Morganton Homes under $400,000

Welcome to Morganton, North Carolina, a charming city nestled in the heart of Burke County, where the Blue Ridge Mountains provide a stunning backdrop to everyday life. Known for its rich history and vibrant community spirit, Morganton offers a perfect blend of small-town charm and modern conveniences. With its picturesque downtown area, residents enjoy a variety of local shops, delightful eateries, and community events that foster a sense of belonging.

Morganton is not only a great place to live but also an affordable one. For homebuyers seeking value without compromising on quality, the city boasts an impressive selection of homes priced under $400,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, Morganton has something for everyone. From cozy bungalows to spacious family homes, the real estate market here offers a diverse array of options that cater to various lifestyles.

Outdoor enthusiasts will appreciate the natural beauty surrounding Morganton, with numerous parks, hiking trails, and nearby Lake James, perfect for boating, fishing, and picnicking. The city’s commitment to preserving its green spaces ensures that residents can enjoy an active lifestyle in a serene environment.

With its affordable housing, welcoming community, and stunning natural scenery, Morganton is an ideal place to call home. Explore the possibilities of living in this delightful city, where your dream home awaits at a price that won’t break the bank! Come discover the charm of Morganton today!

Newest Morganton Homes under $400,000

$122,000

3 Beds ⋅ 1 Baths ⋅ 4431714 MLS ⋅ ACTIVE Status

Brick ranch with 3 bedrooms, 1 bath located in Drexel, Western North Carolina. Parquet floors in the living room. Wood floors in living room and bedrooms. Nice backyard. Personal property/debris in home will remain with the sale and will become responsibility of buyers to clean-out. True "fixer-upper" being sold as-is.

102 Garrison Drive, Morganton

Listing courtesy of Berkshire Hathaway HomeServices Blue Ridge REALTORS®. lemulwee@bellsouth.net

$219,500

3 Beds ⋅ 1 Baths ⋅ 4430603 MLS ⋅ ACTIVE Status

In town living awaits in this 3BR/1BA bungalow! LR features gas log/FP, formal DR, updated kitchen w/ceramic tile floors, range, refrig, DW & over the range microwave. Large rear deck overlooks fenced private backyard. HW floors covered front porch plus home covered by AHS Home Warranty.

115 Bethel Street, Morganton

Listing courtesy of Coldwell Banker Newton RE. timnewton@cbnewtonrealestate.com

$232,000

3 Beds ⋅ 2 Baths ⋅ 4431704 MLS ⋅ ACTIVE Status

Looking for a manageable home with room to make it your own? Welcome to 1063 Allman Court in Morganton! This 3-bedroom, 2-bath home offers a practical layout with a private primary bathroom and two additional bedrooms ready for guests, a home office, or your everyday needs. Situated on approximately 0.46 acre, there’s space to enjoy the outdoors, start a garden, or create your own backyard retreat. A storage shed gives you a convenient place for tools and lawn equipment. With the South Mountains nearby and Morganton just minutes away, you can enjoy a little breathing room while staying close to town. Whether you’re buying your first home or looking to simplify, come take a look and see the possibilities!

1063 Allman Court, Morganton

Listing courtesy of McClure Group Realty LLC. 704-388-2106

$329,000

3 Beds ⋅ 2 Baths ⋅ 4427151 MLS ⋅ ACTIVE Status

Welcome to this beautifully updated brick ranch in the highly desirable Salem community! This well-maintained, 3 bedroom 2 bath home has been thoughtfully refreshed with numerous recent improvements, including new windows, refinished hardwood floors, an updated kitchen and bathrooms, new lighting, updated garage doors, and more. Outside, the property truly stands out with an impressive 38' x 25' detached shop, offering excellent space for a workshop, hobbies, equipment, or additional storage. Adjacent to the shop is a 39' x 18' x 14' RV storage building, providing exceptional room for your RV, boat, vehicles, or other recreational equipment. Situated on a great lot in a fantastic location, this property offers the perfect combination of comfortable living, quality updates, and hard-to-find storage and workspace. Come see all this wonderful home has to offer today—you won't want to miss it! Seller/owner is a licensed real estate agent.

3828 Stroupe Street, Morganton

Listing courtesy of Rhonda Silver Real Estate Group LLC. hartsellrealestate@yahoo.com

1778 Dearborn Street Extension, Morganton

$187,500

3 Beds ⋅ 2 Baths ⋅ 4431145 MLS ⋅ COMING SOON Status

Welcome to 1778 Dearborn Street Extension, Morganton—an exciting opportunity to own a brand-new single-wide manufactured home at an affordable price. Enjoy easy one-level living with a fresh, modern feel and everything brand new from day one. Conveniently located just minutes from downtown Drexel with easy access to Morganton, Valdese, Hickory, and I-40, this home offers a great combination of value and location. Whether you're a first-time homebuyer, downsizing, or simply looking for a low-maintenance new home, this property is a must-see. Brand new. One-level living. Priced at $187,500. Affordable homeownership starts here!

1778 Dearborn Street Extension, Morganton

Listing courtesy of Nestlewood Realty LLC. haydee@nestlewoodrealty.com

$349,000

4 Beds ⋅ 2 Baths ⋅ 4401329 MLS ⋅ ACTIVE Status

Welcome to your beautiful new home!!! This home has a little of everything. It starts with having some privacy and it has wonderful access to Interstate 40, which is only about a mile away. That access will allow you to work, play, and shop in numerous municipalities, such as Morganton, Hickory, Marion, or even Asheville. If you like to fish or boat, Lake James is less than 30 minutes away as well. The home itself boasts 4 bedrooms and 2 baths with a modern kitchen and bathrooms. It has an open floorplan and a split bedroom design for privacy if needed. It has a covered front porch with real Cedar posts and a nice size back deck for grilling or just hanging out. The neighborhood is quiet and has very little traffic. Please take a look at our virtual Matterport tour for an up close look.

101 Riverhills Lane, Morganton

Listing courtesy of BHHS C Dan Joyner - Midtown. cmashni@cdanjoyner.com

$310,000

3 Beds ⋅ 2 Baths ⋅ 4429929 MLS ⋅ ACTIVE Status

Welcome home to this beautifully maintained split-foyer home, offering a comfortable floor plan, inviting living spaces, and thoughtful updates throughout. The main level features a welcoming living room, well-appointed kitchen, and dining area that’s perfect for everyday meals or entertaining. This home offers three bedrooms and two full baths on the main level, while the lower level provides additional space to relax, entertain, or create the perfect flex space to suit your needs. Step outside to enjoy the well-kept yard and inviting outdoor space, ideal for relaxing, entertaining, or enjoying your morning coffee. Pride of ownership is evident throughout this move-in-ready home, with a fresh and well-cared-for feel from the moment you arrive. Recent improvements include new interior paint, a beautifully remodeled guest bathroom, and a roof that is just two years old. This charming home is ready for its next chapter—come see all it has to offer!

1896 Timber Trace, Morganton

Listing courtesy of Western Piedmont Real Estate, LLC. tonycolellarealestate@gmail.com

$340,000

3 Beds ⋅ 2 Baths ⋅ 4430614 MLS ⋅ ACTIVE UNDER CONTRACT Status

This beautifully updated home in the highly sought after Salem area delivers the combination buyers are looking for: a desirable location, extensive modern updates, great outdoor space, and a floor plan that feels both comfortable and functional. Offering 3 bedrooms, 2 full bathrooms, and 1,531 heated sq ft, the interior has been thoughtfully remodeled with a clean, modern look throughout. The fully remodeled kitchen makes an immediate impression with gorgeous quartz countertops, updated cabinetry, modern finishes, and plenty of space for everyday living and entertaining. Both full bathrooms have also been beautifully remodeled, while luxury vinyl plank flooring carries the updated feel throughout the home. Every improvement works together to create a space that feels fresh, polished, and truly move in ready. Outside, the lime washed brick exterior gives the home incredible curb appeal and a distinctive look that immediately sets it apart. The property features a beautiful, level yard with plenty of usable space, plus a fenced backyard perfect for pets, gatherings, or simply enjoying the outdoors. A spacious 2 car garage adds even more convenience and storage. Located in one of Morganton’s most desirable areas, this is the kind of property where the location, updates, curb appeal, and functionality all come together.

1256 Willow Drive, Morganton

Listing courtesy of RE/MAX Prestige Legacy. kevincastrorealestate@gmail.com

$190,000

3 Beds ⋅ 1 Baths ⋅ 4430518 MLS ⋅ ACTIVE UNDER CONTRACT Status

Meticulously maintained and move in ready, this charming 3 bedroom, 1 bath home offers 984 heated square feet in a location that makes everyday living incredibly convenient. The full brick veneer exterior provides timeless curb appeal and low maintenance, while the pride of ownership is evident throughout the property. Inside, the efficient floor plan makes excellent use of the space with comfortable living areas and 3 bedrooms offering flexibility for family, guests, or a home office. Outside, you’ll find plenty of room for storage, hobbies, and equipment with 3 outbuildings. Parking is no issue with an attached carport plus a second driveway featuring an additional detached carport, perfect for multiple vehicles, a boat, or recreational toys. Conveniently located with quick access to Highway 70 and I-40, making travel throughout Morganton and the surrounding area a breeze. A well cared for home with exceptional functionality in a highly convenient location!

108 Brittain Drive, Morganton

Listing courtesy of RE/MAX Prestige Legacy. kevincastrorealestate@gmail.com

$255,000

4 Beds ⋅ 2 Baths ⋅ 4429026 MLS ⋅ ACTIVE Status

Welcome home to this Morganton property offering great potential and plenty of space to make it your own! Conveniently located just minutes from Downtown Morganton and within a short drive of Lenoir, this home is ready for a buyer with a vision and a little TLC. The main level features two bedrooms, one full bathroom, and a quaint eat-in kitchen with direct access to a back deck overlooking the private backyard. Downstairs, you'll find two additional bedrooms with approximately 6'8" ceiling height, along with a spacious den featuring a fireplace, half bathroom and direct access to the backyard. Outside, the property offers even more versatility with a double carport, an additional double-car storage area, and a separate workshop/she shed—providing plenty of room for vehicles, hobbies, tools, equipment, or future projects. The inviting backyard offers ample space to enjoy the outdoors and create a space that fits your needs. With its convenient Morganton location, flexible interior space, private backyard, workshop, and abundant covered storage, this property offers plenty of possibilities. Schedule your private showing today and come see the potential for yourself!

106 Valley View Street, Morganton

Listing courtesy of Coldwell Banker Newton RE. markcausbyrealty@gmail.com

$359,900

3 Beds ⋅ 3 Baths ⋅ 4429285 MLS ⋅ ACTIVE Status

Charming One-Story Home with Basement & Beautiful Mountain Views Enjoy comfortable one-level living in this charming, meticulously maintained home featuring a full basement and a wonderful screened side porch, perfect for relaxing, enjoying your morning coffee, or taking in the peaceful surroundings. The home is situated on a spacious lot with mature landscaping, a generous driveway, and beautiful winter mountain views. The basement provides excellent additional space for storage, a workshop, hobbies, or future expansion. Several outbuildings add even more versatility and storage options. With its one-story layout, screened porch, full basement, spacious yard, outbuildings, and scenic winter mountain views, this property offers a peaceful setting with plenty of potential. Carpet is brand new and just got instilled.

1323 Havenwood Drive, Morganton

Listing courtesy of Howard Hanna Beverly-Hanks Asheville-Biltmore Park. elena.peters@allentate.com

$224,900

3 Beds ⋅ 1 Baths ⋅ 4429263 MLS ⋅ ACTIVE Status

Wonderful 3 bedroom 1 bath bungalow. Home has nice living room with hardwood floors. Step into the next room for dining and then to the left is a nice spacious kitchen great for entertaining. There are three bedrooms all with hardwood floors, and one bath. There are two additional rooms and a seating area upstairs. There is only one vent present for heating. There is a detached garage. There is an easement on the properly for driveway for the home to the left and for the home behind.

1173 Piedmont Road, Morganton

Listing courtesy of Berkshire Hathaway HomeServices Blue Ridge REALTORS®. debbiewilsonrealestate@yahoo.com

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