Lincolnton Homes under $250,000

Welcome to Lincolnton, North Carolina—a charming city that beautifully combines small-town warmth with modern conveniences. Nestled in the heart of Lincoln County, Lincolnton is known for its rich history, vibrant community, and stunning natural surroundings. With a population of just over 10,000, it offers a welcoming atmosphere where neighbors become friends and local businesses thrive.

One of the most appealing aspects of Lincolnton is its affordability, particularly in the housing market. For those seeking homes under $250,000, this city presents a fantastic opportunity. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that fit your budget. From charming bungalows with character to modern townhomes with all the amenities, Lincolnton has something for everyone.

The city is also a hub for outdoor enthusiasts, thanks to its proximity to beautiful parks, scenic trails, and nearby Lake Norman, perfect for fishing, boating, and picnicking. Additionally, Lincolnton boasts a vibrant downtown area filled with unique shops, delightful eateries, and community events that foster a strong sense of belonging.

With its low cost of living, friendly community, and an array of affordable homes, Lincolnton is an ideal place to plant your roots. Discover the charm of this North Carolina gem and find your perfect home today! Whether you’re looking to invest, settle down, or simply explore, Lincolnton welcomes you with open arms.

Newest Lincolnton Homes under $250,000

$219,900

2 Beds ⋅ 1 Baths ⋅ 4435221 MLS ⋅ COMING SOON Status

If you’re seeking convenience with a touch of privacy, this charming brick bungalow might be just what you need. Built in 1953, it has seen significant updates since 2017, including a new HVAC system, roof, solar panels, water heater, and an encapsulated cellar/basement. Floor joists were replaced during the renovations, and the home still boasts original hardwood floors that could be refreshed but remain authentic. The HVAC features a propane/heat pump dual setup. There are two bedrooms, plus a third room with a closet that has served as storage in the past. Ideally located near Lincolnton, Hwy 150, Hwy 321, Charlotte, and surrounding areas, it offers a country feel with easy access to town. The fully paid solar panels could be paired with batteries for backup power, and average electric bills are just $52 per month. Appliances including washer, dryer, dishwasher, microwave, range, and refrigerator are all included. This is your chance to add your personal touches to a well-situated home.

2215 Gastonia Highway, Lincolnton

Listing courtesy of Realty Executives of Hickory. dawnkilby@gmail.com

$247,245

3 Beds ⋅ 3 Baths ⋅ 4435103 MLS ⋅ ACTIVE Status

End Unit! The Pearson is an open concept plan with living in mind. This home offers three bedrooms, two & a half bathrooms & a one-car garage. Upon entering the home, you’ll be greeted by an inviting foyer that leads directly into the heart of the home. This impressive space features a living room, dining room, & a well-appointed kitchen. The kitchen is equipped with a pantry, stainless steel appliances, & a pass through from the kitchen to dining room, making it perfect for both cooking and casual dining. The Newton features a luxurious primary suite, complete with a large walk-in closet and en suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and share a full bathroom. Amenities include a community pool, cabana, and playground!

3225 Ora Smith Road, Lincolnton

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

$239,650

3 Beds ⋅ 3 Baths ⋅ 4435095 MLS ⋅ ACTIVE Status

The Pearson is an open concept plan with living in mind. This home offers three bedrooms, two & a half bathrooms & a one-car garage. Upon entering the home, you’ll be greeted by an inviting foyer that leads directly into the heart of the home. This impressive space features a living room, dining room, & a well-appointed kitchen. The kitchen is equipped with a pantry, stainless steel appliances, & a pass through from the kitchen to dining room, making it perfect for both cooking and casual dining. The Newton features a luxurious primary suite, complete with a large walk-in closet and en suite bathroom with dual vanities. The additional two bedrooms provide comfort and privacy and share a full bathroom. Amenities include a community pool, cabana, and playground!

3221 Ora Smith Road, Lincolnton

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

$240,650

3 Beds ⋅ 3 Baths ⋅ 4435086 MLS ⋅ ACTIVE Status

3217 Ora Smith Road, Lincolnton

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

$239,000

3 Beds ⋅ 2 Baths ⋅ 4432012 MLS ⋅ ACTIVE Status

This 3-bedroom, 2-bath home sits on nearly half an acre and offers a spacious living room with a large brick fireplace. Recent updates include fresh paint throughout and new carpet in two of the bedrooms. With a generous yard and a practical layout, this property offers a comfortable living space with room to enjoy the outdoors.

2534 Teague Street, Lincolnton

Listing courtesy of Gilleland Realty Inc. johngilleland@gillelandrealty.com

$119,900

3 Beds ⋅ 1 Baths ⋅ 4428419 MLS ⋅ ACTIVE Status

This 2 bed 1 bath brick ranch sits on a full acre on a private gravel road and has a large dining area that could be used as a 3rd bedroom. Wonderful opportunity for private living and entertaining. A storage shed and an outbuilding are included. Two septic systems and one well, shared with a single-wide mobile home also on the property. The single-wide is in very poor condition and will likely need to be removed. Vacant. Needs full renovation, including roof and HVAC. Property being sold as is. This is an unserviced listing.

131 Sj Crawford Road, Lincolnton

Listing courtesy of Galen Massey. galen@lunarcapitalrei.com

$249,900

3 Beds ⋅ 2 Baths ⋅ 4430243 MLS ⋅ ACTIVE Status

You don't want to miss this 3-bedroom, 2-bath home offering endless potential. Centrally located within the North Lincoln school district, this home offers convenient access to shopping, dining, and local amenities.

147 Finger Street, Lincolnton

Listing courtesy of Jane McGill Real Estate. kmullrealestate@gmail.com

$210,000

4 Beds ⋅ 2 Baths ⋅ 4428991 MLS ⋅ ACTIVE UNDER CONTRACT Status

Character, space and opportunity in the heart of Lincolnton! Built in 1850, this spacious 4-bedroom, 2-bath home offers approximately 1,801 square feet and is conveniently located within walking distance of downtown Lincolnton. The main level offers two bedrooms, a full bath, kitchen, laundry room and living spaces, while the upper level provides two additional bedrooms, a full bath and versatile loft area. Enjoy a large covered front porch and two rear covered porches, plus a corner lot with rear driveway access from W Water Street Ext—providing convenient entry and exit without backing onto Main Street. Per prior owners, previous improvements include replacement windows, metal roof, water heater and updates to the plumbing, electrical and HVAC systems. Home is in need of TLC and additional repairs/updates, offering the next owner an opportunity to bring their vision and make it their own. City water and sewer. Convenient to downtown Lincolnton shopping, dining and amenities.

329 W Main Street, Lincolnton

Listing courtesy of LPT Realty, LLC. homewithbb@gmail.com

$237,500

3 Beds ⋅ 2 Baths ⋅ 4428847 MLS ⋅ ACTIVE Status

Welcome to 1113 Better Brook Lane! This spacious 3-bedroom, 3-bath home offers a flexible layout with two additional bonus rooms, giving you plenty of options for a home office, playroom, hobby room, guest space, or additional living area. With three full bathrooms and multiple versatile spaces, there's room to spread out and make the home fit your lifestyle. Situated on approximately 0.38 acre in Lincolnton, you'll enjoy a residential setting while remaining convenient to area shopping, dining, schools, and everyday amenities. USDA eligible, providing an opportunity for 100% financing for qualified buyers. Plus, qualified borrowers may receive a $3,500 lending incentive when using the preferred lender. Don't miss the opportunity to make this versatile home yours!

1113 Betterbrook Lane, Lincolnton

Listing courtesy of All About You Realty-Blue Ridge LLC. 336-908-0448

$215,000

3 Beds ⋅ 2 Baths ⋅ 4428563 MLS ⋅ ACTIVE Status

BRING ALL OFFERS! Looking for that country setting sitting on an acre? Or maybe your next investment property? It is here! This cute country home has 3 bedrooms and 2 full bathrooms, two living areas of which one could double as an office or playroom, a kitchen with an eat in area for your dining table and a laundry room. Stainless steel appliances will convey. The front porch is covered and awaits morning coffee and peacefulness that this western Lincoln County home has to offer. Situated nicely off of the road you have plenty of front yard as well as back yard to enjoy. Carport remains. This home would benefit from a little cosmetic TLC. Foreclosure proceeding has commenced. Located 15 minutes from downtown Lincolnton.

5100 Flay Road, Lincolnton

Listing courtesy of Marc 1 Realty. Brooke@Brooke-Realtor.com

$224,000

2 Beds ⋅ 3 Baths ⋅ 4427216 MLS ⋅ ACTIVE Status

INVESTOR OPPORTUNITY | BUY ONE OR BOTH! Add a nearly new, low-maintenance property to your portfolio without the wait and expense of new construction. Built in 2024, this 2-bedroom, 2.5-bath townhouse-style condo is currently occupied by a month-to-month tenant who would like to remain, providing an opportunity for an investor to step into an established rental arrangement. The thoughtfully designed floor plan features an open-concept living space, modern kitchen with granite countertops, white cabinetry and stainless-steel appliances, plus 2.5 baths and an included washer and dryer. With its newer construction and easy-care design, this property offers a simple addition to a growing rental portfolio. The location is another standout, with shopping, groceries, banking, restaurants, coffee and other everyday conveniences all within walking distance, an attractive feature for both investors and future tenants. An identical vacant unit is also available. Purchasing one or both properties creates an opportunity to add matching, nearly new units to your portfolio in the same community. See Agent Remarks for showing instructions. Please Note: All photos shown, with the exception of the main photo, are of Unit 107 Villa Lane. MLS #4421797.

123 Villa Lane, Lincolnton

Listing courtesy of Lake Norman Realty, Inc.. 704-495-5543

$159,900

2 Beds ⋅ 1 Baths ⋅ 4426057 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to 2217 Story Street—a move-in-ready, updated 2-bedroom, 1-bath home conveniently located near shopping, dining, and downtown Lincolnton. Renovated just a few years ago, this charming home features modern finishes, luxury vinyl plank flooring, an updated kitchen with newer cabinetry, countertops, and appliances, plus a dedicated laundry room for added convenience. The functional layout makes excellent use of the space, while the manageable yard offers room to relax, garden, or entertain with minimal upkeep. Whether you’re searching for an affordable starter home, looking to downsize, or seeking an investment property to add to your rental portfolio, this home offers excellent potential. Schedule your showing today!

2217 Story Street, Lincolnton

Listing courtesy of EXP Realty LLC Ballantyne. 980-888-3051

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