Lincolnton Homes under $350,000

Welcome to Lincolnton, North Carolina—a charming city that perfectly blends small-town warmth with modern amenities. Nestled in the heart of Lincoln County, Lincolnton is known for its rich history, vibrant community spirit, and stunning natural surroundings. With its picturesque downtown area, lined with unique shops, delightful eateries, and inviting parks, residents enjoy a lifestyle that’s both relaxed and engaging.

For those seeking a home in this welcoming city, Lincolnton offers an impressive selection of properties under $350,000. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you’ll find an array of options that cater to your needs. From cozy bungalows and charming cottages to spacious family homes, the real estate market here is diverse and affordable, making it an ideal place to plant your roots.

As you explore the neighborhoods of Lincolnton, you’ll discover tree-lined streets, friendly neighbors, and a strong sense of community. Enjoy outdoor activities at nearby parks and lakes, or take part in local festivals that celebrate the city's rich heritage. With easy access to major highways, you’re just a short drive away from the bustling city life of Charlotte while still enjoying the tranquility of suburban living.

In Lincolnton, you’re not just buying a home; you’re becoming part of a community that values connection, tradition, and the beauty of everyday life. Discover the possibilities that await you in this delightful city, where your dream home is well within reach!

Newest Lincolnton Homes under $350,000

$299,990

3 Beds ⋅ 3 Baths ⋅ 4432730 MLS ⋅ ACTIVE Status

The Oak floorplan at Carpenter Farms is a spacious and well-designed home. It features a thoughtful layout with four bedrooms and two and a half baths, offering ample space for comfortable living. The floorplan emphasizes an open concept, creating a seamless flow between different areas of the house. The family room is adorned with an electric linear fireplace, providing both aesthetic appeal and a cozy atmosphere. Adjacent to the family room is the kitchen, which boasts elegant quartz countertops and an island. As you head upstairs, you'll find three generous secondary bedrooms—sharing a full hall bathroom—plus a convenient laundry room. Highlighting the upper level is the private owner’s suite—boasting a roomy walk-in closet and a deluxe bath with dual vanities. Residents can enjoy a refreshing pool, a dog park, playground, and activity field are available, offering spaces for outdoor gatherings, activities, and entertaining.

843 Olde England Drive, Lincolnton

Listing courtesy of CCNC Realty Group LLC. tennisteri@gmail.com

$119,900

3 Beds ⋅ 1 Baths ⋅ 4428419 MLS ⋅ ACTIVE Status

Property being sold as is. This is an unserviced listing.

131 Sj Crawford Road, Lincolnton

Listing courtesy of Galen Massey. galen@lunarcapitalrei.com

$319,990

4 Beds ⋅ 3 Baths ⋅ 4432749 MLS ⋅ ACTIVE Status

Welcome to your new home! This stunning Ponderosa at Carpenter Farms features an open floorplan perfect for entertaining guests, and the cozy electric fireplace adds a touch of warmth and comfort. The kitchen is a chef's dream, with beautiful quartz countertops and a large island for meal prep and casual dining. Upstairs, you'll find a versatile loft space, perfect for a home office, entertaining or play area and three secondary bedrooms that share a full bathroom. The primary bedroom features a large walk-in closet and a luxurious en-suite bathroom. With a 2-car garage, you'll have plenty of space for your vehicles and storage. Plus, this home is located in a fantastic neighborhood with amenities like a community pool, playground, dog park, and activity field for you to enjoy.

1108 Hallman Branch Lane, Lincolnton

Listing courtesy of CCNC Realty Group LLC. michael.sanacore@centurycommunities.com

$349,990

5 Beds ⋅ 2 Baths ⋅ 4432426 MLS ⋅ ACTIVE Status

The Jackson Plan from our Liberty Series is where style meets functionality, offering a spacious design perfect for growing households. This 2-story home features 5 bedrooms, 3 bathrooms, a 2-car garage, and 2,600 square feet of thoughtfully crafted living space. As you enter, you’ll find a main-level bedroom with a walk-in closet and a full bathroom — ideal for guests. Continue down the hall to the dining area, which sits perfectly between the well-appointed kitchen and the inviting family room, creating an ideal space for gathering and entertaining. Upstairs, the primary suite is your private retreat, complete with a walk-in closet and an en suite bathroom. The upper level also features a loft area for added living or workspace, three additional bedrooms, a full bathroom, and a conveniently located laundry room. Photos are for illustrative purposes only and may be of a similar house with the same floor plan.

715 Louise Avenue, Lincolnton

Listing courtesy of Jurney & Associates Inc. kelly@jurneyandassociates.com

$350,000

4 Beds ⋅ 3 Baths ⋅ 4429102 MLS ⋅ ACTIVE Status

*Builder and preferred lender are working together to offer great options for buyer incentives. Qualified buyers can choose between reduced closing costs, temporary rate buydown, permanent rate buy down, 100% financing. In some cases, you can combine these offers** Welcome to The Jasper plan. It is a well-designed, two-story home that balances everyday living with a convenient location just minutes from historic downtown Lincolnton. Enjoy walkable access to shops, restaurants, and community events while still having the space and finishes families want. Step onto the covered front porch and into a practical layout that includes a formal living room at the front and an open family room, dining area, and kitchen at the rear. The kitchen features granite countertops and a tile backsplash. Engineered hardwood floors run throughout the downstairs living areas. A mudroom off the two-car garage, powder room, and coat closet keep daily life organized. The primary suite includes a tray ceiling, walk-in closet, and private bath with a tiled shower. Three additional bedrooms and a full hall bath upstairs. LVP flooring in the baths and laundry. Granite countertops in the bathrooms. A 10x10 patio sits off the back of the home for easy outdoor dining or relaxing. This home delivers the right mix of open living space, private bedrooms, and a location that puts you close to Lincolnton’s charming downtown while remaining convenient to the greater Charlotte area. Ideal for buyers who want new construction, lots of space, with small-town convenience.

411 Lee Street, Lincolnton

Listing courtesy of Southern Realty Partners LLC. homeswithsheena@hotmail.com

$285,000

3 Beds ⋅ 2 Baths ⋅ 4426287 MLS ⋅ COMING SOON Status

This new construction home offers comfortable single-level living in a convenient Lincolnton location with easy access to downtown, shopping, dining, parks, and major roadways. The three-bedroom, two-bath layout features an open-concept living space that flows into a modern kitchen with stainless steel appliances, soft-close cabinetry, and contemporary finishes. A spacious primary suite provides a private retreat, while the attached one-car garage adds everyday convenience and extra storage. With a functional floor plan and convenient access to many of Lincolnton’s everyday amenities, this home is designed for easy, modern living. Photos are representative of a similar or previously completed home; final finishes, features, colors, and details may vary.

1009 E Catawba Street, Lincolnton

Listing courtesy of Better Homes and Gardens Real Estate Paracle. megan@northwayhomes.com

$295,000

3 Beds ⋅ 3 Baths ⋅ 4429796 MLS ⋅ ACTIVE UNDER CONTRACT Status

A peaceful country setting, just over an acre, and a layout that offers something a little different. This 3-bedroom, 3-bath home features two primary suites, creating a unique setup with added privacy and flexibility. One suite includes a spacious walk-in closet, while a bonus room offers another opportunity to create a space that fits your lifestyle. Inside, hardwood floors and updated light fixtures pair with natural light throughout the main living areas. The open-concept kitchen, dining, and living room make it easy to stay connected while cooking, sharing a meal, or settling in for the evening. The kitchen features stainless steel appliances, a pantry, and a bar with space to pull up a seat and enjoy your morning coffee or a casual meal. When it’s time to head outside, slide open the glass doors and move onto the back deck overlooking the fenced backyard. Whether you envision dinner outside, a quiet place to unwind, or simply enjoying the extra space around you, the backyard gives you room to make it your own. A large two-car garage and ample parking add everyday convenience, while the country setting gives you a little more space and privacy without putting you far from town.

2241 Killian Road, Lincolnton

Listing courtesy of Engel & Völkers Foothills Morganton Downtown. rachel.cinquanto@evrealestate.com

$290,000

3 Beds ⋅ 2 Baths ⋅ 4429655 MLS ⋅ ACTIVE Status

Highly motivated sellers are offering this charming 3-bedroom, 2-bathroom home in the peaceful city of Lincolnton! This spacious and comfortable home features a functional layout with plenty of room for family, friends, and guests. Please note: the septic system is permitted for 3 bedrooms; the home currently features a flex room used as a 4th bedroom. Situated on just over half an acre, the property offers a welcoming front porch, a large and level backyard, and plenty of outdoor space to enjoy. The backyard features a variety of established fruit trees, space for a personal garden, and a detached garage/workshop with endless possibilities for hobbies, storage, projects, or additional workspace. Inside, the home offers several updates, including a new roof that was replaced this year, providing added peace of mind for its next owner. With its combination of space, flexibility, and a generous lot, this home offers a wonderful opportunity to make it your own. Come see all that 938 Lyndsey Brooke Ct has to offer!

938 Lyndsey Brooke Court, Lincolnton

Listing courtesy of Mark Spain Real Estate. mccrayr09@gmail.com

$249,900

3 Beds ⋅ 2 Baths ⋅ 4430243 MLS ⋅ ACTIVE Status

You don't want to miss this 3-bedroom, 2-bath home offering endless potential. Centrally located within the North Lincoln school district, this home offers convenient access to shopping, dining, and local amenities.

147 Finger Street, Lincolnton

Listing courtesy of Jane McGill Real Estate. kmullrealestate@gmail.com

$285,000

3 Beds ⋅ 2 Baths ⋅ 4429214 MLS ⋅ COMING SOON Status

This new construction home offers comfortable single-level living in a convenient Lincolnton setting with easy access to everyday amenities and the charm of downtown. Featuring 3 bedrooms, 2 bathrooms, and over 1,100 square feet, the open-concept layout connects the kitchen, dining, and living areas for a functional space suited to both daily living and entertaining. The kitchen provides ample cabinetry, generous counter space, and a pantry, while the private primary suite includes a walk-in closet and en-suite bath. The Janice Road area is just a short drive from shopping along East Main Street, approximately 3 miles from Atrium Health Lincoln, and offers convenient access to downtown Lincolnton, local dining, parks, and major routes throughout Lincoln County. Photos are representative of a similar home; final finishes, features, colors, and details may vary.

1225 Janice Road, Lincolnton

Listing courtesy of Better Homes and Garden Real Estate Paracle. sbrown@paraclerealty.com

$210,000

4 Beds ⋅ 2 Baths ⋅ 4428991 MLS ⋅ ACTIVE Status

Character, space and opportunity in the heart of Lincolnton! Built in 1850, this spacious 4-bedroom, 2-bath home offers approximately 1,801 square feet and is conveniently located within walking distance of downtown Lincolnton. The main level offers two bedrooms, a full bath, kitchen, laundry room and living spaces, while the upper level provides two additional bedrooms, a full bath and versatile loft area. Enjoy a large covered front porch and two rear covered porches, plus a corner lot with rear driveway access from W Water Street Ext—providing convenient entry and exit without backing onto Main Street. Per prior owners, previous improvements include replacement windows, metal roof, water heater and updates to the plumbing, electrical and HVAC systems. Home is in need of TLC and additional repairs/updates, offering the next owner an opportunity to bring their vision and make it their own. City water and sewer. Convenient to downtown Lincolnton shopping, dining and amenities.

329 W Main Street, Lincolnton

Listing courtesy of LPT Realty, LLC. homewithbb@gmail.com

$237,500

3 Beds ⋅ 2 Baths ⋅ 4428847 MLS ⋅ ACTIVE Status

Welcome to 1113 Better Brook Lane! This spacious 3-bedroom, 3-bath home offers a flexible layout with two additional bonus rooms, giving you plenty of options for a home office, playroom, hobby room, guest space, or additional living area. With three full bathrooms and multiple versatile spaces, there's room to spread out and make the home fit your lifestyle. Situated on approximately 0.38 acre in Lincolnton, you'll enjoy a residential setting while remaining convenient to area shopping, dining, schools, and everyday amenities. USDA eligible, providing an opportunity for 100% financing for qualified buyers. Plus, qualified borrowers may receive a $3,500 lending incentive when using the preferred lender. Don't miss the opportunity to make this versatile home yours!

1113 Betterbrook Lane, Lincolnton

Listing courtesy of All About You Realty-Blue Ridge LLC. 336-908-0448

Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated: