Matthews Homes under $400,000

Welcome to Matthews, North Carolina – a charming suburb that beautifully blends small-town warmth with modern conveniences. Nestled just 15 miles southeast of Charlotte, Matthews boasts a rich history and a vibrant community spirit that makes it an ideal place to call home. With its picturesque streets, lush parks, and a variety of local shops and restaurants, Matthews offers a delightful lifestyle for families, young professionals, and retirees alike.

One of the standout features of Matthews is its impressive selection of homes under $400,000. Whether you’re a first-time homebuyer or looking to downsize, this area provides a diverse array of options that cater to different tastes and needs. From cozy bungalows to spacious townhomes, the real estate market in Matthews is both affordable and appealing. Many homes in this price range come with modern amenities, inviting backyards, and a sense of community that is hard to find elsewhere.

Living in Matthews means enjoying easy access to top-rated schools, beautiful parks, and a variety of recreational activities. The nearby Matthews Community Center hosts events and classes for all ages, while the scenic Squirrel Lake Park offers walking trails and picnic areas for family outings. Plus, with the vibrant city of Charlotte just a short drive away, residents can enjoy the excitement of urban living while retreating to the tranquility of their suburban oasis.

Explore the charm of Matthews, NC, where your dream home awaits at an affordable price. Come and discover why so many people are proud to call this wonderful town their home!

Newest Matthews Homes under $400,000

$344,900

3 Beds ⋅ 2 Baths ⋅ 4433081 MLS ⋅ ACTIVE Status

Welcome home to this beautifully renovated residence nestled in the highly desirable Matthews area, featuring no HOA. This light-filled 3-bedroom, 2-bathroom home offers a unique blend of modern updates and timeless character. The stunning vaulted ceilings, expansive windows and inviting living space perfect for relaxing or entertaining. Key features of this beautiful home include - New luxury vinyl flooring throughout, stainless steel appliances including refrigerator, a primary suite with a walk-in close, updated fixtures and flooring, a spacious two-car garage with ample room for additional storage, an extra-long and wide driveway for additional parking. The home also boasts a large, private, and enchanted forest backyard complete with a big rear deck, perfect for family gatherings. You can enjoy peaceful views of mature trees while being just minutes away from shopping, dining, and everything Matthews has to offer. COME AND SEE IT TODAY!

1008 Raywood Court, Matthews

Listing courtesy of OP Realty Group LLC. oksana@oprealtygroup.net

$99,900

2 Beds ⋅ 1 Baths ⋅ 4432905 MLS ⋅ ACTIVE Status

Fixer upper in Indian Trail. Recent survey shows rear corner of house encroaches on neighbors lot. Property will be sold as is with active encroachment. Consult your agent and attorney. This sale is being monitored by the Union County Court but is not a foreclosure sale. 5% minimum earnest money required and subject to 10 day upset bid period with the court. Please contact your REALTOR today for more information on these types of sales and a showing. Please note, the listing company does NOT engage in dual agency and solely represents the seller.

3409 Fincher Road, Matthews

Listing courtesy of Countryside Properties. john@countrysideprops.com

$389,900

3 Beds ⋅ 2 Baths ⋅ 4431812 MLS ⋅ ACTIVE Status

Welcome to this beautifully updated end-unit townhome in the highly sought-after Mint Lake Village! This charming one-story home offers 3 bedrooms, 2 full baths, and an open floor plan designed for comfortable living and entertaining. The stunning updated kitchen features quartz countertops, freshly painted cabinetry, a new sink, faucet, and stainless-steel appliances, all included. New laminate flooring and fresh paint throughout give the home a bright, clean, and modern feel. The spacious primary suite offers a relaxing retreat with a tray ceiling and large walk-in closet. The kitchen flows seamlessly into the dining area and living room, creating a welcoming space for everyday living. Ample cabinetry, counter space, and storage add to the home's functionality. Enjoy the peaceful setting overlooking a private wooded area alongside the home. Conveniently located in the Matthews-Mint Hill area with easy access to I-485, shopping, dining, medical facilities, and everything both Matthews and Mint Hill have to offer. This beautifully updated home is move-in ready and waiting for its new owner!

3741 Oak View Court, Matthews

Listing courtesy of NorthGroup Real Estate LLC. johnhaleem@gmail.com

$355,000

3 Beds ⋅ 2 Baths ⋅ 4431408 MLS ⋅ ACTIVE Status

Freshly painted with newer flooring and updated bathrooms, this three-bedroom, two-bath home offers inviting single-level living on approximately 0.34 acres on a cul-de-sac. The open floor plan provides a comfortable setting for everyday living and entertaining, with natural light and a living-room fireplace adding warmth and character. The kitchen features granite countertops and a pantry, while the spacious primary suite includes a walk-in closet and a private bathroom. An attached two-car garage provides convenient parking and storage. Outside, enjoy the covered patio, fenced backyard area, and storage shed for hobbies and outdoor essentials. With no HOA and convenient access to I-485, Highway 74, shopping, and dining, this Stallings home combines appealing updates with a practical layout and a convenient location.

713 Pesca Lane, Matthews

Listing courtesy of Costello Real Estate and Investments LLC. vidhyapati@costellorei.com

$320,000

2 Beds ⋅ 2 Baths ⋅ 4429467 MLS ⋅ ACTIVE Status

Charming Potential & Generous Space in Low-Tax Union County Nestled on a spacious 0.41-acre lot in an established, peaceful Stallings neighborhood, this ~1,400 sq. ft. residence presents an incredible opportunity for buyers looking to customize a home to their exact taste, or investors seeking a solid property in a desirable location. Key Features - Opportunity to build equity with personalization and renovations. - Spacious Living Space: Features a comfortable single-story layout with approx. 1,400 sq. ft. of living area, offering a functional floor plan ready for your personal design touch. - Eat-In Kitchen: Classic wood cabinetry, dedicated pantry space, and an adjacent dining area overlooking the yard. - Generous Lot: Set on nearly half an acre, providing a private, tree-lined backyard with endless possibilities for outdoor living, gardening, or entertaining. - Union County Benefits: Take advantage of lower Union County property taxes while maintaining seamless access to everything Charlotte and Matthews have to offer. Unbeatable Location Minutes away from historic Downtown Matthews, vibrant local dining, boutique shopping, and top-rated regional parks. Quick access to US-74 and I-485 makes commuting into Uptown Charlotte or surrounding employment hubs quick and convenient. Zoned for reputable Union County schools, including Indian Trail Elementary, Sun Valley Middle, and Sun Valley High.

1204 Vickie Lane, Matthews

Listing courtesy of Keller Williams South Park. jbev@kw.com

$365,000

3 Beds ⋅ 3 Baths ⋅ 4429695 MLS ⋅ ACTIVE Status

Welcome home to this 3-bedroom, 2.5-bath home in the established Habersham neighborhood, offering a functional layout, great outdoor space and plenty of opportunity to make it your own. The main level features a spacious living room, separate dining room and a kitchen with white cabinetry, quartz-style countertops, subway tile backsplash and stainless steel appliances. A breakfast area provides additional everyday dining space, while the separate dining room could also make a great home office or flex space. A convenient half bath and dedicated laundry room round out the main level. Upstairs, the primary suite features a vaulted ceiling, walk-in closet and private bath with dual sink vanity, soaking tub and separate shower. Two additional bedrooms and a full bath complete the second floor. Outside, enjoy a fenced backyard with mature trees and a large screened porch—an inviting spot for relaxing, entertaining or play. An attached two-car garage provides additional parking and storage. Conveniently located near I-485, parks, shopping, dining and all that Matthews has to offer. With a solid layout this home is ready for its next owner to add their own finishing touches.

4209 Hounds Run Drive, Matthews

Listing courtesy of COMPASS. kara.coll@compass.com

$325,000

3 Beds ⋅ 2 Baths ⋅ 4426657 MLS ⋅ ACTIVE Status

Set among mature trees on a private, wooded 0.52-acre lot, this pristine move-in ready ranch offers something increasingly rare: real space and privacy yet convenient access to grocery, shopping, medical offices, recreation and major commute routes, with no HOA. Tucked into the established Indian Brook neighborhood, it feels more like a wooded retreat in everyday living than a typical subdivision lot. Inside, the home lives comfortably with three bedrooms and two full bathrooms, well maintained and updated. A cozy fireplace anchors the living room for cooler months, and the flow from kitchen to living space keeps everyday life simple. Step outside to front and back decks backed by woods — the kind of backyard privacy that's hard to find this close to town. A carport provides covered parking, with a lockable storage room built into its corner and a detached shed for even more space for storage. The seller has invested in getting this home truly ready for its next owner. Every room has fresh interior paint and new light fixtures throughout. A full pre-listing inspection has been completed, and the crawlspace now has a brand-new, high-quality vapor barrier, an upgrade that's rare at this price point. The home also comes with a 12-month Achosa Home Warranty. The location is one of this home's biggest advantages: Harris Teeter is about two minutes away on Potter Road, with Matthews and Indian Trail's shops, restaurants, and Atrium Health Union West all within about ten minutes — small-town, wooded quiet without sacrificing everyday convenience. Whether you're buying your first home, an income property, or simply want more land and privacy than most homes in this price range offer, 2909 Matoka Trail is worth a look.

2909 Matoka Trail, Matthews

Listing courtesy of Helen Adams Realty. dliu@helenadamsrealty.com

$275,000

2 Beds ⋅ 2 Baths ⋅ 4429898 MLS ⋅ ACTIVE Status

Charm, Comfort, and Convenience Await at 6032 Sapwood Court! Tucked away in the heart of Matthews, this beautifully updated home is ready to welcome you. From the moment you walk in, sleek LVP flooring flows throughout the living spaces, creating a warm, modern feel that's both stylish and easy to maintain. The kitchen has been thoughtfully updated with new appliances, giving you everything you need to cook, gather, and entertain with ease. Step outside to discover the true showstopper — a spacious, fully fenced backyard perfect for weekend cookouts, gardening, or just unwinding after a long day in your own private retreat. And when it comes to location, this one checks every box. With easy access to I-485 and Highway 74, getting around Charlotte is simple, whether you're headed to work, dinner, or a weekend outing. Plus, you're just minutes from the shops, restaurants, and entertainment that make Matthews such a desirable place to put down roots. Updated finishes, a backyard made for making memories, and a location that keeps you close to it all — 6032 Sapwood Court has it all. Schedule your showing today!

6032 Sapwood Court, Matthews

Listing courtesy of Henderson Properties. 704-996-2548

$325,000

2 Beds ⋅ 2 Baths ⋅ 4429454 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to this beautifully maintained one-story home offering comfortable living, thoughtful updates and a wonderful fenced rear yard. The bright kitchen features white cabinetry, farmhouse sink, stainless steel appliances, beverage center, subway tile backsplash and LVP flooring. Refrigerator, LG washer and dryer convey with the home. The spacious great room features a ceiling fan and Picture TV that conveys. The primary bedroom offers a vaulted ceiling, while ceiling fans in the bedrooms add year-round comfort. A separate office provides valuable flex space and could easily serve as a home office, playroom, exercise room or hobby space. Enjoy outdoor living in the fenced rear yard surrounded by beautiful landscaping, including a fig tree and young peach and pear trees. A storage shed provides additional space for lawn and gardening equipment. Additional features include a one-car attached garage, tile flooring in the foyer and a convenient one-level floor plan. A welcoming home with flexible living spaces, an updated kitchen and an outdoor setting ready to enjoy!

11127 Atrium Way, Matthews

Listing courtesy of RE/MAX Executive. gina@mayesharrisrealty.com

$400,000

4 Beds ⋅ 3 Baths ⋅ 4429384 MLS ⋅ ACTIVE Status

5043 Haven Lodge Rd is a Matthews home with 2,096 square feet of living space and a 2013 build year. The kitchen includes quartz countertops and ample cabinet storage for meal preparation. A fireplace anchors the main living area, while a dedicated laundry room keeps utility tasks organized. Outside, a patio opens to a fenced yard with room for seating and dining. An attached garage provides enclosed parking and storage, and the community pool adds a nearby outdoor recreation option. The layout combines practical household spaces with connected indoor and outdoor gathering areas. Included 100-Day Home Warranty with buyer activation

5043 Haven Lodge Road, Matthews

Listing courtesy of Opendoor Brokerage LLC. nakia.walker@opendoor.com

$310,000

3 Beds ⋅ 3 Baths ⋅ 4424420 MLS ⋅ ACTIVE Status

Move-in ready, 2-story home featuring the largest floor plan in Summerfield with 3 upstairs bedrooms, 2 full bathrooms, a main-level powder room, and low-maintenance luxury vinyl plank and tile flooring throughout (no carpet). The welcoming covered porch is a great place for a rocking chair! The open-concept main floor boasts spacious living and dining areas, abundant storage, and a well-appointed kitchen with a center island and a pantry. Upstairs, you'll find all three bedrooms, two full baths—including a renovated primary suite with custom tile, an updated vanity, and a luxurious shower—and a convenient upper-level laundry room. Complete with a one-car garage and a rear patio, this home offers an incredible location zoned for Crown Point Elementary, Mint Hill Middle, and Butler High Schools. Enjoy outstanding community amenities, including a clubhouse, outdoor pool, sidewalks, and walking trails. Ideally situated, this community offers seamless access to both downtown Matthews and Uptown Charlotte, putting an endless array of shopping, dining, and entertainment options right at your fingertips. HOA provides lawn maintenance for areas not enclosed by a fence.

2738 Mill Valley Court, Matthews

Listing courtesy of Keller Williams Ballantyne Area. 540-314-9200

$225,000

3 Beds ⋅ 2 Baths ⋅ 4428444 MLS ⋅ ACTIVE Status

Great Matthews location-- This could be your opportunity to own this home in an upcoming subdivision in the Matthews City limits. Located in a quiet and established neighborhood. This home is offers a great opportunity for affordable homeownership or investment in one of the most convenient areas of Union County—just minutes from downtown Matthews, shopping, dining, also close to I-485 and Independence Blvd for easy commuting. Whether you are a new buyer or downsizing This 3-bedroom, 2-bath residence manufactured doublewide home offers over 1200 square ft of flexibility and convenience that’s perfect for everyday living. Located on a .24 acre lot with a spacious backyard and parking for 6+ vehicles in this changing, highly desirable neighborhood with nice new site built houses going up all around and with no HOA! Electricity is provided by Duke Energy, water by Carolina Water Service, and sewer is on Union Co. Do not walk the property or disturb the tenant.The seller has never lived in this home and makes no representations regarding the structure. For more information please call the listing agent. Agent related to seller. Need 24 hour notice for showings

701 Friendship Drive, Matthews

Listing courtesy of Howard Hanna Allen Tate SouthPark. walt.sikes@allentate.com

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