minutes from charming downtown Marion and 20 minutes from Forest City. A special property offering the perfect combination of comfort, privacy, usable land, storage, and room to enjoy the outdoors!

4895 Hudlow Road, Union Mills

Listing courtesy of Absolute Bespoke Properties LLC. laneyh41@gmail.com

$335,000

2 Beds ⋅ 2 Baths ⋅ 4411352 MLS ⋅ ACTIVE Status

Nestled on over 1.5 private acres in the gated Hearthstone Ridge community, this charming 2-bed, 2-bath farmhouse retreat offers the perfect blend of rustic character and modern comfort. Soaring vaulted ceilings with exposed timber beams and a cozy woodstove set a welcoming tone in the main living space. The updated kitchen features stainless steel appliances and leathered granite countertops. Both bedrooms offer private ensuite baths—including a dual-entry layout for convenient guest access. Enjoy private, wooded surroundings from the spacious screened back porch, complete with a small fenced area, storage shed, and a paved U-shaped driveway. Ideal as a primary home or mountain getaway!

412 Whitestone Circle, Union Mills

Listing courtesy of Howard Hanna Beverly-Hanks, Lake Lure. valerie.frey@howardhannatate.com

$170,000

3 Beds ⋅ 2 Baths ⋅ 4406390 MLS ⋅ ACTIVE Status

Welcome home to this charming 3-bedroom, 2-bath home situated on 1.41 peaceful acres. Enjoy the beauty of a flowing creek along the rear of the property, creating a relaxing natural setting. Inside, you'll find a spacious eat-in kitchen with easy access to a small deck off the laundry area, perfect for enjoying your morning coffee or stepping outside to the backyard. The home also offers a comfortable living room along with an additional den or office in the converted carport. The basement features a workshop area and a stand-up shower, offering extra utility and storage space. Outside, several small outbuildings provide additional storage or workspace for tools, equipment, or recreational items. The home's exterior features wood siding and a durable metal roof. With its combination of indoor living space, useful outbuildings, and scenic acreage complete with a flowing creek, this property offers the perfect blend of country living and everyday convenience.

584 Groves Road, Union Mills

Listing courtesy of Robert Greene Real Estate, Inc. 828-245-2345

$353,000

1 Beds ⋅ 1 Baths ⋅ 4390420 MLS ⋅ ACTIVE UNDER CONTRACT Status

A secluded wooded sanctuary, tucked away on 25.45 acres in the beautiful mountains of western NC. This tiny home has everything you could need or you can use it as an Air B&B or the perfect little guest cottage and build your dream home on one of the many stunning building sites on this expansive property. There is also a very nice storage building with electricity and two nice shed roofs attached for additional storage, a chicken coop already for you to bring your own laying hens and an additional camping site already prepared with its own electrical hookup and water. If you enjoy hunting or even just watching all the wildlife this area has to offer, there are several trails leading to areas already prepared for your use. This property has too many features to list and truly needs to be seen to be appreciated. Call today to set up a time to view this unique opportunity.

779 Thermal City Road, Union Mills

Listing courtesy of Matheny Real Estate. nataliestamey297@gmail.com

$135,000

3 Beds ⋅ 2 Baths ⋅ 4320378 MLS ⋅ ACTIVE Status

Escape the noise & find your own piece of wilderness with this 18-acre secluded property featuring a house in need of repairs—perfect for a hunting cabin renovation project or a private off-grid retreat. The home does have termite damage possibly structural issues, & will require considerable work, but the setting makes it worth the effort. With rolling terrain, mixed hardwoods, & open areas, the land is teeming with deer, turkey, squirrel, and coyote—a hunter’s dream come true. There is a metal building on the property 18x21 with electrical ran to it. Also a couple more utility buildings. The property is 3 BD 1.5 BA, approximately 1200 square feet. There is a large propane tank on the property and gas is ran to the house for the water heater, range. There is currently no heat in the property, but it is already set up for a gas heater. The property has been vacant for 4 years, but a little work would go a long way to making this into a hunting paradise, or off grid homestead. There is electricity and a private well, & septic. If you want a home plus 18 acres of land, you won't find a better deal.

3102 Cove Road, Union Mills

Listing courtesy of RE/MAX Legendary. realtorsandidingler@gmail.com

$399,000

2 Beds ⋅ 2 Baths ⋅ 4237346 MLS ⋅ ACTIVE Status

Tucked away along the edge of the South Mountains in Western North Carolina, this charming cabin on 8+ acres offering exceptional peace and natural beauty. Property is best suited for enjoyment as-is and is not intended for further development or additional structures. A garage or outbuilding near the home would be a possibility. The land offers the perfect balance of rustic beauty and modern comfort. Surrounded by towering hardwoods and the sounds of nature, this private retreat invites you to truly unplug and unwind. Explore your own wooded acreage or venture onto the nearby trails of the adjacent NC Game Land—outdoor adventure is right at your doorstep. Inside, the cabin welcomes you with a warm and inviting living room featuring vaulted ceilings, rich wood interiors, and a stunning floor-to-ceiling stone fireplace. West-facing picture windows fill the space with natural light and frame breathtaking sunset views each evening. Step outside onto the wraparound porch—ideal for morning coffee among the trees or relaxing evenings under a canopy of stars. The upper-level bath offers a spa-like experience with a newly updated walk-in tiled shower (2024) and a jetted tub. Thoughtful updates provide peace of mind, including a new HVAC system with Nest thermostat (2023), new well and pump (2022), and a durable metal roof (2021). An outdoor shed adds additional storage for tools and gear. Whether you’re searching for a peaceful getaway, a second home, or a full-time mountain escape, this property captures the timeless magic of life in the North Carolina mountains. Located just 20–30 minutes from Marion, Rutherfordton, Forest City, and Morganton, you’ll enjoy both seclusion and convenience. As an added bonus, walk across the street to access over 500 acres of NC State Forest protected game lands—perfect for hiking, exploring, and connecting with nature.

145 Mountain Forest Drive, Union Mills

Listing courtesy of EXP Realty LLC. justin@purnellrealestate.com

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