none Homes under $400,000

Welcome to the enchanting world of North Carolina real estate, where your dream home is just a heartbeat away! Nestled in this picturesque state, you’ll discover a vibrant community that offers an array of homes under $400,000, perfect for first-time buyers, families, or anyone looking to invest in a serene lifestyle.

Imagine waking up in a charming abode that combines comfort with affordability. In North Carolina, you’ll find beautifully designed homes that boast modern amenities, spacious layouts, and inviting outdoor spaces. Whether you’re drawn to the rustic charm of a country cottage or the sleek lines of a contemporary townhome, there’s something here for everyone.

This region is not just about homes; it’s about creating a fulfilling lifestyle. Picture yourself enjoying the warmth of southern hospitality, with friendly neighbors and a strong sense of community. You’ll have access to local parks, family-friendly activities, and vibrant markets, all while being surrounded by the breathtaking beauty of North Carolina’s landscapes.

With homes priced under $400,000, you can enjoy the perfect blend of affordability and quality. This is an ideal time to explore your options and find a property that resonates with your vision of home. Whether you’re looking for a cozy retreat or a spacious family dwelling, North Carolina invites you to discover a place where you can truly thrive.

Don’t miss out on the opportunity to invest in your future in this charming state. Your dream home awaits!

Newest none Homes under $400,000

$369,900

3 Beds ⋅ 2 Baths ⋅ 4432522 MLS ⋅ ACTIVE Status

Minutes from downtown Morganton, with a rural setting and no city taxes ~ this wonderful new 3BR/2BA home is thoughtfully built for comfort, easy access and less upkeep! Life here happens on one level, with no steps and an easy connection from the level driveway to the front door. A spacious yard leaves room for a garden, while front and back Trex decks give you a choice of where to spend a slow morning. Great natural light and four-inch white oak floors carry throughout the home. Carolina Custom Cabinets, granite countertops and stainless appliances give the kitchen a clean, finished look, with a generous island for cooking and catching up. That same attention carries into the primary suite, with a walk-in closet and private bath featuring a walk-in shower with a seat. Both baths pair Carolina Custom Cabinets and granite with ceramic tile floors and one-piece bathing units, including a tub/shower in the guest bath. Wider, 36-inch doors serve the primary bedroom, primary bath and second bedroom. Lighted closets and a convenient laundry area round out spaces designed for daily use. Some of the most thoughtful choices are the ones you won’t see. A Fox Block foundation combines insulating foam and concrete, and the encapsulated crawl space includes a water-sealed foundation, drainage and a dehumidifier. Insulated 2x6 walls with R-19 insulation, R-44 attic insulation and a high-efficiency Trane heat pump support comfort through the seasons. Everlast siding, Trex decking, aluminum rear deck posts and railings, PVC coverings at the front porch posts and entry doors, and treated lumber help simplify upkeep. Schools and downtown are just mintues away. Select photos are virtually staged.

2937 Frank Whisnant Road, Morganton

Listing courtesy of McCombs & Hoke Real Estate. starla@mccombsandhoke.com

$400,000

4431828 MLS ⋅ COMING SOON Status

Investment opportunity. Brand new duplex built 2026. Everything is new, no maintenance needed. Rents in this area would be $1500 or more for each unit. Or live in one side and let the tenant pay your mortgage by renting the other side. There is one well and one septic for the entire dwelling. The well has 2 electric meters to avoid a water outage in one unit if the other unit has the power turned off. Please note that each unit is 2-bedroom, 2 baths, the septic system is for a 3-bedroom dwelling. Located 2.8 miles from I-85, and close to shopping, schools, as well as downtown Salisbury.

104 Carolyn Road, Salisbury

Listing courtesy of Horizon Realty Carolinas. 781-258-6182

$319,900

4 Beds ⋅ 2 Baths ⋅ 4428517 MLS ⋅ ACTIVE Status

Welcome to this bright and airy 4 bedroom/2bath home in a cul-de-sac! It offers over 1300sf of comfortable living space. The open floor plan provides plenty of room for entertaining guests. The primary bedroom features double closets and a private bath with walk-in shower, deep sink and large vanity. Kitchen boasts lots of counter tops and island. It also includes stainless steel appliances and washer/dryer. Home not only has a split floor plan! One of the bedrooms would make a great office or home gym. Large deck on back of house for grilling and enjoying a private backyard. Enjoy the convenience of being within walking distance of the newly renovated downtown Concord! Many restaurants, shops, and a multitude of activities throughout the year. Easy access to major roads, parks, and local amenities. This home is an excellent opportunity for first-time buyer, investor or anyone looking to downsize.

102 Snyder Ne Court, Concord

Listing courtesy of Thrive Realty Group LLC. taina@tshawrealty.com

$299,000

3 Beds ⋅ 2 Baths ⋅ 4431524 MLS ⋅ COMING SOON Status

Enjoy new construction living on a desirable corner lot in northwest Charlotte, offering convenient access to Uptown, I-77, I-85, and nearby shopping, dining, and everyday amenities. This thoughtfully designed 3-bedroom, 2-bath home features over 1,100 square feet with an open-concept layout connecting the kitchen, dining, and living areas for an easy flow throughout the main living space. The kitchen offers generous cabinetry, counter space, and a pantry, while the private primary suite includes a walk-in closet and en-suite bath. The corner lot provides added outdoor space and a more open setting while keeping you close to major commuter routes and central Charlotte destinations. Photos are representative of a similar home; final finishes, features, colors, and details may vary.

104 N Crigler Street, Charlotte

Listing courtesy of Better Homes and Gardens Real Estate Paracle. kparks@paraclerealty.com

$245,000

3 Beds ⋅ 2 Baths ⋅ 4424914 MLS ⋅ ACTIVE Status

Welcome home to this charming one-story brick ranch, with no HOA and no CITY TAXES! From the adorable front porch to the spacious, private backyard, this home offers comfort, functionality, and plenty of thoughtful updates. Inside, you’ll find LVP flooring throughout, neutral paint, and abundant natural light that makes every room feel warm and welcoming. The living room, primary bedroom, and hallway feature beautiful crown moulding, adding an extra touch of character. The renovated kitchen is sure to impress with quartz countertops, a farmhouse-style sink, slow-close cabinetry, and new light fixtures. The primary bedroom offers a built-in closet system for convenient, organized storage. A dedicated utility room adds even more functionality to the home. And then there’s the flex space! The enclosed carport was converted prior to the current owner's ownership and is not included in the HLA. Whether you envision it as a game room, hobby space, home gym, or something entirely different, the possibilities are endless! Step outside to discover a fully fenced backyard offering privacy and plenty of space to enjoy the outdoors. Hobbyists and DIY enthusiasts will love the workshop, which is wired for electricity. There’s also an additional shed for lawn equipment and another concrete building wired for electricity that is currently being used as a chicken house. And yes, the cutest chicken coop conveys with the property! Bring your chickens with you—or, if you’re new to the chicken-raising lifestyle, the sellers may even be willing to part with a few of theirs! For added peace of mind, a metal roof was installed less than 5 years ago and HVAC is less than 10 years old. All of the out buildings also have metal roofs. With its charming curb appeal, updated interior, versatile flex space, and exceptional outdoor amenities, this home is full of possibilities and ready for its next chapter. Come see all this delightful brick ranch has to offer!

607 Toms Creek Church Road, Denton

Listing courtesy of 5 Points Realty. lauracreamer@aol.com

$375,000

4 Beds ⋅ 3 Baths ⋅ 4430833 MLS ⋅ ACTIVE Status

BACK ON MARKET! Don't miss this opportunity of being back on market at no fault of sellers! Discover a unique opportunity with this versatile 4-bedroom, 3-bath home designed for flexible living. Perfect for multigenerational households, the layout features one main entrance leading to two separately secured living spaces, each complete with its own kitchen, living room, and private living quarters. The left side offers 2 bedrooms and 2 full bathrooms, while the right side includes 2 bedrooms and 1 full bathroom, providing privacy and independence for extended family, guests, or potential rental possibilities. The design may also lend itself to conversion into a duplex, subject to local regulations and approvals. Both living spaces enjoy access to an expansive rear deck that spans the length of the home, complete with a hot tub overlooking a large, tree-lined backyard. Surrounded by nature, this peaceful setting offers the feeling of a private retreat while remaining just minutes from shopping, dining, and everyday conveniences. Enjoy the perfect blend of privacy, flexibility, and convenience in a location that feels like your own secluded getaway.

1857 Creekside Place, Lenoir

Listing courtesy of Weichert, Realtors - Team Metro. celli@teammetro.net

$329,900

3 Beds ⋅ 2 Baths ⋅ 4429663 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to this charming full-brick home situated on a spacious lot with mature trees and plenty of outdoor appeal. Inside, the main level offers a large primary bedroom, a cozy gas-log fireplace, and a beautifully remodeled bathroom featuring a garden tub, tile shower, and updated vanity. The kitchen has freshly painted cabinets and offers two pantries for excellent storage. The partially finished basement provides additional flexible space with second full bath, with a drop ceiling just under 7 feet, plus a laundry area where the washer and dryer remain. Step outside to enjoy the large, private-feeling lot with mature trees and a firepit—perfect for relaxing or entertaining. Additional features include a large detached building with power, providing excellent space for a workshop, storage, hobbies, or other uses, along with a convenient 2-car carport. A great opportunity to enjoy brick construction, generous outdoor space, and versatile storage/work areas.

1691 Cat Square Road, Vale

Listing courtesy of Coldwell Banker Carver-Pressley, Realtors. nolan.raby@cbcarverpressley.com

$340,000

3 Beds ⋅ 3 Baths ⋅ 4429027 MLS ⋅ ACTIVE Status

Bring your vision and make this North Iredell property your own! Located in Olin, this 2001 modular home offers over 2,700 square feet of living space on approximately 3.4 acres. The home features a spacious floor plan, walk-in pantry, spacious bedrooms, 2-car garage, bonus room and unfinished basement. A new roof was installed in 2022, and the property is served by county water and septic. Per seller, the main floor and upstairs are modular construction, while the garage/bonus room and unfinished basement were separately constructed. Home is in need of TLC and is being sold as-is. HVAC is currently inoperable, and the rear deck has been removed. With plenty of space, acreage and potential, this property is ready for someone to bring it back to life!

318 Huie Road, Olin

Listing courtesy of Tarheel Realty II. 704-437-1389

$275,000

3 Beds ⋅ 2 Baths ⋅ 4427681 MLS ⋅ ACTIVE Status

Lovely full-brick 3-bedroom ranch with numerous recent updates, including a 2024 roof, updated kitchen cabinets, stainless steel appliances, newer windows, LVP flooring, fresh paint, and new carpet (9/2026)in the primary bedroom. Inside, you’ll find plenty of space with a large living room featuring a wood-burning fireplace, a dining area, and an additional room overlooking the spacious backyard. Outside, enjoy a nice deck, a large, flat fenced-in yard, and a carport with a wired workshop/storage area. A new shed, added in 2026, provides even more storage. Washer/dryer and refrigerator convey. Conveniently located close to interstates, shopping, restaurants, and everyday amenities.

2010 Pine Top Drive, Gastonia

Listing courtesy of C-A-RE Realty. DonAnthonyRealty@gmail.com

$400,000

3 Beds ⋅ 2 Baths ⋅ 4429755 MLS ⋅ ACTIVE Status

Excellent Opportunity for potential development with 3.35 acres on Griffith Road. Beautiful, county setting! Nature lovers will be drawn to the cozy lifestyle offered with this small estate tucked in the trees. Private but convenient to Monroe. Quality home with three bedrooms, two bathrooms and ideal floor plan for a growing family. Fireplace, laundry room, spacious living areas and more! Maintenance free exterior. Circular driveway, covered porch, and nice shaped parcel. Call for more details.

3902 Griffith Road, Monroe

Listing courtesy of Ross & Associates Real Estate. kellyrossbenton@gmail.com

$269,000

3 Beds ⋅ 1 Baths ⋅ 4429671 MLS ⋅ ACTIVE Status

Old farmhouse built in 1951. It needs work. This is fixer upper. Sellers inherited the property and are selling as is. Home has not been lived in in approximately 10 years. The 2.5-acre lot with well and septic system is worth the price. Old barn is located on property.

6710 Lancaster Highway, Waxhaw

Listing courtesy of Rorie Properties. arorie@ymail.com

$229,900

3 Beds ⋅ 2 Baths ⋅ 4425525 MLS ⋅ ACTIVE UNDER CONTRACT Status

This charming one-level brick ranch home offers loads of curb appeal, a spacious double carport, and a convenient, well-designed layout. The main level features comfortable living spaces, refinished hardwood floors, and a kitchen with updated fixtures, a wall oven, serviced cooktop, and hood fan. The home also includes a partially finished basement with faux wood flooring, a dividing wall, heat and air, updated light fixtures, an industrial sink, and added stair supports and handrails, providing flexible space for recreation, hobbies, or additional storage. Outside, enjoy a private, wooded backyard with a firepit area, outdoor storage building, play area, raised garden beds, and a large detached building offering excellent storage or workshop potential. Additional improvements include a 2015 HVAC system, septic system replaced in 2017 per seller, newer gravel driveway, oversized gutters with guards, insulation added upstairs and downstairs, relocated washer and dryer hookups, a refurbished water heater completed in December, and updated bathtub fixtures. This well-maintained property combines functionality, character, and abundant storage in a peaceful setting.

4753 Calico Road, Lenoir

Listing courtesy of Chase Gray Realty LLC. chase@chasegrayrealty.com

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